Cheap Car Insurance Quotes in Marietta, Georgia (October 2026)

Marietta drivers can find the cheapest insurance coverage with Auto-Owners, with liability rates averaging $85 per month. The average commute is 27.5 minutes, which is longer than the national average. The extra time behind the wheel can increase insurance premiums.

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Writer: Emily Guy BirkenInsurance and Personal Finance Writer

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  • Over 12 years writing about insurance and personal finance


Emily is a Plutus Award-winning freelance writer and former educator who makes complex financial topics easy to understand. She specializes in the science behind money habits and has written for outlets like The Huffington Post, Business Insider, and The Washington Post.

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Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor

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  • Licensed auto and home insurance agent

  • 4+ years experience in insurance and personal finance editing

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Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Reviewer: John LeachLicensed P&C Agent, Chief Copy Editor

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  • Licensed property and casualty insurance agent

  • 10+ years editing experience

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John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.

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How much is car insurance in Marietta, GA?

The average auto policy in Marietta costs $226 per month, which is slightly higher than the Georgia average car insurance rate of $208 per month.

The type of coverage you choose in Georgia can affect your car insurance rates. Liability coverage costs an average of $189 per month in Marietta, while a full-coverage insurance policy costs an average of $262 per month.

Seven miles up the road, in Kennesaw, drivers pay slightly cheaper average rates, at $204 per month.

About a half hour south, in Atlanta, drivers pay lower average rates, at $270 per month.

In Marietta, Insurify data shows that 5.4% of drivers have an at-fault accident on their driving record, which is in line with the 5.4% of drivers with an accident on their record in nearby Atlanta. This relatively high accident percentage in a city of just over 63,000 residents may help explain the cost of auto insurance coverage in Marietta.

Cheapest liability-only car insurance in Marietta: Auto-Owners

If you just want state-minimum coverage, Auto-Owners has the most affordable car insurance in Marietta. 

Georgia requires all drivers to carry the following minimum auto insurance coverage:[1]

  • $25,000 in bodily injury liability coverage per person

  • $50,000 in bodily injury liability coverage per accident

  • $25,000 in property damage liability coverage

If you’re looking for liability insurance, you’ll find the cheapest Marietta insurance companies listed in the table below.

The below rates in Marietta, GA, are estimated rates current as of: Wednesday, September 30 at 5:00 PM PDT. 
Insurance Company
Average Monthly Quote: Liability Only
Auto-Owners$85
State Farm$91
Country Financial$92
Mile Auto$99
Progressive$104
USAA$106
Mercury$139
Root$152
Bristol West$153
GEICO$154
Clearcover$160
GAINSCO$167
Allstate$170
AssuranceAmerica$171
Direct Auto$171
The General$173
Safeco$188
National General$191
Trexis One$192
Mendota$202
First Acceptance$205
Insurify Car$208
Trexis$208
Excepsure$216
Hugo$298
Liberty Mutual$334
Disclaimer: Table data sourced from real-time Marietta car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Marietta may vary based on the policy buyer's unique driver profile.

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Cheapest full-coverage car insurance in Marietta: Auto-Owners

Marietta residents looking for full-coverage car insurance will find the cheapest rates with Auto-Owners. A full-coverage policy typically includes collision coverage, which pays for accident damage to your car regardless of fault, and comprehensive coverage, which pays for damage to your vehicle from anything other than a crash.

Since Georgia enacted tax incentives to entice Hollywood productions to film in the Peach State, Marietta has become a popular filming location. This is especially true of Marietta Square, which offers a great old-timey feel to movies and TV shows.[2] While this benefits the local economy, it does increase traffic congestion, which is why Marietta residents may want the peace of mind provided by full-coverage options.

Check out the table below for the cheapest full-coverage car insurance companies in Marietta.

The below rates in Marietta, GA, are estimated rates current as of: Wednesday, September 30 at 5:00 PM PDT. 
Insurance Company
Average Monthly Quote: Full Coverage
Auto-Owners$152
State Farm$163
Country Financial$165
Mile Auto$178
USAA$191
Progressive$206
Root$231
Mercury$236
Safeco$250
AssuranceAmerica$272
GEICO$277
Allstate$291
Bristol West$294
Clearcover$294
Direct Auto$294
National General$303
GAINSCO$344
Trexis One$366
The General$367
Mendota$371
Trexis$404
Liberty Mutual$405
First Acceptance$406
Disclaimer: Table data sourced from real-time Marietta car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Marietta may vary based on the policy buyer's unique driver profile.

