DUI vs. DWI: What’s the Difference?

The definition and consequences of DWI and DUI vary by state.

Aly J. Yale
Written byAly J. Yale
Aly J. Yale
Aly J. Yale
  • National Association of Real Estate Editors member

  • Bylines include Forbes, Bankrate, and CBS News

Aly is a reporter specializing in real estate, mortgages, and personal finance. You can find her work in Hearst newspapers and numerous financial publications.

Featured in

media logomedia logomedia logomedia logo
Sarah Archambault
Sarah Archambault
  • Experienced personal finance writer

  • Background working with banks and insurance companies

Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.

Featured in

media logomedia logo
Konstantin Halachev
Data reviewed byKonstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Updated September 30, 2024

Save up to $852 by comparing quotes from the top 100+ insurance companies

Excellent
Secure. Free. Easy-to-use.
ProgressiveLiberty MutualAllstate
Advertiser Disclosure

At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.

We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.

Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.

A DUI or DWI is a criminal offense, usually charged after you’ve been arrested for driving intoxicated on alcohol or under the influence of a substance. DWIs and DUIs can be misdemeanors or felony charges and often come with serious consequences if you’re convicted, including jail time, fines, and license suspension.[1] On top of this, having a DWI or DUI on your driving record can increase your car insurance premiums or cause insurers to deny you coverage.

Here’s what you need to know about DUIs and DWIs in your state and how they might affect you if you’ve been convicted of one.

Find Car Insurance After a DUI

Liability rates for drivers with a DUI start at $26 per month

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

DUI vs. DWI

A DWI is a “driving while intoxicated” charge, while a DUI is a “driving under the influence” charge. These charges can be either felonies or misdemeanors, depending on the circumstances and the state. And the consequences if you’re convicted range widely. They often include fines, jail time, license suspension, community service, and the installation of an ignition interlock device (IID) on your car.[2]

In some states, DWI and DUI refer to the same type of charge. But in other states, these two charges are separate and have differing penalties. The exact definitions vary by location, but as an example, Washington, D.C., uses both DUI and DWI charges. You can be charged for driving under the influence in the nation’s capital if a judge determines you were unable to exercise clear judgment while driving your vehicle. And you may also face driving while intoxicated charges if you drive with a blood alcohol concentration (BAC) level of 0.08% or greater.[3]

Which is worse?

The penalties for a DWI and DUI vary by state. But in places where the two are separate charges, DUIs can sometimes carry harsher punishments.

In Maryland, for example, a first-time DUI can come with up to one year in jail, $1,000 in fines, and a six-month license suspension. A DWI in Maryland, on the other hand, comes with jail time of just two months maximum, $500 in fines, and a six-month license suspension (unless minor passengers are involved).[4]

Common DUI and DWI consequences

DUIs and DWIs can come with severe consequences, which vary widely from state to state.

Some potential consequences of DUIs and DWIs include:[5]

  • License suspension: Many states suspend your license after a DUI or DWI, making it illegal for you to drive in the state for up to two years.

  • Fines: Fines are common, too, and range anywhere from a few hundred dollars to thousands. You may also pay a fee to reinstate your license.

  • Jail time: States also require you to serve a jail term after a DUI or DWI. These can be as little as a few hours or up to one year, depending on the severity of the situation and any prior convictions.

  • Alcohol or drug treatment program: You also may be required to participate in a treatment program if your blood alcohol level is over a certain legal limit.

  • Community service: Completing community service is a common penalty and can sometimes be used in lieu of jail time.

  • Ignition interlock device (IID): You may also need to install an IID in your car — a type of breathalyzer test that you must pass before your motor vehicle will start.

  • Legal fees: You may need a criminal defense attorney when facing a DUI or DWI charge. NOLO estimates this to cost just under $2,000 for most people.

  • Increased car insurance premiums: Car insurance also becomes more expensive after a DUI or DWI, as insurers consider you to be a high-risk driver.

Important Information

Insurance companies can also deny you traditional car insurance altogether if they deem you too high of a risk to insure.[6]

Other types of impaired driving violations

Some states don’t have DUIs or DWIs at all, while others have additional charges on top of these. For example, you can face DWI, DUI, and OWI charges — operating while impaired — in Washington, D.C., while in Iowa, no DWI or DUI charges exist at all.

Other possible charges include OVI (operating a vehicle under the influence of alcohol or drugs), OWVI (operating while visibly impaired), and DWAI (driving while ability impaired). Some states also have a BUI charge, which stands for “boating under the influence of drugs or alcohol.”

Impaired driving penalties by state

Laws and penalties surrounding DUIs, DWIs, and other similar charges vary from state to state and may include penalties like jail time, fines, and an ignition interlock device (IID).

