MetLife vs Oregon Mutual Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Ratings

Insurify Composite Score

MetLife
72
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Insurify Composite Score

Oregon Mutual
Not Rated
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Insurify Composite Score

MetLife VS Oregon Mutual
72
Not Rated
What is this?
User Ratings
OptionsMetLife Oregon Mutual
Rating/Reviews
293 reviews
0 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsMetLife Oregon Mutual
Call Center RepresentativeThe rest--
Insurer WebsiteThe rest--
Local AgentBetter than most--
Overall SatisfactionAbout average--
Policy OfferingsThe rest--
PricingAbout average--
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsMetLife Oregon Mutual
Claim ServicingAbout average--
Estimation ProcessAbout average--
First Notice of Loss (FNOL)About average--
Overall SatisfactionAbout average--
Rental ExperienceAbout average--
Repair ProcessThe rest--
SettlementAbout average--
J.D. Power Ratings by Region (out of 1000)
RegionMetLife Oregon Mutual
Florida849 pt
Among the best
--
New England803 pt
The rest
--
New York834 pt
Better than most
--
North Central811 pt
The rest
--
Southeast796 pt
The rest
--
Texas823 pt
About average
--
Mobile App Ratings
RegionMetLife Oregon Mutual
Android
1,187 Reviews
--
iOS
224 Reviews
--
Financial Ratings
OptionsMetLife Oregon Mutual
A.M. BestA+--
FitchAA---
Moody'sAa3--
Standard & Poor'sAA---

Auto Insurance Quotes

For Married Drivers

CityMetLife Oregon Mutual
Austin$82--
Chicago$96--
Phoenix$66--
Santa Monica$119--

For Single Drivers

CityMetLife Oregon Mutual
Austin$115--
Chicago$133--
Phoenix$102--
Santa Monica$205--

For Male Drivers

CityMetLife Oregon Mutual
Austin$106--
Chicago$120--
Phoenix$89--
Santa Monica$194--

For Female Drivers

CityMetLife Oregon Mutual
Austin$90--
Chicago$110--
Phoenix$79--
Santa Monica$130--

For Drivers with Speeding Ticket

CityMetLife Oregon Mutual
Austin$150--
Chicago$183--
Phoenix$150--
Santa Monica$376--

For Drivers with No Speeding Ticket

CityMetLife Oregon Mutual
Austin$87--
Chicago$100--
Phoenix$70--
Santa Monica$116--

For Drivers Age Between 18-40

CityMetLife Oregon Mutual
Austin$123--
Chicago$137--
Phoenix$106--
Santa Monica$225--

For Drivers Age Between 40-65

CityMetLife Oregon Mutual
Austin$76--
Chicago$90--
Phoenix$61--
Santa Monica$117--

For Drivers Age of 65+

CityMetLife Oregon Mutual
Austin$90--
Chicago$125--
Phoenix$86--
Santa Monica$96--

For Drivers with Average Credit

CityMetLife Oregon Mutual
Austin$113--
Chicago$130--
Phoenix$99--
Santa Monica$148--

For Drivers with Fair Credit

CityMetLife Oregon Mutual
Austin$107--
Chicago$115--
Phoenix$75--
Santa Monica$131--

For Drivers with Good Credit

CityMetLife Oregon Mutual
Austin$74--
Chicago$96--
Phoenix$69--
Santa Monica$126--

For Drivers with Excellent Credit

CityMetLife Oregon Mutual
Austin$99--
Chicago$118--
Phoenix$93--
Santa Monica$244--

Quotes & Discounts

Discount typeMetLife Oregon Mutual
Accident ForgivenessVaries--
Accident Free DiscountVaries--
Advance shopper discountVaries--
Affinity group discountVaries--
Alumni DiscountVaries--
Anti-Theft Device DiscountVariesVaries
Anti-lock Brake DiscountVaries--
Claims Free Renewal DiscountVaries--
Deductible discountVaries--
Defensive Driver DiscountVariesVaries
Driving Habits DiscountVaries--
Driving training discountVaries--
E-billing DiscountVaries--
Early Quote DiscountVariesVaries
Good Driver DiscountVaries--
Good Student DiscountVaries--
Home Owner DiscountVaries--
Loyalty DiscountVariesVaries
Multiple Policy DiscountVariesVaries
Multiple Vehicle DiscountVaries--
Organization DiscountVaries--
Paid in full discountVaries--
Paperless documents discountVaries--
Passive Restraint DiscountVaries--
Preferred payment discountVaries--
Prepay DiscountVaries--
Professional organization discountVaries--
Roadside Assistance DiscountVaries--
Seat Belt Use DiscountVaries--
Signing documents when you buy online discountVaries--
Starting your auto quote online discountVaries--
Student Away at School DiscountVaries--
Youth Driving DiscountVaries--
Discount Finder--Varies
Family Discount--Varies
Low Mileage Discount--Varies
Military Discount--Varies

Payment Methods

Discount typeMetLife Oregon Mutual
Automatic Online Payment
yes--
Bank Payment/Direct Deposit yes--
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
yes--
Mobile App Payments
yes--
Multi-Payment Installment Plans
yes--
Online Payment
yes--
Pay Through Your Agent
yes--
Payroll Deduction
yes--
Phone Payment
yesyes
Prepayment
yes--

