Ratings
User Ratings
| Options | Liberty Mutual | MAPFRE |
|---|---|---|
| Rating/Reviews |
864 reviews
|
1,225 reviews
|
Mobile App Ratings
| Brand | Liberty Mutual | MAPFRE |
|---|---|---|
| iOS |
12,900 reviews
|
7 reviews
|
| Android |
2,531 reviews
|
93 reviews
|
Quotes & Discounts
| State | Liberty Mutual | MAPFRE |
|---|---|---|
| Alabama | $76/mo |
--
|
| Arizona | $89/mo |
--
|
| Arkansas | $166/mo |
--
|
| Colorado | $79/mo |
--
|
| Connecticut | $106/mo |
--
|
| Delaware | $154/mo |
--
|
| Florida | $87/mo |
--
|
| Georgia | $84/mo |
--
|
| Idaho | $45/mo |
--
|
| Illinois | $42/mo |
--
|
| Indiana | $60/mo |
--
|
| Iowa | $64/mo |
--
|
| Kansas | $123/mo |
--
|
| Kentucky | $83/mo |
--
|
| Louisiana | $263/mo |
--
|
| Maine | $57/mo |
--
|
| Maryland | $85/mo |
--
|
| Massachusetts | $96/mo |
--
|
| Michigan | $82/mo |
--
|
| Minnesota | $108/mo |
--
|
| Mississippi | $71/mo |
--
|
| Missouri | $87/mo |
--
|
| Nebraska | $127/mo |
--
|
| Nevada | $238/mo |
--
|
| New Hampshire | $26/mo |
--
|
| New Jersey | $84/mo |
--
|
| New Mexico | $52/mo |
--
|
| New York | $44/mo |
--
|
| Ohio | $35/mo |
--
|
| Oklahoma | $89/mo |
--
|
| Oregon | $42/mo |
--
|
| Pennsylvania | $22/mo |
--
|
| Rhode Island | $114/mo |
--
|
| South Carolina | $39/mo |
--
|
| Tennessee | $33/mo |
--
|
| Texas | $25/mo |
--
|
| Utah | $96/mo |
--
|
| Vermont | $83/mo |
--
|
| Virginia | $70/mo |
--
|
| Washington | $96/mo |
--
|
| Washington D.C. | $110/mo |
--
|
| West Virginia | $43/mo |
--
|
| Wisconsin | $29/mo |
--
|
| Discount Type | Liberty Mutual | MAPFRE |
|---|---|---|
| Organization Discount |
Varies
|
Varies |
| Prepay Discount |
--
|
up to 5% |
| Loyalty Discount |
--
|
up to 4% |
| Welcome Back Credit Discount |
--
|
Varies |
| Newlywed Discount |
Varies
|
-- |
| Policy Update/Extension Discount |
Varies
|
-- |
| Signing documents when you buy online discount |
Varies
|
-- |
| Senior Adult Discount |
Varies
|
up to 25% |
| Preferred payment discount |
Varies
|
-- |
| Good Student Discount |
up to 22%
|
up to 10% |
| teenSMART Discount |
Varies
|
Varies |
| Paperless documents discount |
Varies
|
Varies |
| Home Owner Discount |
Varies
|
Varies |
| Anti-lock Brake Discount |
Varies
|
Varies |
| Anti-Theft Device Discount |
up to 25%
|
up to 36% |
| Low Mileage Discount |
--
|
up to 12% |
| New Graduate Discount |
Varies
|
-- |
| Electronic Stability Control |
Varies
|
-- |
| Paid in full discount |
Varies
|
Varies |
| EV/Hybrid Discount |
Varies
|
up to 3% |
| Claims Free Renewal Discount |
Varies
|
-- |
| Multiple Vehicle Discount |
up to 5%
|
up to 8% |
| Early Quote Discount |
--
|
Varies |
| Student Away at School Discount |
Varies
|
up to 15% |
| Defensive Driver Discount |
--
|
up to 10% |
| Advance shopper discount |
up to 45%
|
Varies |
| Military Discount |
Varies
|
-- |
| Good Driver Discount |
--
|
Varies |
| Starting your auto quote online discount |
up to 12%
|
-- |
| Driving training discount |
up to 30%
|
-- |
| Accident Free Discount |
Varies
|
-- |
| Passive Restraint Discount |
up to 20%
|
Varies |
| E-billing Discount |
--
|
Varies |
| Multiple Policy Discount |
Varies
|
up to 20% |
Payment Methods
| Payment Type | Liberty Mutual | MAPFRE |
|---|---|---|
| Bank Payment/Direct Deposit |
|
|
| Multi-Payment Installment Plans |
--
|
|
| Electronic Check |
|
|
| Mobile App Payments |
|
--
|
| Automatic Online Payment |
|
|
| Prepayment |
|
|
| Online Payment |
|
|
| Payroll Deduction |
|
--
|
| Phone Payment |
|
|
| Mail Payment |
|
|
| Debit Card Payments |
|
|
| Credit Card Payment |
|
|
