Ratings
User Ratings
| Options | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Rating/Reviews |
4 reviews
|
859 reviews
|
Mobile App Ratings
| Brand | Hastings Mutual | Liberty Mutual |
|---|---|---|
| iOS |
--
|
12,900 reviews
|
| Android |
--
|
2,531 reviews
|
Auto Insurance Quotes
| Hastings Mutual | Liberty Mutual | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Chicago | ||||||||||
Married |
||||||||||
| Yes | $143 | |||||||||
| No | $144 | |||||||||
Gender |
||||||||||
| Male | $138 | |||||||||
| Female | $149 | |||||||||
Has Ticket |
||||||||||
| Yes | $266 | |||||||||
| No | $117 | |||||||||
Age |
||||||||||
| 18-40 | $155 | |||||||||
| 40-65 | $132 | |||||||||
| 65+ | $142 | |||||||||
Credit Score |
||||||||||
| Average Credit | $156 | |||||||||
| Fair Credit | $154 | |||||||||
| Good Credit | $139 | |||||||||
| Excellent Credit | $126 | |||||||||
Quotes & Discounts
| State | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Alabama |
--
|
$76/mo |
| Arizona |
--
|
$89/mo |
| Arkansas |
--
|
$166/mo |
| Colorado |
--
|
$79/mo |
| Connecticut |
--
|
$106/mo |
| Delaware |
--
|
$154/mo |
| Florida |
--
|
$87/mo |
| Georgia |
--
|
$84/mo |
| Idaho |
--
|
$45/mo |
| Illinois |
--
|
$42/mo |
| Indiana |
--
|
$60/mo |
| Iowa |
--
|
$64/mo |
| Kansas |
--
|
$123/mo |
| Kentucky |
--
|
$83/mo |
| Louisiana |
--
|
$263/mo |
| Maine |
--
|
$57/mo |
| Maryland |
--
|
$85/mo |
| Massachusetts |
--
|
$96/mo |
| Michigan |
--
|
$82/mo |
| Minnesota |
--
|
$108/mo |
| Mississippi |
--
|
$71/mo |
| Missouri |
--
|
$87/mo |
| Nebraska |
--
|
$127/mo |
| Nevada |
--
|
$238/mo |
| New Hampshire |
--
|
$26/mo |
| New Jersey |
--
|
$84/mo |
| New Mexico |
--
|
$52/mo |
| New York |
--
|
$44/mo |
| Ohio |
--
|
$35/mo |
| Oklahoma |
--
|
$89/mo |
| Oregon |
--
|
$42/mo |
| Pennsylvania |
--
|
$22/mo |
| Rhode Island |
--
|
$114/mo |
| South Carolina |
--
|
$39/mo |
| Tennessee |
--
|
$33/mo |
| Texas |
--
|
$25/mo |
| Utah |
--
|
$96/mo |
| Vermont |
--
|
$83/mo |
| Virginia |
--
|
$70/mo |
| Washington |
--
|
$96/mo |
| Washington D.C. |
--
|
$110/mo |
| West Virginia |
--
|
$43/mo |
| Wisconsin |
--
|
$29/mo |
| Discount Type | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Electronic Stability Control |
--
|
Varies |
| Multiple Policy Discount |
--
|
Varies |
| Paid in full discount |
--
|
Varies |
| Preferred payment discount |
--
|
Varies |
| Good Student Discount |
--
|
up to 22% |
| Student Away at School Discount |
--
|
Varies |
| Newlywed Discount |
--
|
Varies |
| New Graduate Discount |
--
|
Varies |
| Driving training discount |
--
|
up to 30% |
| EV/Hybrid Discount |
--
|
Varies |
| Senior Adult Discount |
--
|
Varies |
| Multiple Vehicle Discount |
--
|
up to 5% |
| Claims Free Renewal Discount |
--
|
Varies |
| Starting your auto quote online discount |
--
|
up to 12% |
| Passive Restraint Discount |
--
|
up to 20% |
| Signing documents when you buy online discount |
--
|
Varies |
| Anti-lock Brake Discount |
--
|
Varies |
| Home Owner Discount |
--
|
Varies |
| Military Discount |
--
|
Varies |
| Anti-Theft Device Discount |
Varies
|
up to 25% |
| Accident Free Discount |
--
|
Varies |
| Policy Update/Extension Discount |
--
|
Varies |
| Organization Discount |
--
|
Varies |
| Paperless documents discount |
--
|
Varies |
| teenSMART Discount |
--
|
Varies |
| Advance shopper discount |
--
|
up to 45% |
Payment Methods
