Cheapest Auto Insurance in Lexington, South Carolina (2025)

Drivers in Lexington, South Carolina, pay $197 per month for car insurance, on average, compared to the national average of $138. Lexington’s role as county seat for Lexington County, and its proximity to the state capital, Columbia, likely create more congested roads, and probably contribute to its comparatively higher car insurance costs.

But the exact cost of your car insurance premiums will vary based on your unique driver profile — your credit history, driving record, age, and location will affect your rates. Always compare quotes from multiple companies before buying a policy.

3 of the cheapest car insurance companies in Lexington

Insurance companies consider several factors when determining your rate, but each company has a slightly different underwriting method of doing so. Factors considered include age, driving record, ZIP code, and vehicle type.

This wide range of factors and different methods often means you’ll find different rates across insurers for the same coverage. Start your search by checking out some of the insurance companies below that consistently offer cheap rates in Lexington.

Insurance Company	IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	Full Coverage	Liability Only	Best For
USAA	9.1	$104	$68	Veterans
State Farm	9.3	$115	$75	Families
Auto-Owners	8.2	$112	$73	Cheap rates

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

• How Insurify rates insurance companies

  Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

  We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

  • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
  • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
  • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
  • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
  • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for veterans: USAA

Veterans

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User Reviews	4.9 1,315 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.1 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$68/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$102/mo

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Driver Reviews

4.9

Best choiceBased on 2,419 verified guest reviews and ratings

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

Reviews (1,315)

Gernomino

Verified Review

The Best of the Rest

Reviewed in California on November 2025

Very professional.

Leslie

Verified Review

Shopping for better rates

Reviewed in Arkansas on November 2025

Started out good, then prices started to increase. After an at-fault accident, my premium went through the ceiling. Haven't had any claims. Looking for a better rate.

Henry

Verified Review

Expensive

Reviewed in Florida on November 2025

Expensive but with excellent customer service.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

739

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.31

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

USAA offers affordable rates, though only to active-duty military members, veterans, and select family members. Although the limitations are a dealbreaker for many, people who qualify for USAA coverage might find it the perfect fit. The company earned the top spot for customer satisfaction in the 2023 J.D. Power U.S. Auto Insurance Study.

Pros

• Above-average J.D. Power customer satisfaction rating

• Cheap rates

Cons

• Limited to members of the military community

• No 24/7 phone support

Best insurer for families: State Farm

families

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User Reviews	4.1 6,534 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.3 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$75/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$113/mo

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Driver Reviews

4.1

Best choiceBased on 12,652 verified guest reviews and ratings

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

Reviews (6,534)

Dave

Verified Review

Looking for better coverage at a better price

Reviewed in Illinois on November 2025

The price constantly goes up even though I haven't made any claims for 3 years.

Scott

Verified Review

The insurance rate just increased by 40%. My insurance agent's office did not return my voice messages.

Reviewed in California on November 2025

The insurance rate just increased by 40%. My insurance agent's office did not return my voice messages.

Louis

Verified Review

Made me feel like they cared about me

Reviewed in Arizona on November 2025

Best service and rates.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

657

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.84

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

State Farm, the largest U.S. auto insurer by market share, offers affordable car insurance and a variety of coverages and discounts. The company also offers homeowners insurance, life insurance, and other insurance products. Families can tap into additional savings through discounts for bundling, having good students, and safe driving.

Pros

• Above-average J.D. Power customer satisfaction rating

• Numerous discounts available, especially for families

Cons

• No gap insurance

• Rates may be higher than some competitors

Best insurer for cheap rates: Auto-Owners

Cheap Rates

Compare Quotes

User Reviews	4.3 131 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.2 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$73/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$110/mo

Show Details

Driver Reviews

4.3

Best choiceBased on 259 verified guest reviews and ratings

How drivers feel about Auto-Owners

Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.

AI-generated from the text of verified reviews collected by Insurify

Best For

Cheap rates

Senior drivers

Ample discounts

How drivers feel about Auto-Owners

Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.

AI-generated from the text of verified reviews collected by Insurify

Best For

Cheap rates

Senior drivers

Ample discounts

Reviews (131)

Eugene

Verified Review

Insurance Company Issues

Reviewed in Iowa on November 2025

Cannot get information from the company. You go through an agent, and they don't get back to you. If you ask for a change on the policy, they start a new policy, which increases the cost you have to pay.

