Cheap Auto Insurance Quotes in Castle Rock, CO (2021)

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Car Insurance in Castle Rock, CO

The average cost of Colorado car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Castle Rock, CO to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$115
$156
$196
$207
$227
State FarmNationwideAmerican FamilyTravelersThe General
Monthly $

Cheapest Car Insurance in Castle Rock, CO

Here are the cheapest carriers in Castle Rock for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$196
$216
$215
$228
$142
$180
ColoradoDenverColorado SpringsAuroraFort CollinsCastle Rock
Monthly $

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Castle Rock, CO Driving Facts

colorado

Minimum Car Insurance Requirements in CO

Studies on the relationship between driver behavior and increasingly lax state laws on marijuana in Colorado have led to inconclusive results; however, marijuana-impaired highway deaths are reportedly in decline.

Colorado's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $15,000 property damage liability per accident

Insurify Insights: How Castle Rock Drivers Measure Up

toyota
Toyota Camry
Most Popular Car in
Castle Rock, CO
suspended licenses
#23
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Castle Rock drivers measure up to their fellow Colorado motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Castle Rock

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Castle Rock drivers rank 12 in the number of car accidents per driver across all cities in Colorado.

  • Rank within state: #12
  • Percent of drivers in Castle Rock with an accident: 10.93%
  • Drivers in Castle Rock, CO with an accident in their driving history paid on average 24.49% more than drivers with a clean record

Speeding Castle Rock

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Colorado, Castle Rock drivers rank 20 in the number of speeding infractions per driver.

  • Rank within state: #20
  • Percent of drivers in Castle Rock with a speeding ticket: 10.57%
  • Drivers in Castle Rock, CO with a speeding ticket in their driving history paid on average 37.24% more than drivers with a clean record

DUI/DWIs Castle Rock

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Castle Rock drivers rank 20 in the number of DUI’s per driver across all cities in Colorado.

  • Rank within state: #20
  • Percent of drivers in Castle Rock with a DUI: 1.97%
  • Drivers in Castle Rock, CO with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Castle Rock

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Castle Rock is the Toyota Camry.

Rude Castle Rock

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Colorado, Castle Rock drivers rank 15 in rude driving infractions.

  • Rank within state: #15
  • Percent of drivers in Castle Rock with a reckless driving violation: 1.97%
  • Drivers in Castle Rock, CO with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers Castle Rock

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Castle Rock drivers rank 4 in clean driving records across all cities in Colorado.

  • Rank within state: #4
  • Percent of drivers in Castle Rock with clean record: 77.42%

Failure to Yield the Right of Way Castle Rock

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Castle Rock drivers rank 13 in failure to yield violations per driver across all cities in Colorado.

  • Rank within state: #13
  • Percent of drivers in Castle Rock with a failure to yield violation: 0.36%
  • Drivers in Castle Rock, CO with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Castle Rock

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Colorado, Castle Rock drivers rank 9 in the number of reckless driving offenses per driver.

  • Rank within state: #9
  • Percent of drivers in Castle Rock with a reckless driving offense: 0.18%

Hybrid/Electric Vehicle Ownership Castle Rock

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Castle Rock drivers rank 5 in hybrid and electric vehicle ownership across all cities in Colorado.

  • Rank within state: #5
  • Percent of drivers in Castle Rock with a hybrid/electric vehicle: 1.75%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.