| Payment Type | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Online Payment |
|
|
| Payroll Deduction |
--
|
|
| Automatic Online Payment |
--
|
|
| Debit Card Payments |
--
|
|
| Mobile App Payments |
--
|
|
| Prepayment |
--
|
|
| Mail Payment |
--
|
|
| Credit Card Payment |
--
|
|
| Bank Payment/Direct Deposit |
--
|
|
| Phone Payment |
--
|
|
| Electronic Check |
--
|
|
Feature and Services
| Features and Services | Hastings Mutual | Liberty Mutual |
|---|---|---|
| 24/7 service |
--
|
|
| Enhanced towing & substitute coverage |
--
|
|
| Online account management |
|
|
| Policy bundling discounts |
--
|
|
| Roadside assistance |
--
|
|
| Mobile app |
--
|
|
| Accident forgiveness |
--
|
|
Optional Coverages
| Coverage Type | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Roadside Assistance |
|
|
| Teachers Insurance |
--
|
|
| Vanishing Deductible |
--
|
|
| Better Car Replacement |
--
|
|
| New Car Replacement Coverage |
|
|
| Pet Coverage |
|
--
|
| Legal Defense Costs Coverage |
--
|
|
| Gap Insurance |
|
|
| Lifetime Repair Guarantee |
--
|
|
| Emergency Assistance Coverage |
|
|
| Accident Forgiveness |
--
|
|
| Emergency Lockout Coverage |
|
|
| Original Equipment Manufacturer Coverage |
--
|
|
| First Aid Reimbursement |
|
--
|
| Rental Reimbursement |
--
|
|
| Work Loss Coverage |
--
|
|
Insurance by State
- Hastings Mutual
- Liberty Mutual
- Both
Uber and Lyft driver insurance:
- Hastings Mutual
- Liberty Mutual
- Both
Compare Insurance Products
| Product | Hastings Mutual | Liberty Mutual |
|---|---|---|
 ATV Insurance |
--
|
|
 Accident Insurance |
--
|
|
 Boat Insurance |
--
|
|
 Car Insurance |
|
|
 Classic Car Insurance |
--
|
|
 Condo Insurance |
--
|
|
 Critical Illness Insurance |
--
|
|
 Dwelling Fire Insurance |
--
|
|
 Flood Insurance |
--
|
|
 Home Insurance |
--
|
|
 Identity Theft Insurance |
--
|
|
 Life Insurance |
--
|
|
 Mobile Home Insurance |
--
|
|
 Motorcycle Insurance |
--
|
|
 Pet Insurance |
--
|
|
 RV Insurance |
--
|
|
 Renters Insurance |
--
|
|
 Small Business Insurance |
--
|
|
 Tuition Insurance |
--
|
|
 Umbrella Insurance |
--
|
|
User Reviews
Most Helpful Review
Most Critical Review
September 29, 2017
Awful service, 2 weeks since Hastings insured driver hit our car, little to no information on status of claim
Most Positive Review
December 20, 2017
They have been very supportive and was able to be there when we had a claim to file. They have been very quick in their responses. I wish we could stay with them. I was very satisfied with them. They were very professional and was there when we needed them. We really like them.
Most Critical Review
July 31, 2018
I already told you. Got treated very badly first month with you. You tried to take money from my account for a year payment when I was month to month. Tried,more than once .Threatened me with cancelation, raised my quotes rate 3 times without telling me. Lousy agent. Lied to. Stolen from. Cost me money,which you did pay back. Rotten service all around. Every month you change my due date. It was suppose to be the 15th of each month, now it's the 9th. I don't trust you people. My rate now is not what I was quoted. I want cheaper insurance because I have and always have had a clean record and hardly ever drive. You won't give me what I need or want. You say you can't. So, I'm looking elsewhere. I've found one for $55.00monthly. Can you beat that?
May 2, 2019