See below for a breakdown of how each state treats a first DUI or DWI charge, according to legal platform NOLO.

State
Violation Type
Penalties
License Suspension Length
AlabamaDUI$600–$2,100; up to 1 year jail time; 6-month IID90 days
AlaskaDUI$1,500–$25,000; 72 hours to 1 year jail time; 6-month IID90 days
ArizonaDUI$1,480 to at least $3,250; minimum 10–45 days in jail; 1-year IID90 days minimum
ArkansasDUI and DWI$150–$1,000; 24 hours to 1 year in jail6 months
CaliforniaDUI$390–$1,000; up to 6 months jail time6 months
ColoradoDUI and DWAI$200–$1,000; 2 days to 1 year in jail; 8-month IID, 24–96 hours community service9 months for DUI
ConnecticutOUI$500–$1,000; 48 hours to 6 months jail time; up to 100 hours community service; 1-year IID45 days
DelawareDUI$500–$1,500; maximum 12 months jail time12–24 months
FloridaDUI$500–$2,000; up to 9 months jail time; 6-month IID180 days to 1 year
GeorgiaDUI$300–$1,000; 10 days to 1 year jail time; 20–40 hours community service1 year
HawaiiDUI$250–$1,000; 72 hours community service; 14-hour rehabilitation program; 48 hours to 5 days in jail1 year
IdahoDUIMax of $2,000; 10 days to 1 year jail time; 1-year IID9–210 days
IllinoisDUI$500–$2,500; up to 100 hours community service; up to 364 days jail time1 year
IndianaOWI$500–$5,000; up to 1 year jail time; 60 days to 1 year IIDUp to 1 year
IowaOWI$1,250; 48 hours to 1 year jail time180 days
KansasDUIUp to $1,000; 48 hours to 6 months jail time; 180-day IID30 days
KentuckyDUI$200–$500; 48 hours to 30 days jail time; 90-day treatment program; 6-month IID30–120 days
LouisianaDUI and OWI$100–$1,000; 10 days to 6 months jail time (DUI); at least 32 hours community service (OWI); substance abuse treatment (OWI); driver improvement program (OWI)12 months (DUI); 6 months (OWI)
MaineOUI$500–$2,000; 96 hours to 1 year jail time150 days
MarylandDUI and DWI$500–$1,000; up to 1 year jail timeUp to 6 months
MassachusettsOUI$500–$5,000; up to 2.5 years jail time; 2-year IID1 year
MichiganOWI and OWVI$100–$500; up to 93 days jail time; up to 360 hours community service180 days
MinnesotaDWI$1,000; up to 90 days in jail90 days
MississippiDUI$250–$1,000; up to 48 hours jail time120 days
MissouriDWIUp to $1,000; up to 6 months jail time30 days + 60-day restricted license
MontanaDUI$600–$1,000; 24 hours to 6 months jail time6 months
NebraskaDUI$500; up to 60 days jail time; mandatory IID (varies depending on BAC)60 days to 1 year
NevadaDUI$400–$1,000; 2 to 180 days jail time; 185-day IID; drug and alcohol abuse treatment program (for BAC of at least 0.18%)185 days
New HampshireDUI and OUI$500–$2,000; up to 1 year jail time9 months to 2 years
New JerseyDWI$250–$500; up to 30 days jail time; 12–48 hours in Intoxicated Driver Resource Center3 months to 1 year
New MexicoDWIMax of $500; 24 hours community service; up to 90 days jail time; substance abuse treatment programUp to 1 year
New YorkDWI and DWAI$300–$1,000; up to 1 year jail time; 6 months to 1-year IID6 months
North CarolinaDWI$200–$10,000; up to 36 months jail time; 1-year IID1 year
North DakotaDUI$500–$1,500; up to 30 days jail time91–180 days
OhioOVI/DUI$375–$1,075; 3 days to 6 months jail time1–3 years
OklahomaDUI and DWIMax of $1,000; 10 days to 1 year jail time180 days
OregonDUI$1,000–$6,250; 48 hours to 1 year jail time or 80 hours community service; 1-year IID1 year
PennsylvaniaDUI$300–$5,000; 6-month probation; up to 6 months in jailUp to 12 months
Rhode IslandDUI$100–$500; up to 1 year jail time30 days to 18 months
South CarolinaDUAC and DUI$400–$1,000; 48 hours to 90 days jail time (or community service)6 months
South DakotaDUIUp to $2,000; up to 1 year jail time30 days to 1 year
TennesseeDUI$350–$1,500; 48 hours to 11 months and 29 days jail time1 year
TexasDWI$2,000–$4,000; 72 hours to 1 year jail time9–12 months
UtahDUI$700–$1,000; 2 to 180 days jail time (or community service); 1-year IID (BAC over 0.16%)120 days
VermontDUIMax of $750; up to 2 years jail time90 days to one year
VirginiaDUI$250–$2,500; up to 1 year jail time1 year
WashingtonDUI$350–$5,000; 1 to 364 days jail time90 days to one year
Washington, D.C.DUI, DWI, and OWI$1,000; up to 180 days jail time6 months
West VirginiaDUI$100–$1,000; up to 6 months jail time6 months
WisconsinOWI$150–$300; potential IID6–9 months
WyomingDUI$200–$750; 7 days to 6 months jail time1 year

