Cheapest Car Insurance in Alaska
Here are the cheapest carriers in Alaska for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance. We averaged rates for the twenty most populous cities in Alaska.
| Companies | Quotes |
|---|---|
 State Farm |
$42 /mo |
 Allstate |
$44 /mo |
 GEICO |
$69 /mo |
 American Family |
$125 /mo |
Best Car Insurance in Alaska
The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Alaska. For the complete list, see Insurify's best car insurance companies.
| Companies |
Insurify Composite Score |
Quotes |
|---|---|---|
|
American Family |
90
|
$125 /mo |
|
GEICO |
88
|
$69 /mo |
|
Allstate |
87
|
$44 /mo |
|
State Farm |
84
|
$42 /mo |
Car Insurance in Alaska
Auto insurance costs will vary between locations and insurance carriers. Insurify analyzed the latest data for the five most populous cities in Alaska to find you the cheapest quotes in each of these metropolitan areas.
Anchorage is the most populous city in Alaska, and is the home to 353,437 currently registered vehicles.
| City | Cheapest Carrier | Quote |
|---|---|---|
| Anchorage |
State Farm |
$65 /mo |
| Fairbanks |
Allstate |
$44 /mo |
| Juneau |
State Farm |
$45 /mo |
| Sitka |
State Farm |
$45 /mo |
| Wasilla |
State Farm |
$65 /mo |
Alaska Driving Facts
Alaska is particularly severe when it comes to distracted driving. Drivers can face a fine of up to $10,000 and a year in jail for texting while operating a moving vehicle.
Alaska's minimum liability car insurance limits are as follows:
- $50,000 bodily injury liability per person
- $100,000 bodily injury liability per accident
- $25,000 property damage liability per accident
State Rankings
Using a proprietary dataset of over 1.5 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.
We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.
Moving Violations Rank
Green Driving in Alaska
The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint.
Alaska is renowned for its grand mountains, lush forests, and picturesque glaciers. To reduce negative environmental impact in such a geographically diverse state, many green initiatives are beginning to take hold on local levels. Anchorage is currently eyeing a citywide plastic bag ban. In addition, the city of Juneau, whose electric sources are mostly hydroelectric, has demonstrated its commitment to have the most electric car charging stations per capita in the entire country. Since 2009, the travel agency Adventure Green Alaska has promoted sustainable eco-tourism programs in the state.
% of Hybrids/Electrics 1%
Most Patriotic City
Anchorage
Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.
Road Statistics
Insurify used a recent report from TripNet to rank twenty-five states by roads in poor condition, structurally deficient bridges, and fatality rate per 100 million vehicle miles traveled (VMT) on rural roads. Knowledge of infrastructure in Alaska is vital for all car insurance shoppers hitting the road in The Last Frontier.
