Ratings
User Ratings
| Options | Progressive | Utica National |
|---|---|---|
| Rating/Reviews |
2,967 reviews
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Mobile App Ratings
| Brand | Progressive | Utica National |
|---|---|---|
| Android |
17,106 reviews
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| iOS |
317 reviews
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Auto Insurance Quotes
| Progressive | Utica National | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Chicago | Philadelphia | Phoenix | Los Angeles | |||||||
Married |
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| Yes | $56 | $58 | $55 | $45 | ||||||
| No | $76 | $75 | $70 | $77 | ||||||
Gender |
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| Male | $63 | $64 | $60 | $68 | ||||||
| Female | $69 | $70 | $65 | $54 | ||||||
Has Ticket |
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| Yes | $82 | $83 | $75 | $84 | ||||||
| No | $63 | $64 | $60 | $56 | ||||||
Age |
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| 18-40 | $75 | $74 | $70 | $82 | ||||||
| 40-65 | $52 | $54 | $51 | $43 | ||||||
| 65+ | $87 | $84 | $82 | $52 | ||||||
Credit Score |
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| Average Credit | $81 | $78 | $74 | $62 | ||||||
| Fair Credit | $78 | $77 | $73 | $55 | ||||||
| Good Credit | $46 | $50 | $47 | $43 | ||||||
| Excellent Credit | $59 | $62 | $58 | $84 | ||||||
Quotes & Discounts
| Discount Type | Progressive | Utica National |
|---|---|---|
| No lapse in coverage discount |
Varies
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| Prepay Discount |
Varies
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| Continuous Coverage Discount |
Varies
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| Provider Switch Discount |
Varies
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| Discount Finder |
Varies
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| Defensive Driver Discount |
Varies
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| Military Discount |
Varies
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| Home Owner Discount |
Varies
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| Electronic Stability Control |
--
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Varies |
| Multiple Policy Discount |
up to 10%
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Varies |
| teenSMART Discount |
Varies
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| Student Away at School Discount |
up to 10%
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Varies |
| Youth Driving Discount |
Varies
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| Starting your auto quote online discount |
Varies
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| Anti-lock Brake Discount |
--
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Varies |
| Good Credit Discount |
up to 84%
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| Signing documents when you buy online discount |
Varies
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| Passive Restraint Discount |
up to 10%
|
Varies |
| Anti-Theft Device Discount |
up to 5%
|
Varies |
| Good Driver Discount |
up to 26%
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| Multiple Vehicle Discount |
up to 30%
|
Varies |
| E-billing Discount |
Varies
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| EV/Hybrid Discount |
--
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Varies |
| Loyalty Discount |
Varies
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| Preferred payment discount |
Varies
|
Varies |
| Daytime Running Lights Discount |
--
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Varies |
| Paid in full discount |
Varies
|
Varies |
| Company Car Discount |
--
|
Varies |
| Good Student Discount |
up to 10%
|
Varies |
| Paperless documents discount |
Varies
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| Low Mileage Discount |
Varies
|
Varies |
Payment Methods
| Payment Type | Progressive | Utica National |
|---|---|---|
| Text Payment |
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| PayPal |
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| Electronic Check |
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| Automatic Online Payment |
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| Debit Card Payments |
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| Phone Payment |
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| Pay Through Your Agent |
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| Online Payment |
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| Multi-Payment Installment Plans |
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| Credit Card Payment |
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| Mail Payment |
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| Mobile App Payments |
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Feature and Services
| Features and Services | Progressive | Utica National |
|---|---|---|
| Loyalty rewards program |
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| Diminishing deductible |
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| Mobile app |
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| Roadside assistance |
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| Online account management |
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| Enhanced towing & substitute coverage |
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| Flexible / convenient payments |
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| Accident forgiveness |
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| 24/7 service |
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Optional Coverages
| Coverage Type | Progressive | Utica National |
|---|---|---|
| Accidental Death, Dismemberment, Disability |
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| Pet Coverage |
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| Personal/Upgraded Item Coverage |
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| Rental Reimbursement |
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| Accident Forgiveness |
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| Roadside Assistance |
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| New Car Replacement Coverage |
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| Ridesharing Coverage |
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| Glass Coverage |
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| Gap Insurance |
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| Emergency Lockout Coverage |
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| Vanishing Deductible |
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| Airbag Replacement Coverage |
--
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| Original Equipment Manufacturer Coverage |
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| Emergency Assistance Coverage |
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Insurance by State
- Progressive
- Utica National
- Both
Uber and Lyft driver insurance:
- Progressive
- Utica National
- Both
SR-22 Insurance by State
- Progressive
- Utica National
- Both
Compare Insurance Products
| Product | Progressive | Utica National |
|---|---|---|
 ATV Insurance |
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 Boat Insurance |
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 Business Insurance |
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 Car Insurance |
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 Cell Phone Insurance |
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 Classic Car Insurance |
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 Commercial Insurance |
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 Condo Insurance |
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 Flood Insurance |
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 Golf Cart Insurance |
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 Health Insurance |
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 Home Insurance |
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 Homeshare Insurance |
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 Identity Theft Insurance |
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 Life Insurance |
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 Mobile Home Insurance |
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 Motorcycle Insurance |
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 Personal Watercraft Insurance |
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 Pet Insurance |
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 RV Insurance |
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 Renters Insurance |
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 Segway Insurance |
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 Snowmobile insurance |
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 Travel Insurance |
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 Umbrella Insurance |
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 Wedding and Event Insurance |
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User Reviews
Most Positive Review
I did quite a bit of shopping around when I was in the market for insurance, and Progressive offered the best price out of the major brands (Liberty Mutual, Geico, Allstate, etc). The Liberty Mutual quote was actually so outrageous that I laughed out loud before promptly hanging up on the representative. After signing on with Progressive I called to make sure that I was taking advantage of every discount possible, and also signed up for the snapshot program, which ended up saving me an additional 20% (which was huge). If you don't drive crazy mileage, generally avoid driving at dangerous times (i.e. rush hour), and minimize "hard stops", you're likely to save a significant amount of cash through the Snapshot discount. From a customer service standpoint I've been relatively happy with Progressive, although they did go ghost on me in the middle of a liability investigation after my car was damaged during a tow. No major claims since I've been with them, but minor repairs and some glass work have gone smoothly. Overall I'd recommend Progressive to price-conscious drivers looking for standard coverage and discount options (Snapshot is legit).
Most Critical Review
October 23, 2017
They are not pro customer. I felt very cheated and we had a terrible agent. The quotes were not accurate and when we added and then removed a vehicle our policy didn't go back to what it originally was. They charged us more for the same policy. Terrible. I will not recommend to anyone.
September 17, 2015