Car insurance rates in other Georgia cities

Marietta is geographically closer to Kennesaw and Roswell, but the average cost of auto insurance coverage in Marietta is closer to the higher premiums found in Atlanta.

Insurance rates in Marietta may be relatively high due to traffic congestion in the city, though the local government is working to mitigate the issue. 

The City of Marietta and the Georgia Department of Transportation have proposed a project that aims to improve traffic operations on North Marietta Parkway, also known as state Route 5 and state Route 120 Alternate. The project would involve reconfiguring the parkway to include four 11-foot travel lanes, protective left-turn lanes, and medians, among other changes.[3]

Compare the average monthly auto insurance quote in Marietta and other major cities in Georgia in the table below.

The below rates in Marietta, GA, are estimated rates current as of: Wednesday, September 30 at 5:00 PM PDT. 
City
Average Monthly Quote
La Fayette$126
Elberton$133
Chickamauga$135
Hartwell$135
Dalton$136
Chatsworth$137
Baxley$138
Waycross$138
Rossville$140
Valdosta$140
Toccoa$141
Eastman$144
Ringgold$144
Tifton$144
Ellijay$145
Hazlehurst$145
Moultrie$145
Brunswick$146
Blackshear$148
Kingsland$148
Sylvania$149
Douglas$150
Adairsville$153
Perry$153
Tunnel Hill$153
Thomson$155
Jesup$156
Thomasville$158
Cleveland$159
Calhoun$161
Waynesboro$161
Dahlonega$163
Jasper$163
Americus$165
Summerville$165
Dawsonville$167
Eatonton$167
Commerce$168
Athens$169
Cedartown$169
Dublin$172
Evans$172
Cordele$173
Grovetown$174
Canton$175
Flowery Branch$175
Richmond Hill$175
Hinesville$176
Leesburg$176
Lula$176
Rome$176
Statesboro$176
Byron$177
Peachtree City$178
Rincon$178
Sharpsburg$178
Columbus$179
Albany$181
Tallapoosa$182
Augusta$184
Hephzibah$184
Lagrange$184
Fort Valley$185
Jefferson$185
Montezuma$185
Gainesville$186
Rockmart$186
Thomaston$186
Cartersville$187
Hoschton$187
Hull$188
Milledgeville$188
Warner Robins$188
Franklin$189
Cumming$190
Winder$190
Newnan$191
Carrollton$192
Guyton$194
Acworth$195
Alpharetta$196
Bremen$196
Woodstock$196
Barnesville$197
Jackson$198
Pooler$199
Temple$199
Braselton$202
Monroe$202
Kennesaw$204
Port Wentworth$208
Savannah$212
Villa Rica$212
Bethlehem$213
Griffin$213
Hiram$215
Buford$217
Roswell$217
Auburn$221
Fayetteville$221
Smyrna$225
Dacula$226
Suwanee$227
Dallas$229
Oxford$229
Macon$232
Locust Grove$233
Peachtree Corners$234
Mableton$237
Lithia Springs$238
Lawrenceville$240
Loganville$241
Tucker$242
Douglasville$243
Duluth$245
Powder Springs$245
Mcdonough$246
Norcross$246
Lilburn$249
Grayson$251
Hampton$254
Snellville$259
Stockbridge$259
Conyers$263
Covington$264
Conley$267
Austell$268
Fairburn$268
Atlanta$270
Jonesboro$273
Ellenwood$279
Rex$280
Morrow$281
Union City$282
Forest Park$292
Riverdale$298
Stone Mountain$308
Decatur$313
Clarkston$318
Lithonia$320
Disclaimer: Table data sourced from real-time Marietta car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Marietta may vary based on the policy buyer's unique driver profile.

Why is car insurance in Marietta so expensive?

Like other cities in Cobb County, Marietta is at a relatively high risk of tornadoes, according to the Federal Emergency Management Agency’s Resilience Analysis and Planning Tool.