Chick

Verified Review

Disappointed! Would rather have TALKED to an actual person!

Reviewed in Wisconsin on November 2025

It has been excellent! I just wanted to compare prices, but unfortunately, I insure 6 vehicles and your website doesn’t allow me to include them all!

Ron

Verified Review

For now, USAA is too far away

Reviewed in Georgia on November 2025

My current insurance is through a broker in the next town, and although they are higher than USAA, I like that I can go into their office, sit, ask questions, and look at the person giving me the answers. I'm not comfortable dealing online with a company far away. I haven't made my final decision, but if USAA was significantly cheaper, I would consider them, even though my current insurance is higher. I like that I can go into their office and talk face-to-face, so I need to make my decision quickly. I'm leaning towards staying with my current insurance so I have more time to research and see if I can get comfortable with USAA, which is miles away and requires doing everything online. Even if they have offices, like in Atlanta, it's 2.5 hours away, and Nashville is 4.5 or 5 hours away. My insurance broker is currently 9 miles from my house.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

654

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.46

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

Auto-Owners has been in business since 1916 and boasts above-average customer satisfaction ratings. It offers the second-cheapest rates in Lexington after USAA and offers various discount opportunities.

Pros

• A++ AM Best rating, the highest possible

• Above-average J.D. Power customer satisfaction rating

Cons

• Just 2.3 (out of 5) stars on Trustpilot

• Can only buy a policy through a local independent insurance agent

How to get the cheapest car insurance in Lexington

You’ll need to have car insurance to drive in Lexington, but you’ve got plenty of ways to keep your costs low. Here are some strategies to lock in cheap auto insurance:

• Increase your deductible. A higher insurance deductible for collision or comprehensive coverage often comes with a lower insurance premium. Consider this choice if you have the financial resources to cover a higher deductible in the event of a claim.

• Shop around. Each insurance company offers slightly different rates. You can find the best rate for your situation by comparing quotes from multiple insurers.

• Look for discounts. Most auto insurance companies offer a range of discount opportunities. Find out if you qualify for lower rates.

• Bundle policies. If you need multiple insurance policies, consider purchasing them through the same company. You might be able to lock in a discount by purchasing your home insurance, renters insurance, or life insurance from the same place as your auto insurance.

Find Cheap Car Insurance in Lexington

Liability rates start at $68 per month

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Based on 7,669+ reviews

4.8/5

Cheapest liability-only car insurance in Lexington: USAA

Liability car insurance includes both property damage liability coverage and bodily injury liability coverage. After an at-fault accident, this coverage will help you pay to repair or replace the other driver’s vehicle. Additionally, it covers medical bills incurred by the other driver.^[1]

Since this is a bare-bones coverage option, it tends to be the cheapest choice. But liability insurance doesn't pay for your damages or injuries in an at-fault accident, and insurance professionals recommend you buy coverage above state minimums for greater financial protection. Liability insurance in Lexington costs an average of $162 per month.

Explore the average monthly quotes for liability coverage by insurer in Lexington.

The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT. 

Insurance Company	Average Monthly Quote
USAA	$68
Auto-Owners	$73
State Farm	$75
Progressive	$107
Nationwide	$109
Allstate	$116
Travelers	$125
GEICO	$126
Safeco	$141
State Auto	$151
Root	$155
National General	$156
Direct Auto	$166
Dairyland	$167
The General	$187
GAINSCO	$206
Liberty Mutual	$210
Bristol West	$227
AssuranceAmerica	$232

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Lexington: USAA

Full-coverage auto insurance offers more financial protection than a liability-only policy. In addition to liability coverage, it includes both comprehensive and collision coverages.^[1]

Lexington drivers pay a monthly average of $232 for full coverage.

While auto lenders often require this type of coverage, any driver looking for more financial protection should consider carrying a full-coverage policy. Find cheap full-coverage auto insurance for Lexington drivers below.

The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT. 