Feature and Services
| Features and Services | Liberty Mutual | MAPFRE |
|---|---|---|
| Mobile app |
|
--
|
| Enhanced towing & substitute coverage |
|
--
|
| Online account management |
|
|
| Accident forgiveness |
|
|
| Policy bundling discounts |
|
--
|
| New drivers program |
--
|
|
| 24/7 service |
|
--
|
| Diminishing deductible |
--
|
|
| Roadside assistance |
|
--
|
Optional Coverages
| Coverage Type | Liberty Mutual | MAPFRE |
|---|---|---|
| Original Equipment Manufacturer Coverage |
|
--
|
| Driver's Program |
--
|
|
| Gap Insurance |
|
--
|
| Emergency Assistance Coverage |
|
--
|
| Accident Forgiveness |
|
|
| Work Loss Coverage |
|
--
|
| Better Car Replacement |
|
--
|
| Roadside Assistance |
|
|
| Glass Coverage |
--
|
|
| Lifetime Repair Guarantee |
|
--
|
| Teachers Insurance |
|
--
|
| Legal Defense Costs Coverage |
|
--
|
| Umbrella Policy |
--
|
|
| Rental Reimbursement |
|
--
|
| Emergency Lockout Coverage |
|
--
|
| Comprehensive Claim Forgiveness |
--
|
|
| Sound System Coverage |
--
|
|
| Vanishing Deductible |
|
|
| New Car Replacement Coverage |
|
|
Insurance by State
- Liberty Mutual
- MAPFRE
- Both
Uber and Lyft driver insurance:
- Liberty Mutual
- MAPFRE
- Both
Online Quoting by State
- Liberty Mutual
- MAPFRE
- Both
Compare Insurance Products
| Product | Liberty Mutual | MAPFRE |
|---|---|---|
 ATV Insurance |
|
--
|
 Accident Insurance |
|
--
|
 Boat Insurance |
|
--
|
 Car Insurance |
|
|
 Classic Car Insurance |
|
--
|
 Condo Insurance |
|
--
|
 Critical Illness Insurance |
|
--
|
 Dwelling Fire Insurance |
|
--
|
 Flood Insurance |
|
--
|
 Home Insurance |
|
--
|
 Identity Theft Insurance |
|
--
|
 Life Insurance |
|
--
|
 Mobile Home Insurance |
|
--
|
 Motorcycle Insurance |
|
--
|
 Pet Insurance |
|
--
|
 RV Insurance |
|
--
|
 Renters Insurance |
|
--
|
 Small Business Insurance |
|
--
|
 Tuition Insurance |
|
--
|
 Umbrella Insurance |
|
--
|
User Reviews
Most Positive Review
They have been very supportive and was able to be there when we had a claim to file. They have been very quick in their responses. I wish we could stay with them. I was very satisfied with them. They were very professional and was there when we needed them. We really like them.
Most Critical Review
July 31, 2018
I already told you. Got treated very badly first month with you. You tried to take money from my account for a year payment when I was month to month. Tried,more than once .Threatened me with cancelation, raised my quotes rate 3 times without telling me. Lousy agent. Lied to. Stolen from. Cost me money,which you did pay back. Rotten service all around. Every month you change my due date. It was suppose to be the 15th of each month, now it's the 9th. I don't trust you people. My rate now is not what I was quoted. I want cheaper insurance because I have and always have had a clean record and hardly ever drive. You won't give me what I need or want. You say you can't. So, I'm looking elsewhere. I've found one for $55.00monthly. Can you beat that?
Most Positive Review
December 15, 2017
Very easy to deal with. Low one way insurance.
Most Critical Review
November 9, 2017
I have Mapfire for home & cars but with different agents and they can not give me credit for both because I have different agents. Also my son was in a minor accident in 2015. A scratch that needed some paint, my son had no damage and in 2017 they accessed him over $500.00 and them more than doubled his insurance for 2018 as well as increasing mine. My sons car is in my name but he is the only driver.
December 20, 2017