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About Doug's expertise
Doug Bailey is a senior content writer at Insurify. Doug is an experienced business writer having worked more than a decade as a reporter and business editor at the Boston Globe, covering financial services and the insurance industry. Most recently, Doug was a regular contributor to InsuranceNewsNet, a news and information service for the insurance and financial industry.
Doug is a native New Englander hailing from Maine and works in Insurify’s Cambridge office.
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
Doug's latest posts
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Rideshare Insurance: What It Covers and When You Need It
If you drive for Uber, Lyft, or another transportation network company, you need to buy rideshare car insurance.
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Best Car Insurance for New Drivers
Country Financial, USAA, and Auto-Owners offer the most affordable rates for new drivers.
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Car Insurance Reviews: 85,000+ User Experiences and Ratings
We’ve gathered more than 85,000 verified customer reviews and rankings for 76 car insurance companies. Here’s what real policyholders say.
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10 Cheapest Cars to Insure in 2026
The Dodge Caravan tops Insurify’s list of the cheapest cars to insure in 2025, thanks to its modest repair costs, family-friendly design, and solid safety scores.
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The 10 Best Car Insurance Comparison Sites in 2026
We spent hours testing well-known car insurance comparison websites to determine which ones serve the most real-time, personalized quotes and which ones will serve you spam instead.
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Cheapest Car Insurance Quotes in Las Vegas (May 2026)
Country Financial offers the cheapest car insurance in Las Vegas, with liability rates of $64 per month. Heavy congestion on Interstate 15 and high vehicle theft rates across the Las Vegas Valley help drive up premiums.
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What Is Gap Insurance?
Gap insurance helps pay the difference between what your car is worth and what you still owe on your loan or lease if the vehicle has been totaled or stolen.
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Cheap Car Insurance Quotes in Minneapolis (May 2026)
State Farm offers the cheapest liability coverage in Minneapolis, with rates of $63 per month. Harsh winters, heavy traffic on I-94 and I-35W, and elevated vehicle theft in some neighborhoods all affect Minneapolis car insurance prices.
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One-Week Car Insurance: Can You Get 7-Day Coverage?
Most U.S. insurers don’t offer true one-week car insurance — but you still have short-term coverage options. Here’s how to get insured quickly.
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El Niño May Dampen 2026 Hurricane Season, But Coastal Risk Still Looms
Although experts expect a below-average hurricane season, they caution that this is really a redistribution of risk, and storms may shift.
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Earthquake Insurance in California: Guide for Homeowners in 2026
California faces some of the highest earthquake risk in the country. Earthquake insurance can help, provided your coverage matches your needs.
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Closing the Gig Gap: The Push for Specialized Insurance in the App-Based Economy
With millions of freelancers and contractors facing hidden coverage voids, new insurance models and app-integrated policies are finally offering the protection gig workers need.
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Clean Look, Costly Flaws: Why AI-Generated Legal Arguments Are Failing in Insurance Court
AI is appearing in insurance court cases, but the results have been rocky so far.
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Best Pet Insurance in 2026: Compare Quotes From Top Companies
Lemonade and Healthy Paws top the list of best pet insurers.
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Cheapest Renters Insurance Companies
State Farm, Lemonade, and Amica are among the most affordable renters insurance companies available.
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Best Renters Insurance Companies
Compare top renters insurance companies like State Farm, Allstate, and Lemonade to find the best coverage for you.
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Indiana Home Insurance Costs Jumped Over 17% Since 2023
After a 6% increase in 2025, the state will see an additional 3% hike in 2026, new report projects.
Minnesota Home Insurance Costs Soared 34% in 2025
And Minnesota homeowners could face another increase of nearly 4% in 2026, new report projects.
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Washington Home Insurance Costs Likely to Climb in 2026
State home insurance premiums could rise 4.4% by year’s end, but will still be among the most affordable in the U.S.