Features and Services

Features and ServicesMetLife Oregon Mutual
24/7 serviceyesyes
Accident forgiveness--yes
Flexible / convenient paymentsyes--
Mobile appyes--
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesMetLife Oregon Mutual
Accident Forgiveness
--yes
Airbag Replacement Coverage
--yes
Child Safety Seat Replacement
--yes
Comprehensive Claim Forgiveness
--yes
Electronic Key & Lock Replacement
--yes
Gap Insurance
yes--
Glass Coverage yes--
Legal Defense Costs Coverage
yes--
New Car Replacement Coverage
yes--
Original Equipment Manufacturer Coverage
yes--
Personal/Upgraded Item Coverage
--yes
Pet Coverage
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Vanishing Deductible
--yes

Uber and Lyft driver insurance

  • MetLife
  • Oregon Mutual
  • Both

Compare Insurance Products

ProductMetLife Oregon Mutual
Accident InsuranceAccident Insuranceyes--
Car InsuranceCar Insuranceyes--
Boat InsuranceBoat Insuranceyes--
Cancer InsuranceCancer Insuranceyes--
Condo InsuranceCondo Insuranceyes--
Critical Illness InsuranceCritical Illness Insuranceyes--
Dental InsuranceDental Insuranceyes--
Dwelling Fire InsuranceDwelling Fire Insuranceyes--
Disability InsuranceDisability Insuranceyes--
Home InsuranceHome Insuranceyes--
Hospital Indemnity InsuranceHospital Indemnity Insuranceyes--
Life InsuranceLife Insuranceyesyes
Renters InsuranceRenters Insuranceyes--
RV InsuranceRV Insuranceyes--
Small Business InsuranceSmall Business Insuranceyes--
Umbrella InsuranceUmbrella Insuranceyes--
Vision InsuranceVision Insuranceyes--

User Reviews

  • MetLife Reviews
  • Oregon Mutual Reviews
2.7
5 Stars
25 %
4 Stars
13 %
3 Stars
13 %
2 Stars
8 %
1 Star
41 %

Most Positive Review

By
I cannot say enough about how happy I am with your service. My agent was superb and got me a one year policy at a fixed low price so I no longer have to watch for payment increases that always happened with the other companies I have used in the past. I know I have a true advocate who's efforts are on MY behalf! I am a customer for life and always recommend you to friends and aquanitences.

Most Critical Review

By
MetLife provides a great value if you measure a company only by their premiums. Unfortunately, after setting up a home, auto, and umbrella policy with them, they failed to START my home and auto policy. My umbrella policy, however, went through. A month after I started my policies, I received a notice saying that my umbrella policy was being cancelled since I didn't have home or auto through them. Fortunately I had not yet cancelled my existing insurance since I was waiting for ID cards from MetLife which never arrived, otherwise I would have ended up being uninsured during this time. I called MetLife to discuss the situation. My call was answered quickly by a friendly representative. She could see that these policies existed, but she couldn't determine anything beyond that. She offered to transfer me to sales where I could then set up another policy. I refused her offer as 1) I went through an excellent agent at Answer and I wanted him to get credit for the policy, and 2) I felt that any additional time spent with MetLife was a waste. If they can't figure out how to start a policy, I have absolutely zero faith in them to be able to pay me in the event of a claim. Unfortunately, my employer uses MetLife for dental insurance. They have a tendency to deny claims, and I've encountered that first hand. I complained about this to my dentist once, and I learned that this is par for the course. At the end of the day, I believe I dodged a bullet. If a company can't determine whether or not you have a policy with them when , why should I expect them to be able to pay out if the need arises? Stay away from the train wreck that is MetLife.

All Reviews

Showing 1 - 10 out of 293 Reviews
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Natalie
I have had this insurance for maybe 6 mos and i will be cancelling at the end of the month and go with the Hartford. Customer service, u call and u hear a child screaming. I could not understand the lady i spoke with My billing is so messed up, i am constantly locked out of my account, and when i do, u get this warning that their system was hacked, my automatic payments for some reason would not go thru, i get a letter stating they have cancelled my insurance and notifying the lender. I finally after 4 calls got online, edited my billing info, and ALAS!!! it happened again. I call again, get a temp password to get onto my account and then it wont let me change my password and obce again i am locked out I give up.
Terry
Brad
Charging me nearly 280$ per month for a 2011 chevy Malibu, AND I'm 50yrs old!! Will be switching very soon
George
Kimberley
MetLife canceled my policy after I paid what was requested online before the cancellation date.
Christopher
Robert
ELIZABETH
Customer service is terrible. I had a no fault claim. They refused to pay for my car rental although I have rental car coverage. They were slow to respond, It was a nightmare! It was the worst experience with an auto insurance company. Guess you get what you pay for.
Don
Carlton
I've had no interaction with Met Life because I've had no accidents or traffic tickets. I've been surprised occasionally when Met Life has increased my premium by 50 cents or so per month without giving me advance notice. I subtract my automatically withdrawn monthly payment in my checkbook and have to make adjustments when my statement comes in.
Showing 1 - 10 out of 293 reviews