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Cheap Auto Insurance Quotes in York, SC, for August 2022

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Jennifer Pendell

By: Jennifer Pendell

Edited by Danny Smith

Last Updated August 2, 2022

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.

Quick Facts

  • The average cost of car insurance in York is $250 per month or $3,000 annually.
  • Car insurance in York is $61 less than the average cost of insurance in South Carolina.
  • The cheapest top car insurance provider in York on average is National General.

Car Insurance in York, SC

The cost of car insurance coverage varies so much from city to city and even between ZIP codes. Someone in Fort Mill will pay different rates than someone in Rock Hill for the exact same policy. That’s why comparing quotes is so important for finding good rates. Insurify analyzed the cost of coverage in York to help fulfill your insurance needs.

Quotes by Top Companies

National General
$128
Travelers
$146
Progressive
$155
Liberty Mutual
$224
Nationwide
$237

Cheapest Car Insurance in York, SC

What is the cheapest car insurance in York?

National General is the cheapest top car insurance provider on average in York, with rates starting at $128 per month. It’s still very important to compare car insurance quotes, as everyone’s situation is unique.

Car insurance companies will charge different rates for similar policies. That’s because they all prioritize information about you, like your age, gender, and credit score, differently. These insurance companies had the best rates for car insurance products that we could find.

Insurance CompanyAverage Monthly Quote
National General$128
Travelers$146
Progressive$155
Liberty Mutual$224
Nationwide$237
Kemper Preferred$104
Safeco$167
State Auto$174
Direct Auto$186
Midvale Home & Auto$203
InsureMax$234
GAINSCO$264
Dairyland$272
AssuranceAmerica$273
SafeAuto$274
The General$294
Bristol West$295
Arrowhead$353
Everest National$420
Stillwater$601
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

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Minimum Car Insurance Requirements in South Carolina

Every state has unique laws about what kinds of minimum insurance it requires for drivers. In South Carolina, all drivers must have uninsured motorist coverage[1]. Read more on South Carolina’s minimum car insurance requirements.

York Car Insurance Rates by Driving and Accident History

You can expect to pay different premiums depending on what your driving history looks like[2]. Someone with a clean driving record can expect to pay significantly lower rates than someone with a moving violation in their recent history, as you can see from the rates below. Here’s what York motorists can expect to pay based on their records.

Driver HistoryAverage Monthly Cost
Clean Record$212
Speeding Ticket$284
At-Fault Accident$310
DUI$422
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

York Car Insurance Rates by Credit Tier

Credit scores have a significant impact on car insurance rates[3]. Insurers believe people with good or excellent credit are less of a risk to insure than people with average or poor credit. These rates represent what you can expect to pay if your credit is excellent, good, average, or poor.

Credit TierAverage Monthly Cost
Excellent$176
Good$208
Average$229
Poor$355
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

How to Get the Cheapest Car Insurance in York

An affordable insurance policy doesn’t have to be hard to find. In fact, Insurify makes it easy to find the property damage and liability coverage you need at a price you can afford. Whether you’re looking for minimum coverage or full coverage, comparing car insurance quotes can help you find the best rates out there.

Compare quotes online to find a rate you can afford and avoid the hassle of talking to an insurance agent. With Insurify, it only takes a few minutes. Just enter some basic information and let Insurify find the right insurance for you. Taking advantage of discounts, such as those offered for bundling auto insurance with renters or home insurance, can save you a lot.

Frequently Asked Questions

  • Two things you can do to lower costs are to accept a higher deductible and choose minimum coverage. However, both strategies can backfire if you’re in an accident because you’ll be left paying more out of pocket. The best way to find cheap car insurance in York is to compare quotes from different companies to see who is offering the best car insurance rates.

  • We found low average monthly rates from National General and Travelers. However, the rates you’ll pay depend on many factors, including your specific ZIP code, age, gender, and more. Different companies weigh this information differently. That’s why comparing quotes is so important for finding the best rates.

  • Many factors are driving up the cost of car insurance in South Carolina. One trend that’s affecting rates across the country is the simple fact that both healthcare and auto repairs—two things that insurance companies have to pay for after accidents—are getting more expensive. Insurance companies are raising rates accordingly to keep pace with their costs.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Jennifer Pendell
Jennifer Pendell

Insurance Writer

Jennifer Pendell is a personal finance expert. She specializes in breaking down dense subjects to make them easier for consumers to understand, with a particular interest in homeowners, renters, and auto insurance concepts. She studied at the University of Iowa.

Learn More

Sources

  1. South Carolina Department of Insurance. "State Minimum Car Insurance Requirements." Accessed July 16, 2022
  2. South Carolina Department of Insurance. "Automobile Insurance." Accessed July 27, 2022
  3. South Carolina Department of Insurance. "Property & Casualty." Accessed July 27, 2022