Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Last Frontier.
24,000
Followers
4.8 Rating
2,700 Reviews
12 Million
Quotes
The majestic wonder of the landscape, arguably the freshest seafood on earth, endless outdoor activity, and a strong sense of community are all reasons 750,000 people call Alaska home. All the good makes you forget about the long winters, unending sunlight, and sometimes unnavigable roads. Before you strap on your bunny boots, warm up the car, and hop in that four-wheel drive, are you getting the best price on car insurance? Here’s our guide to the best and cheapest car insurance quotes in the Last Frontier.
| Cheapest Companies | |
|---|---|
 State Farm | $42/mo |
 Allstate | $44/mo |
GEICO | $69/mo |
 American Family | $125/mo |
| Best Companies | ||
|---|---|---|
American Family | $125/mo | |
State Farm | $42/mo | |
GEICO | $69/mo | |
Allstate | $44/mo |
Anchorage is the most populous city in Alaska, and is the home to 353,437 currently registered vehicles.
For drivers in Alaska, that are looking for the cheapest quote possible, you can consider a state minimum policy for liability insurance.
To simplify finding the cheapest minimum liability quote, Insurify has analyzed rates from top insurance providers in Alaska. The following are the cheapest insurance rates from carriers that offer minimum liability auto insurance in Alaska.
| Cheapest companies | |
|---|---|
 Midvale Home & Auto | $464/mo |
For drivers in Alaska, that are looking for a full coverage policy that includes comprehensive and collision insurance it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Alaska. The following are the best insurance rates from carriers that offer full coverage auto insurance in Alaska.
| Cheapest companies | |
|---|---|
Midvale Home & Auto | $179/mo |
The state of Alaska requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum bodily injury liability insurance requirements in Alaska are:
Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits that Alaska state law requires are $50,000 for the injury or death of a single person involved in a car accident and $100,000 for the injury or death of multiple persons. Insurance providers list this coverage at 50/100, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $100,000 are your responsibility.
The minimum property damage liability insurance requirements in Alaska are:
Property damage liability coverage pays for any property that you damage in an accident. The state of Alaska requires $25,000 for the minimum. You’ll see the collective state minimum listed at 100/50/25. The 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.
| Insurance Company | |
|---|---|
State Farm | $42/mo |
Allstate | $44/mo |
GEICO | $69/mo |
American Family | $125/mo |
| Insurance Company | |
|---|---|
Umialik | $26/mo |
State Farm | $35/mo |
USAA | $43/mo |
| Insurance Company | |
|---|---|
Umialik | $26/mo |
USAA | $36/mo |
State Farm | $39/mo |
| Insurance Company | |
|---|---|
Umialik | $26/mo |
USAA | $30/mo |
State Farm | $35/mo |
If you’re under 40 years old in the state of Alaska, you will likely pay more for auto insurance coverage than the average driver. Since inexperienced drivers pose a higher risk for insurance providers, their rates are often significantly higher. USAA offers the cheapest car insurance rates for young drivers, averaging $21 a month. New drivers must abide by special driving restrictions, including curfews, electronic device limitations, and passenger age restrictions. Be sure to familiarize yourself with these rules before hitting the road.
| Insurance Company | |
|---|---|
USAA | $21/mo |
State Farm | $30/mo |
Umialik | $33/mo |
If you’ve been in Alaska for over 90 days and want to transfer your out-of-state license you must go to a DMV and:
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Alaska drivers measure up to their fellow motorists across the United States in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Among all fifty states, Alaska drivers rank 35 in the number of car accidents per driver.
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. Alaska drivers rank 13 in the number of speeding infractions per driver across all fifty states.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Alaska drivers rank 14 in the number of DUI’s per driver across all fifty states.
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Alaska is the Ford F-Series Pickup.
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all fifty states, Alaska drivers rank 6 in rude driving infractions.
Having a squeaky-clean driving record is an accomplishment to be proud of. Some states have safer drivers than others; Alaska drivers rank 37 in clean driving records across all fifty states.
Street racing might seem like something straight out of a Fast and Furious movie, but it’s a real issue that threatens public safety. Among all fifty states, Alaska drivers rank 39 in street racing violations per driver.
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Alaska drivers rank 11 in failure to yield violations per driver across all fifty states.
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all fifty states, Alaska drivers rank 5 in the number of reckless driving offenses per driver.
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Alaska drivers rank 45 in hybrid and electric vehicle ownership across all fifty states.
The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.
Alaska is renowned for its grand mountains, lush forests, and picturesque glaciers. To reduce negative environmental impact in such a geographically diverse state, many green initiatives are beginning to take hold on local levels. Anchorage is currently eyeing a citywide plastic bag ban. In addition, the city of Juneau, whose electric sources are mostly hydroelectric, has demonstrated its commitment to have the most electric car charging stations per capita in the entire country. Since 2009, the travel agency Adventure Green Alaska has promoted sustainable eco-tourism programs in the state.
Insurify used a recent report from TripNet to rank twenty-five states by roads in poor condition, structurally deficient bridges, and fatality rate per 100 million vehicle miles traveled (VMT) on rural roads. Knowledge of infrastructure in Alaska is vital for all car insurance shoppers hitting the road in The Last Frontier.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Insurify is rated 4.8 out of 5 based on 3668 customer reviews.
With over 30,109,648 quotes provided, we have helped thousands of customers save time and money!
State Farm
Allstate
