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Cheap Auto Insurance Quotes in North Augusta, SC, for August 2022

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Charlie Mitchell

By: Charlie Mitchell

Edited by Jackie Cohen

Last Updated June 9, 2022

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.

Quick Facts

  • The average cost of car insurance in North Augusta is $249 per month or $2,988 annually.
  • Car insurance in North Augusta is $62 less than the average cost of insurance in South Carolina.
  • The cheapest car insurance provider in North Augusta on average is Kemper Preferred, but you should always compare quotes to find your best personal rate.

Car Insurance in North Augusta, SC

Auto-owners in beautiful North Augusta, South Carolina, are looking for cheap, reliable car insurance coverage. In this article, you’ll find tips to help you score an affordable car insurance policy that meets your needs. It starts with comparing quotes to find the right auto insurance company for you.

Quotes by Top Companies

Kemper Preferred
$118
State Auto
$133
Travelers
$152
Progressive
$152
Safeco
$179

Cheapest Car Insurance in North Augusta, SC

What is the cheapest car insurance in North Augusta?

The average cost of car insurance in North Augusta is $249 per month, but we found quotes for as little as $118 per month with Kemper Preferred. Remember to always compare car insurance rates to find the cheapest possible quote.

Auto insurance in North Augusta is a competitive market. You’ve got lots of options for insurance agents and insurance companies. Here’s a list of the cheapest car insurance quotes in the area to get you started. Keep in mind that these are averages. The best match for you will provide a low premium that is specific to your driving record, credit score, and other attributes.

Insurance CompanyAverage Monthly Quote
Kemper Preferred$118
State Auto$133
Travelers$152
Progressive$152
Safeco$179
National General$183
Nationwide$196
Direct Auto$199
Midvale Home & Auto$218
SafeAuto$230
InsureMax$235
Liberty Mutual$244
AssuranceAmerica$282
Dairyland$287
Bristol West$301
The General$308
Arrowhead$367
Everest National$411
Stillwater$537
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

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Best Car Insurance in North Augusta, SC

While it’s important to find cheap car insurance, policies are meant to protect you and your loved ones in the event of a disaster. While you’re looking at an insurance company’s average premiums, compare them alongside their Insurify Composite Score (ICS), which captures financial responsibility and customer service. Cheap car insurance quotes alone aren’t enough.

Best CompaniesICSAverage Monthly Quote
Nationwide89$196
Safeco86$179
Liberty Mutual82$244
Travelers80$152
State Auto76$133
National General58$183
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
  • The Insurify Composite Score (ICS) is a proprietary rating calculated by a team of data scientists at Insurify, weighing multiple factors that reflect the quality, reliability, and health of an insurance company.

    Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.

See More: Best Car Insurance Companies

Minimum Car Insurance Requirements in South Carolina

All motor vehicles operated or parked on South Carolina roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in South Carolina[1] are:

  • $25,000 per person for bodily injury
  • $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. South Carolina is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

  • $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

  • $25,000 per person for uninsured/underinsured motorist bodily injury
  • $50,000 per accident for uninsured/underinsured motorist bodily injury
  • $25,000 per accident for uninsured/underinsured motorist property damage

Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In South Carolina, drivers are requred to purchase this coverage for both bodily injury and property damage.

North Augusta Car Insurance Rates by Driver Age

Auto insurance companies charge higher rates to drivers who are statistically more likely to get in an accident. This means young drivers often pay much more for an auto insurance policy than older drivers. See for yourself in this table of average car insurance rates in South Carolina based on driver age. Teen drivers pay a whopping average of $525 per month.

Driver’s AgeAverage Monthly Cost
Teens$525
20s$342
30s$259
40s$262
50s$237
60s$212
70s$216
80+$232
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

North Augusta Car Insurance Rates by Driving and Accident History

Driving history plays a big role in car insurance rates. This table shows that North Augusta drivers with clean records have substantially cheaper car insurance than drivers with any number of violations on their driving records, from speeding tickets to accidents to DUIs. That’s just another reason to keep your eyes on the road and be safe out there.

Driver HistoryAverage Monthly Cost
Clean Record$216
Speeding Ticket$289
At-Fault Accident$315
DUI$430
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

North Augusta Car Insurance Rates by Credit Tier

Car insurance companies often look at a driver’s credit score when setting their premiums. Drivers with good credit scores tend to pay cheaper premiums than those with bad credit scores.

Credit TierAverage Monthly Cost
Excellent$199
Good$236
Average$257
Poor$398
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

How to Get the Cheapest Car Insurance in North Augusta

The best way to find cheap auto insurance that’s just right for you is to log on to Insurify. You won’t have to dial dozens of phone numbers just to get a quote from each insurance provider. Insurify’s car insurance quote comparison tool serves you with a personalized list of quotes for free. It’s a no-brainer on your quest for cheap car insurance.

For more detailed South Carolina city guides, check out these below

Frequently Asked Questions

  • Finding cheap auto insurance is all about one trick: comparison shopping. Any agency will offer you a free quote on an insurance policy, but to know if it’s the best premium you can get, you have to look around. That’s why Insurify is so helpful: it does the work of hunting for quotes for you. All you have to do is compare car insurance quotes and save.

  • In North August, SC, auto insurance costs $249 per month on average, which is on par with the state average. When buying car insurance for you and your loved ones, price is important—but it’s equally important to find a policy that meets your needs and doesn’t leave you exposed to financial ruin in the event of a disaster.

  • Car insurance companies take a variety of factors into account when setting rates for car insurance coverage. Your age, location, car, driving history, credit score, commute, and status as a homeowner or renter will all contribute to your car insurance rates. In North Augusta, a DUI or accident can raise your rates, but credit score isn’t such a factor.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Charlie Mitchell
Charlie Mitchell
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Insurance Writer

Charlie Mitchell is a journalist, researcher, and writer specializing in personal finance subjects. He holds a degree from Middlebury College. His work can be found in Vox, Mother Jones, The New Republic, and other publications. Charlie uses his expertise in home, renters, and auto insurance subjects to help inform people to make better financial decisions. Connect with Charlie on LinkedIn.

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Sources

  1. South Carolina Department of Insurance . "State Minimum Car Insurance Requirements." Accessed May 28, 2022