Insurance Company	Average Monthly Quote
USAA	$102
Auto-Owners	$110
State Farm	$113
Nationwide	$167
GEICO	$168
Progressive	$172
Allstate	$177
Safeco	$182
Travelers	$191
National General	$226
Direct Auto	$228
State Auto	$232
Root	$243
Liberty Mutual	$302
AssuranceAmerica	$337
The General	$341
Dairyland	$363
GAINSCO	$379
Bristol West	$392

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Car insurance requirements in South Carolina

You must carry a minimum amount of auto insurance to drive in South Carolina legally. Here’s a look at the minimum insurance limits in this at-fault state:^[2]

Coverage	Minimum Requirements
Bodily injury liability	$25,000 per person / $50,000 per accident
Property damage liability	$25,000
Uninsured motorist coverage	$25,000 per person / $50,000 per accident; $25,000 property damage per accident

While South Carolina doesn't require you to buy the following coverages, you should consider carrying them if you drive frequently:

• 

  Underinsured motorist coverage

  If you get into an accident with an underinsured driver, this will help you pay for related expenses. South Carolina insurers must offer underinsured motorist coverage, but you don’t have to purchase it.

• 

  Collision coverage

  After an at-fault accident with another vehicle or a stationary object like a tree or light pole, collision coverage can help you repair or replace your vehicle. It also covers rollover accident and damage from hitting a pothole.

• 

  Comprehensive coverage

  If your vehicle gets damaged in a non-collision event, like a natural disaster, vandalism, theft, or fire, comprehensive coverage can help you get back on the road.

• 

  Accident forgiveness

  Car insurance rates typically increase after an accident. But if you buy accident forgiveness coverage, your insurance company won't raise your rates after your first at-fault accident. You generally need to have at least three years of a clean driving record to qualify for this type of coverage.

• 

  Gap insurance

  If an accident totals your leased or financed vehicle, it's possible your claim payout won't be enough to pay off your lease or loan. Gap coverage, also known as guaranteed asset protection, can pay the difference between the actual cash value of your vehicle – which is what an insurer will pay for a totaled car – and the balance on your lease or loan.

Cheapest car insurance for drivers with an incident

Lexington residents with a good driving record tend to find the best auto insurance rates, while drivers with incidents on their records usually see their premiums climb for several years.

Common traffic violations include speeding tickets, driving under the influence, and at-fault accidents. An incident indicates a higher risk to your insurance company, which causes it to raise rates.^[3]

Shop for Car Insurance in Lexington, SC

Monthly rates start at $83 for drivers with an incident

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Based on 7,669+ reviews

4.8/5

Cheapest car insurance for drivers with a speeding ticket: USAA

Although a speeding fine is inconvenient, it’s just the beginning of the costs. Most drivers with a speeding ticket on their driving record see their car insurance rates increase for three to five years. 

On average, Lexington drivers with a speeding ticket pay $193 per month for liability-only coverage and $277 for full coverage. Explore the average monthly cost of liability-only auto insurance for drivers with a speeding ticket in Lexington below.

The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT. 

Insurance Company	Clean Driving Record	With Speeding Ticket
USAA	$68	$85
Auto-Owners	$73	$92
State Farm	$75	$92
Progressive	$107	$128
Nationwide	$109	$136
Allstate	$116	$145
Travelers	$125	$156
GEICO	$126	$160
Safeco	$141	$181
State Auto	$151	$194
Root	$155	$200
National General	$156	$189
Direct Auto	$166	$203
Dairyland	$167	$203
The General	$187	$242
GAINSCO	$206	$240
Liberty Mutual	$210	$259
Bristol West	$227	$277
AssuranceAmerica	$232	$267

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: USAA

An at-fault accident almost always leads to higher car insurance premiums. It signals to insurers that you’re a risky driver, so they’ll raise rates to account for that extra risk. 

In Lexington, the average monthly cost of car insurance for drivers with at-fault accidents is $207 for liability insurance and $297 for full coverage.

Check out the average monthly liability-only quotes for drivers in Lexington with an at-fault accident in their past.

The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT. 

Insurance Company	Clean Driving Record	With Accident
USAA	$68	$88
Auto-Owners	$73	$93
State Farm	$75	$96
Progressive	$107	$137
Nationwide	$109	$142
Allstate	$116	$150
Travelers	$125	$163
GEICO	$126	$157
Safeco	$141	$194
State Auto	$151	$199
Root	$155	$199
National General	$156	$202
Direct Auto	$166	$222
Dairyland	$167	$216
The General	$187	$252
GAINSCO	$206	$259
Liberty Mutual	$210	$274
Bristol West	$227	$292
AssuranceAmerica	$232	$303

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: USAA

Driving under the influence is one of the most serious moving violations, and it stays on your record permanently in South Carolina. The offense often leads drivers with a DUI to face significantly higher auto insurance premiums. Some insurers may decide to non-renew your policy at the end of your policy term, or even cancel it mid-term.  