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Car Insurance Company Comparisons
Compare top auto insurance companies side by side to see how coverage options, customer service, and pricing stack up before you choose an insurance policy that fits your insurance needs.
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Why ‘Social Inflation’ Is Boosting Bodily Injury Claims and What Insurers Must Do Next
Behavioral and legal shifts appear to be contributing to rising car insurance costs.
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The True Cost of Speeding: It’s More Than the $100 Fine
Fines, insurance increases, and hidden fees could push a $100 fine beyond $2,000.
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Who Pays When a Driverless Vehicle Crashes?
New car technology is making crash liability more complicated. Regulators and courts must determine if humans, software, or manufacturers are at fault.
Connected Car Data: Are Insurers and Drivers Rolling Toward Dynamic, Variable Pricing?
Real-time driving data means insurers can set premiums based on how people actually drive rather than estimated risk.
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Auto Industry’s Hottest New Model: Selling Insurance
Hyundai joins other automakers in aiming to leverage new-vehicle technology and streamline the customer experience — but traditional insurers see complications.
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Tighter Enforcement Driving Rising Auto Insurance Fraud Numbers, Experts Say
A significant increase in cases may be due to improved enforcement and tracking, not just an increase in crime.
Your Car Is Watching You: How Telematics Is Rewriting Your Auto Insurance Policy
The growth of connected-car data is pushing insurers to offer new coverage for cyber risks, but legal experts warn that the same data can be used against consumers in court.
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Auto Sales Are Holding Up — but Buyers Are Stretching Loans to Make Cars Affordable
While longer loans may seem to make things more affordable up front, additional costs lurk later.
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The Digital Divide: Online Insurance Buying Is Improving, but Not Uniformly
A new scorecard for auto insurers shows advances in quoting and comparing, but some websites are still clunky and hard to use.
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FEMA Flood Maps Omit Millions of High-Risk Homes, Report Says
Research finds outdated and incomplete maps underestimate flood risk, leaving millions underinsured.
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The AI Fraud Onslaught: Synthetic Voice Attacks Cost Insurers and Customers Billions
Inexpensive AI tools drove fake voice fraud incidents up 475% last year, and experts say it will get worse.
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Legal Storm Brews Over Insurers’ ‘Binding Restrictions’
Lawsuit challenges insurers’ practice of halting new policy sales during bad-weather warning periods.
California lawsuit accuses insurer of charging but not covering ride-sharing customers
Alleged “bait and switch” could leave riders with less coverage than they paid for
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The Little Cost-Shaving That Affects Auto Policyholders Big Time
Insurers routinely use data company’s market-value reports to lowball totaled vehicle settlements, lawsuits allege.
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Personality vs. Policy: Insurers Bet Big on Mascots to Drive Sales
Memorable advertisements keep companies top of mind for consumers, but do they help shoppers understand policy options?
State Farm Suffers Credit Downgrade, Despite Signs of Financial Comeback
The downgrade could translate into rising costs for policyholders.
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LA County Investigating State Farm’s Handling of January Wildfire Claims
Policyholders complain of slow-walking, underpayments, and denials, county says.
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Gen Z to the Insurance Industry: Thanks, But No Thanks
Roles in the insurance industry offer security and stability, but for Gen Z, other factors matter more.
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Insured but Indebted: Why Americans Say Health Insurance Is Failing Them
Health insurance reform has sweeping support, survey shows, regardless of voters’ political affiliations.
Americans Back on the Road — And It’s Starting to Feel Like Pre-pandemic Again
The way Americans drive is shifting to reflect new lives, work patterns, and ongoing relationships with technology.
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Lower Disaster Losses for Insurers Won’t Add Up to Lower Rates for Homeowners
A quiet catastrophe year gives insurance companies a break. Still, La Niña, wildfire risks, and severe storms mean homeowners should stay alert and proactive.
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Are auto thieves in retreat? Car thefts in the U.S. are dropping rapidly, but the reasons remain unclear
New data from the National Insurance Crime Bureau show a significant decline in car thefts across the country.
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