It may have been "The Last Frontier," but Alaska is a state that can't be ignored. Home to scenic parks that offer everything from diverse wildlife to goldmines, the 49th state is certainly a national treasure.
Requirement : Yes
Car insurance is required in Alaska . Drivers must have a minimum of liability insurance.
Minimum Coverage Car Insurance Requirements:
A minimum liability insurance policy is required:
Other Car Insurance Coverage Options:
Liability coverage is the only requirement for Alaska motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include: There are no alternative forms of financial responsibility.
requires all drivers to have minimum coverage.
Proof of Insurance: Yes
You must carry proof of insurance with your vehicle at all times.
Valid forms of proof of financial responsibility include:
Getting Pulled Over:
Violations, Fines & Penalties:
You are required to have proof of car insurance in the state of Alaska , if you are pulled over and cannot provide proof of insurance, or other forms of financial responsibility, you may face the following penalties:
A SR22 may be required after a suspension in order to get your driver’s license reinstated. An SR22 certificate only certifies proof of insurance of minimum requirements, it is not insurance.
Credit Scores & Determining Your Insurance Premium :
All Alaskan drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. Drivers unable to get private coverage can purchase insurance through the Alaska Auto Insurance Plan (AAIP).
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in Alaska:
There is no cellphone ban in Alaska however, it is illegal to text while driving.
Disputes with your car insurance company can be addressed to the Alaskan Division of Insurance
Division of Insurance
Consumer Services Section
550 West 7th Avenue
Anchorage, AK 99501