Lexington car insurance rates reflect the seriousness of a DUI conviction. The average monthly quote for liability-only coverage is $261, and full coverage is $374. Below, you’ll find a breakdown of average monthly liability-only quotes for drivers with a DUI in Lexington.

The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT. 

Insurance Company	Clean Driving Record	With DUI
USAA	$68	$105
Auto-Owners	$73	$112
State Farm	$75	$116
Progressive	$107	$172
Nationwide	$109	$168
Allstate	$116	$179
Travelers	$125	$193
GEICO	$126	$190
Safeco	$141	$231
State Auto	$151	$233
Root	$155	$237
National General	$156	$240
Direct Auto	$166	$256
Dairyland	$167	$257
The General	$187	$288
GAINSCO	$206	$317
Liberty Mutual	$210	$324
Bristol West	$227	$350
AssuranceAmerica	$232	$357

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: USAA

Insurance companies consider age when determining rates, and as drivers hit their 70s, insurance companies tend to charge slightly higher rates due to increased accident risks. Seniors account for about 14% of Lexington County’s population.^[4] 

The average monthly cost of liability-only insurance for Lexington seniors is $143. If you’re a senior driver in Lexington looking for the most affordable rates, shopping around is essential.

Start your search by comparing average monthly quotes for Lexington seniors below.

The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT. 

Insurance Company	Full Coverage	Liability Only
USAA	$84	$56
Auto-Owners	$89	$59
State Farm	$90	$60
Nationwide	$130	$85
GEICO	$135	$101
Allstate	$146	$96
Progressive	$151	$94
Travelers	$155	$101
Safeco	$161	$125
National General	$180	$124
State Auto	$180	$117
Direct Auto	$186	$135
Root	$206	$132
Liberty Mutual	$255	$177
AssuranceAmerica	$265	$182
The General	$287	$157
Dairyland	$304	$140
GAINSCO	$324	$176
Bristol West	$329	$190

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: USAA

Teen drivers usually pay the most for car insurance since they don’t have much driving experience and are more likely to get into accidents. Liability coverage costs $318 per month for teen drivers in Lexington, on average.

But young drivers still have ways to save, including shopping around, increasing their deductible, driving a safe vehicle, applying for good student discounts, and staying on their parents’ insurance policies. Drivers younger than 18 won't be able to buy their own policies without written consent from a parent or guardian.

Take a look at the average monthly quotes for young drivers in Lexington below:

The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT. 

Insurance Company	Full Coverage	Liability Only
USAA	$196	$130
Auto-Owners	$223	$148
State Farm	$226	$150
GEICO	$316	$237
Progressive	$338	$210
Nationwide	$338	$221
Allstate	$362	$237
Safeco	$378	$293
Travelers	$405	$265
Root	$441	$281
Direct Auto	$463	$337
National General	$475	$328
Liberty Mutual	$556	$386
State Auto	$582	$379
The General	$618	$339
Dairyland	$628	$289
AssuranceAmerica	$703	$484
Bristol West	$729	$422
GAINSCO	$738	$401

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Lexington car insurance quotes by credit tier

South Carolina allows insurance companies to look at your credit history when determining your premium.^[5] Drivers with excellent or good credit scores often pay less than drivers with poor credit scores.

Here’s how your credit tier can affect your premium in Lexington:

Is car insurance more expensive in Lexington?

Drivers in Lexington pay an overall average monthly premium of $197 per month, which is more expensive than most other cities in the Palmetto State. For example, drivers in the coastal city of Charleston pay an overall average of $226 per month for coverage. And by comparison, the overall average monthly cost of car insurance in South Carolina is $196.

More cities in South Carolina

Car insurance rates vary based on a multitude of factors, your location being one of them. Drivers in denser cities typically pay higher premiums than drivers in rural areas with less congested highways.

Explore average quotes for other cities in South Carolina below.

City	Full Coverage	Liability Only
Charleston	$259	$194
Columbia	$264	$183
Greenville	$233	$165
Myrtle Beach	$217	$165
North Charleston	$259	$202
Rock Hill	$242	$164
Summerville	$259	$192

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Lexington car insurance FAQs