Click here for our full-length guide to Nevada car insurance quotes, discounts, and state requirements.

Known as the “Biggest Little City in the World,” Reno lies on the western corner of the Silver State and is home to nearly 250,000 residents. Just twenty miles from Lake Tahoe (and zero miles from the nearest casino!), Reno has something for everyone. 

Car travel is the main mode of transportation for over 90 percent of Reno residents. Finding the right car insurance policy for you and your lifestyle is an important step towards safe driving in Reno. Compare and save on the best and cheapest car insurance quotes in Nevada here.

Find cheap car insurance quotes for Reno today.

For more city-specific car insurance details, check out our overviews of North Las Vegas and Reno.

Cheapest Car Insurance Quotes in Reno, NV

Here are the cheapest insurance companies in Reno, based on averaged sample rates for four driver profiles that included varied gender, age, driving history, credit, marital status, prior insurance, higher education, employment, and military service. Clean driving records may amount to “good driver discounts,” resulting in lower overall insurance costs.

Insurance CompanyQuotes
State Farm$80/month
The General$146/month

USAA often offers the lowest car insurance rates to Nevada drivers, but it is only available to active-duty members of the military, veterans, and their immediate families.

Best Car Insurance Companies in Reno, NV

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews. The following are the top-rated companies that offer car insurance in Reno. For the complete list, see Insurify’s best car insurance companies.

Insurance CompanyScoreQuotes
State Farm83$80/month

Compare Average Premiums 

Insurance rates vary greatly from town to town. Reno has slightly higher monthly premiums compared to state and national averages. Keep the savings rolling and compare policies on Insurify today. 

Reno Average Premium Nevada Average Premium National Average Premium




Reno Auto Insurance Requirements 

Before operating on Nevada roadways, Nevada drivers must ensure their motor vehicle holds sufficient liability insurance

Liability coverage is a safety necessity.

In Nevada, state minimum coverage limits for liability car insurance are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Driving records, prior car accidents, prior moving violations, speeding tickets, commute length, and other demographic factors may cause fluctuation to your Reno auto insurance rates.

Read more about Nevada car insurance requirements. 

Comprehensive and collision coverage are supplemental options offered by insurance providers to protect your vehicle and passengers from “Acts of God,” vandalism, and other uncontrollable circumstances. 

For a free quote, compare auto insurance companies on Insurify

Reno DMV Information 

There is one major DMV outpost in the city of Reno, located on Galletti Way. Here, residents can change their address, obtain a driver’s license, and complete vehicle registrations. The DMV is open from 8:30 AM to 5 PM with special morning and evening hours on weekdays. You may be able to skip the lines and access what you need via its online portal or by visiting a Reno DMV Kiosk. 

Public Transit in Reno

RTC Reno is the public bus system that operates throughout the Greater Reno and Sparks area. With reliable schedules and affordable rates, RTC helps residents and visitors navigate around Reno. Ridesharing services like Uber, Lyft, and traditional taxis also operate across Reno

Conclusion: How to get the best and cheapest car insurance in Reno

As American drivers know too well, enough precious time is wasted sitting in traffic each year. There’s no need to waste more time finding the perfect auto insurance policy. Use Insurify to find the best rates available by comparing dozens of insurance quotes in just a few seconds.

With an estimated 10.6 percent of vehicles driving uninsured throughout Nevada, give yourself peace of mind with sufficient car insurance coverage. Don’t become just one more uninsured motorist—get quotes with Insurify to get the best coverage and rates for your car at a price that works for you.

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Updated February 12, 2020

Jackie Cohen received her B.A. in Global Media and Public Relations from the University of Massachusetts, Amherst. Currently based in Boston, MA, she works as a content writer for Insurify. An avid globe-trotter and foodie, Jackie spends her spare time adventuring far and near.