How long does a DUI stay on your record?

A DUI conviction will always go on your record, but how long it stays there depends on your state. For example, in California, the criminal charge will remain on your record for 10 years. In Washington, it’s seven.

In some states, such as Indiana, a DUI or DWI conviction stays on your record permanently. Sometimes, you may be able to get your DUI conviction expunged after a certain number of years have passed or you’ve met certain conditions. Your DUI conviction may also follow you from one state to another.[7]

Compare Car Insurance Quotes

Check quotes from 100+ top insurance companies

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

SR-22 after DUI conviction

In many states, a DUI conviction can cause you to lose your driver’s license temporarily. As a requirement for reinstating your license, you may need to get an SR-22 certificate — a special proof of insurance — and maintain your policy for a few years. Your insurer will also need to provide your state’s department of motor vehicles with the SR-22 before you can have your license reinstated.

The actual SR-22 document typically costs around $25 to file, but the cost of insurance after a DUI conviction or license suspension can be very high due to the high risk you now present as a driver. You may also face license reinstatement fees of $100 to $300, depending on your state.[8]

An FR-44 is similar to an SR-22 in that it provides proof of insurance after your license was suspended. But only Florida and Virginia use it.

DUI vs. DWI FAQs

Definitions for DUIs and DWIs vary depending on what state you’re in — as do the consequences of those charges. If you’re facing a DUI or DWI due to impaired or drunk driving, use this additional information to learn more.

  • Are a DWI and a DUI the same thing?

    DWIs and DUIs can often refer to the same charge, though it depends on your state. Some states use them interchangeably, some have separate charges and penalties for each, and others use different terms entirely.

  • What is the difference between a DWI and a DUI?

    Technically, a DWI refers to “driving while intoxicated,” while a DUI is “driving under the influence.” Exactly what constitutes those charges and the consequences they come with depends on what state you’re in.

  • Is a DUI or a DWI worse in Texas?

    Texas doesn’t have DUI charges — only DWIs. For first-time offenders, a DWI charge in Texas comes with 72 hours to 12 months of jail time, up to $4,000 in fines, a license suspension of 90 days to 12 months, and sometimes, installing an ignition interlock device (a type of breath test) on your vehicle.[9]

  • What happens when you get a DUI?

    DUIs and DWIs are serious offenses, though the exact consequences of getting a DUI depend on your state laws. Common penalties for DUI charges include fines, jail time, license suspension, community service, and installing an ignition interlock device on your vehicle. See the above chart for the DUI penalties in your state.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Nolo. "Is a DUI/DWI a Felony Offense?."
  2. DrivingLaws.org. "DUI Laws by State."
  3. DrivingLaws.org. "Washington D.C.'s DUI Laws and Penalties."
  4. DrivingLaws.org. "Maryland's DUI and DWI Laws and Conviction Penalties."
  5. DrivingLaws.org. "What Should I Expect If I Get a First DUI?."
  6. Insurance Information Institute. "What if I can't find auto coverage?."
  7. Nolo. "How Long Will a DUI Conviction be on my Record?."
  8. Nolo. "SR-22 Insurance: What It Is and When It’s Required."
  9. DrivingLaws.org. "Texas Drunk Driving Laws and Violation Penalties."
Aly J. Yale
Aly J. Yale

Aly J. Yale is a freelance writer and reporter covering real estate, mortgages, and personal finance. Her work has been published in Forbes, Business Insider, Money, CBS News, US News & World Report, and The Miami Herald. She has a bachelor’s degree in radio-TV-film and news-editorial journalism from the Bob Schieffer College of Communication at TCU and is a member of the National Association of Real Estate Editors.

Aly has been a contributor at Insurify since September 2023.

Sarah Archambault
Sarah Archambault
  • Experienced personal finance writer

  • Background working with banks and insurance companies

Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.

Featured in

media logomedia logo
Konstantin Halachev
Data reviewed byKonstantin HalachevVP of Engineering & Data Science
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

Latest Articles

View all