An insurance company will also consider the high rate of traffic congestion from film crews visiting Marietta to film movies and television shows, as well as by tourists who come to the area to visit the nearby Six Flags White Water amusement park. Also, 5.4% of Marietta drivers have an at-fault accident on their driving record, which increases rates for every driver.

Compared to the average Georgia driver, these localized risk factors may make Marietta residents appear higher risk to an insurance company and make insurance rates more expensive.

Cheapest recent car insurance quotes in Georgia

Recent Marietta, Georgia car insurance prices for Toyota, KIA, Honda, and more.

*Quotes generated for Insurify users in and around Marietta, Georgia within the last 10 days. Last updated on October 18, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 18, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Marietta, Georgia within the last 10 days. Last updated on October 18, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 18, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Cheapest car insurance quotes in Marietta by driving record

Your driving record has a major effect on the cost of your insurance policy. A Marietta driver with a clean record will typically pay a much lower premium than one with a speeding ticket, an at-fault accident, or a driving under the influence (DUI) conviction on their driving history.

  • Cheapest car insurance for Marietta drivers with a clean driving record: Auto-Owners

  • Cheapest car insurance for drivers with a speeding ticket in Marietta: Auto-Owners

  • Cheapest car insurance for Marietta drivers with an at-fault accident: Auto-Owners

  • Cheapest car insurance for drivers with a DUI in Marietta: Auto-Owners

Affordable car insurance for drivers with an incident in Marietta

Even if you’re among the 3.6% of Marietta drivers with a speeding ticket, the 5.4% of drivers with an at-fault accident, or the 0.5% of drivers with a DUI on your record, you can still find affordable coverage.

Just remember that major traffic violations can result in serious penalties from the state of Georgia. Driving 15 to 18 miles per hour over the limit results in two points on your license, with the points going up with the speed.[4] A DUI means a license suspension of up to one year, possible jail time, a mandatory minimum of 40 hours of community service, and a fine of $300 to $1,000.[5]

The table below shows average monthly rates for drivers with different incidents on their record.

Driving Record
Average Monthly Quote
Clean driving record$226
Speeding ticket$283
At-fault accident$311
DUI$276
Disclaimer: Table data is based on real-time Marietta quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

What to know about driving in Marietta

Nestled in the foothills of Kennesaw Mountain, Marietta is a 23-square-mile city located about 15 miles northwest of the much larger Atlanta. While this quaint but thriving city offers a slower pace than Georgia’s capital, there are still some important things to know about driving in Marietta:

  • Commuting: The average commute time in Marietta is 27.5 minutes, and a large proportion of Marietta drivers spend more than 30 minutes commuting each morning. This may indicate that many Marietta residents commute to nearby Atlanta, which is approximately 26 minutes away via I-75, assuming no traffic.

  • Tourism: The city of Marietta encourages tourism, and it’s home to a number of festivals and other events throughout the year. The nearby Six Flags White Water amusement park also draws hundreds of thousands of visitors each summer. The influx of tourists can increase traffic congestion in Marietta.

  • Uninsured/underinsured motorists: Although not a state requirement, drivers in Marietta may want the peace of mind offered by uninsured/underinsured motorist coverage. In Georgia, 19% of drivers are uninsured. This may be especially important for Marietta residents, given how many tourists from throughout the Peach State visit Marietta.

How Marietta traffic affects car insurance rates

Interstate 75 runs through Marietta and serves as the most convenient route to Atlanta under normal conditions. But I-75 is regularly plagued by congestion that can slow things to a crawl. This may contribute to the 27.5-minute average commute, even for Marietta residents who don’t travel all the way to Atlanta for work.

The good news is that Marietta drivers can access an interactive map of Georgia traffic to help them avoid major congestion and other issues. This Georgia Department of Transportation tool lets you see traffic speeds, roadway construction, and major incidents, all in real time.

Cheap car insurance for Marietta teen drivers: Auto-Owners

Georgia teens can start the license process at 15 and need to complete courses and driving hours to secure a license.[6] Teen drivers typically pay the highest rates of any age demographic, since they’re inexperienced behind the wheel. 

