Cheap Auto Insurance Quotes in Mount Pleasant, SC (2021)

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Car Insurance in Mount Pleasant, SC

The average cost of South Carolina car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Mount Pleasant, SC to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$80
$105
$117
$133
$138
Direct AutoState FarmAllstateProgressiveNationwide
Monthly $

Cheapest Car Insurance in Mount Pleasant, SC

Here are the cheapest carriers in Mount Pleasant for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$138
$154
$132
$125
$139
$139
South CarolinaColumbiaCharlestonNorth CharlestonRock HillMount Pleasant
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Mount Pleasant, SC Driving Facts

south-carolina

Minimum Car Insurance Requirements in SC

All motor vehicles operated or parked on South Carolina roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in South Carolina are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by South Carolina state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by South Carolina law.

  • $25,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of South Carolina is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Uninsured and underinsured motorist coverage are required in South Carolina. This coverage protects drivers who might incur damages from an accident caused by an uninsured or underinsured driver. If involved in an accident with an individual without sufficient coverage, insured drivers will still be covered. In South Carolina, the legally required level of Uninsured Motorist coverage is:

  • $25,000 per person/$50,000 per accident for Bodily Injury
  • $25,000 per accident for Property Damage

Find local Mount Pleasant agents

Atlantic Shield Insurance Group, LLC 
421 Johnnie Dodds Blvd, Mount Pleasant, SC 29464
McKenna Agency, Inc. 
2191 N Highway 17, Mount Pleasant, SC 29466
Mappus Ins Agcy Inc 
1407 Stuart Engals Blvd, Mount Pleasant, SC 29464-3305
USI Insurance Services 
235 Magrath Darby Blvd Ste 325, Mount Pleasant, SC 29464-3242
Palmetto Moon Insurance, LLC 
1037 Chuck Dawley Blvd Ste D104, Mount Pleasant, SC 29464-4149
Moulton & Sheally Insurance 
810 Johnnie Dodds Blvd., Mount Pleasant, SC 29464
C T Lowndes & Company 
966 McCants Dr, Mount Pleasant, SC 29464-4543
Insurance Solutions 
210 W Coleman Blvd, Mount Pleasant, SC 29464-3426
Gill Insurance Agency 
800 Johnnie Dodds Blvd Ste 102, Mount Pleasant, SC 29464-1704
1st Capital Insurance 
1067 Cliffwood Dr, Mount Pleasant, SC 29464-3031

Insurify Insights: How Mount Pleasant Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Mount Pleasant, SC
suspended licenses
#77
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Mount Pleasant drivers measure up to their fellow South Carolina motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Mount Pleasant

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Mount Pleasant drivers rank 28 in the number of car accidents per driver across all cities in South Carolina.

  • Rank within state: #28
  • Percent of drivers in Mount Pleasant with an accident: 14.07%
  • Drivers in Mount Pleasant, SC with an accident in their driving history paid on average 54.05% more than drivers with a clean record

Speeding Mount Pleasant

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in South Carolina, Mount Pleasant drivers rank 27 in the number of speeding infractions per driver.

  • Rank within state: #27
  • Percent of drivers in Mount Pleasant with a speeding ticket: 14.58%
  • Drivers in Mount Pleasant, SC with a speeding ticket in their driving history paid on average 33.78% more than drivers with a clean record

DUI/DWIs Mount Pleasant

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Mount Pleasant drivers rank 33 in the number of DUI’s per driver across all cities in South Carolina.

  • Rank within state: #33
  • Percent of drivers in Mount Pleasant with a DUI: 1.36%
  • Drivers in Mount Pleasant, SC with a DUI in their driving history paid on average --% more than drivers with a clean record

Rude Mount Pleasant

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in South Carolina, Mount Pleasant drivers rank 1 in rude driving infractions.

  • Rank within state: #1
  • Percent of drivers in Mount Pleasant with a reckless driving violation: 3.22%
  • Drivers in Mount Pleasant, SC with a reckless driving violation in their driving history paid on average 14.86% more than drivers with a clean record.

Safest Drivers Mount Pleasant

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Mount Pleasant drivers rank 26 in clean driving records across all cities in South Carolina.

  • Rank within state: #26
  • Percent of drivers in Mount Pleasant with clean record: 73.9%

Failure to Yield the Right of Way Mount Pleasant

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Mount Pleasant drivers rank 10 in failure to yield violations per driver across all cities in South Carolina.

  • Rank within state: #10
  • Percent of drivers in Mount Pleasant with a failure to yield violation: 0.68%
  • Drivers in Mount Pleasant, SC with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Mount Pleasant

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in South Carolina, Mount Pleasant drivers rank 21 in the number of reckless driving offenses per driver.

  • Rank within state: #21
  • Percent of drivers in Mount Pleasant with a reckless driving offense: 0.17%

Most Popular Vehicle Mount Pleasant

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Mount Pleasant is the Honda Accord.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.