Quotes & Discounts
| Discount Type | Cincinnati Insurance Companies | Travelers |
|---|---|---|
| Preferred payment discount |
--
|
Varies |
| Multiple Vehicle Discount |
up to 31%
|
up to 8% |
| Good Credit Discount |
up to 54%
|
-- |
| New Car Discount |
--
|
up to 10% |
| Low Mileage Discount |
--
|
Varies |
| Home Owner Discount |
--
|
up to 5% |
| Hybrid/Electric Vehicle Discount |
--
|
up to 10% |
| Good Driver Discount |
up to 25%
|
-- |
| Defensive Driver Discount |
--
|
up to 8% |
| Driving training discount |
--
|
Varies |
| Continuous Coverage Discount |
--
|
up to 15% |
| Accident Free Discount |
Varies
|
-- |
| Multiple Policy Discount |
up to 11%
|
up to 13% |
| Paid in full discount |
--
|
Varies |
| Student Away at School Discount |
up to 47%
|
up to 7% |
| No lapse in coverage discount |
--
|
Varies |
| Early Quote Discount |
--
|
up to 10% |
| More Vehicles Than Drivers |
Varies
|
-- |
| Deductible discount |
Varies
|
-- |
| Good Student Discount |
up to 10%
|
up to 8% |
| Anti-Theft Device Discount |
up to 15%
|
-- |
| Safe Driver Discount |
--
|
up to 23% |
Payment Methods
| Payment Type | Cincinnati Insurance Companies | Travelers |
|---|---|---|
| Credit Card Payment |
|
|
| Mail Payment |
--
|
|
| Phone Payment -IVR |
|
|
| Online Payment |
|
|
| Automatic Payments |
--
|
|
| Mobile App Payments |
--
|
|
| Electronic Check |
--
|
|
| Debit Card Payments |
--
|
|
| Bank Payment/Direct Deposit |
--
|
|
Feature and Services
| Features and Services | Cincinnati Insurance Companies | Travelers |
|---|---|---|
| Flexible / convenient payments |
--
|
|
| 24/7 service |
|
|
| Roadside assistance |
|
--
|
| Online account management |
|
|
| Mobile app |
|
|
| Accident forgiveness |
--
|
|
Optional Coverages
| Coverage Type | Cincinnati Insurance Companies | Travelers |
|---|---|---|
| Ridesharing Coverage |
--
|
|
| Small Claim Forgiveness |
--
|
|
| Accidental Death, Dismemberment, Disability |
|
--
|
| Electronic Key & Lock Replacement |
|
--
|
| Rental Reimbursment |
--
|
|
| New Car Replacement Coverage |
|
|
| Vanishing Deductible |
|
--
|
| Road Side Assistance |
|
|
| Emergency Lockout Coverage |
|
--
|
| Airbag Replacement Coverage |
|
--
|
| Antique or Collector Car Insurance |
|
--
|
| Umbrella Policy |
|
|
| Glass Coverage |
|
--
|
| Child Safety Seat Replacement |
|
--
|
| Personal/Upgraded Item Coverage |
|
--
|
| Gap Insurance |
|
|
| Emergency Assistance Coverage |
|
--
|
| Personal Auto Plus |
|
--
|
| Accident Forgiveness |
--
|
|
Insurance by State
- Cincinnati Insurance Companies
- Travelers
- Both
Uber and Lyft driver insurance:
- Cincinnati Insurance Companies
- Travelers
- Both
Compare Insurance Products
| Product | Cincinnati Insurance Companies | Travelers |
|---|---|---|
 Boat Insurance |
--
|
|
 Car Insurance |
|
|
 Commercial Insurance |
--
|
|
 Condo Insurance |
--
|
|
 Cyber Liability Insurance |
--
|
|
 Dwelling Fire Insurance |
--
|
|
 Home Insurance |
--
|
|
 Jewelry Insurance |
--
|
|
 Renters Insurance |
--
|
|
 Ridesharing Insurance |
--
|
|
 Small Business Insurance |
--
|
|
 Umbrella Insurance |
--
|
|
 Wedding and Event Insurance |
--
|
|
User Reviews
Most Positive Review
Good service
Most Critical Review
November 19, 2018
I have had this insurance company for about 3 years. Last year my rates went up $104.00 due to rate increase. This year they were going to raise it $139.00 due to underperforming issues on their part and a decrease in my insurance rating. I have no tickets, no accidents, excellent credit and low mileage on a car that is five years old. They can keep their insurance. I am going with another company.
Most Positive Review
June 25, 2018
When I had a minor fender bender, they jumped right in with both feet, and guided me through an auto repsir process that was, at the least, daunting, going so far as to look at the photos I submitted of the accident and determining that I was telling the truth regarding the collision, and that the man who backed into my car was, indeed, at fault - even though he claimed otherwise ( I was parked behind him).
Most Critical Review
November 20, 2017
I had one claim on my home policy and your adjuster said I had no damage and I did not have to do anything else. Months later I got a letter saying you were not going to renew my home policy. Traverlers did not spend one penny on my home or vehicles. I guess you don't want my business.
February 4, 2018