Given that 21.4% of Marietta residents are younger than 18, affordable coverage for teen drivers is likely a significant concern in the city. Auto-Owners offers the lowest car insurance rates to teen drivers in Marietta.

Find the cheapest car insurance for Marietta teen drivers listed in the table below.

The below rates in Marietta, GA, are estimated rates current as of: Wednesday, September 30 at 5:00 PM PDT. 
Insurance Company
Average Monthly Quote: Liability Only
Country Financial$140
Auto-Owners$167
State Farm$171
Progressive$181
USAA$188
Mile Auto$198
Root$222
Mercury$246
Clearcover$253
Bristol West$263
GEICO$271
GAINSCO$284
Allstate$296
The General$304
Direct Auto$325
Trexis One$334
AssuranceAmerica$344
Mendota$351
First Acceptance$357
Insurify Car$362
Trexis$362
National General$368
Safeco$375
Excepsure$376
Hugo$518
Liberty Mutual$568
Disclaimer: Table data sourced from real-time Marietta car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Marietta may vary based on the policy buyer's unique driver profile.

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Cheap car insurance quotes for Marietta senior drivers: Auto-Owners

Seniors older than 65 make up 14% of Marietta’s total population. Auto-Owners has the cheapest rates for senior drivers in Marietta.

Senior drivers, usually defined as drivers age 60 or older, often pay the lowest insurance premiums of any age demographic thanks to their many decades of experience on the road. But it’s still helpful to identify the most affordable options for senior drivers.

The table below lists the cheapest car insurance options for senior drivers in Marietta.

The below rates in Marietta, GA, are estimated rates current as of: Wednesday, September 30 at 5:00 PM PDT. 
Insurance Company
Average Monthly Quote: Liability Only
Auto-Owners$68
State Farm$73
Country Financial$74
Mile Auto$79
USAA$87
Progressive$93
Mercury$111
GEICO$124
Bristol West$130
AssuranceAmerica$136
Direct Auto$142
Root$142
Clearcover$143
GAINSCO$146
The General$149
Allstate$152
National General$153
Safeco$166
Trexis One$171
Mendota$180
First Acceptance$183
Insurify Car$185
Trexis$185
Excepsure$193
Hugo$266
Liberty Mutual$281
Disclaimer: Table data sourced from real-time Marietta car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Marietta may vary based on the policy buyer's unique driver profile.

Marietta auto insurance FAQs

If you’re in the market for affordable car insurance in Marietta, Georgia, the answers to the following common questions can help you find the right coverage for your needs.

How much is car insurance in Marietta, GA?

The average insurance premium in Marietta costs $226 per month. But each driver’s specific insurance quotes may vary depending on the deductible, location, driving history, credit, and other factors.

Which company has the cheapest car insurance in Marietta?

Auto-Owners has the cheapest auto insurance quote in Marietta, per Insurify data, with liability rates averaging $85 per month.

What is the average monthly cost of car insurance in Georgia?

The average rate across the entire state of Georgia is $208 per month, Insurify data shows.

What factors affect the cost of car insurance in Marietta?

Tourism, economic development, the risk of tornadoes, commuting patterns, and street improvements may all factor into the cost of car insurance in Marietta.

How can you get cheap car insurance in Marietta?

If you live in Marietta and want to reduce your car insurance premiums, you can compare multiple insurance quotes, consider increasing your deductible, ask your insurance agent or insurance company about bundling and other discounts, and commit to safe driving.

Sources

Methodology

Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible
Emily Guy Birken
Writer: Emily Guy BirkenInsurance and Personal Finance Writer

Qualifications:
  • Plutus Award winner

  • Over 12 years writing about insurance and personal finance


Emily is a Plutus Award-winning freelance writer and former educator who makes complex financial topics easy to understand. She specializes in the science behind money habits and has written for outlets like The Huffington Post, Business Insider, and The Washington Post.

Photo of an Insurify author
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor

Qualifications:
  • Licensed auto and home insurance agent

  • 4+ years experience in insurance and personal finance editing

  • NPN: 20564519


Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

Photo of an Insurify author
Reviewer: John LeachLicensed P&C Agent, Chief Copy Editor

Qualifications:
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358


John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.