Ratings
User Ratings
| Options | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Rating/Reviews |
1 reviews
|
580 reviews
|
Mobile App Ratings
| Brand | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Android |
--
|
2,531 reviews
|
| iOS |
--
|
12,900 reviews
|
Quotes & Discounts
| State | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Alabama |
--
|
$76/mo |
| Arizona |
--
|
$89/mo |
| Arkansas |
--
|
$166/mo |
| Colorado |
--
|
$79/mo |
| Connecticut |
--
|
$106/mo |
| Delaware |
--
|
$154/mo |
| Florida |
--
|
$87/mo |
| Georgia |
--
|
$84/mo |
| Idaho |
--
|
$45/mo |
| Illinois |
--
|
$42/mo |
| Indiana |
--
|
$60/mo |
| Iowa |
--
|
$64/mo |
| Kansas |
--
|
$123/mo |
| Kentucky |
--
|
$83/mo |
| Louisiana |
--
|
$263/mo |
| Maine |
--
|
$57/mo |
| Maryland |
--
|
$85/mo |
| Massachusetts |
--
|
$96/mo |
| Michigan |
--
|
$82/mo |
| Minnesota |
--
|
$108/mo |
| Mississippi |
--
|
$71/mo |
| Missouri |
--
|
$87/mo |
| Nebraska |
--
|
$127/mo |
| Nevada |
--
|
$238/mo |
| New Hampshire |
--
|
$26/mo |
| New Jersey |
--
|
$84/mo |
| New Mexico |
--
|
$52/mo |
| New York |
--
|
$44/mo |
| Ohio |
--
|
$35/mo |
| Oklahoma |
--
|
$89/mo |
| Oregon |
--
|
$42/mo |
| Pennsylvania |
--
|
$22/mo |
| Rhode Island |
--
|
$114/mo |
| South Carolina |
--
|
$39/mo |
| Tennessee |
--
|
$33/mo |
| Texas |
--
|
$25/mo |
| Utah |
--
|
$96/mo |
| Vermont |
--
|
$83/mo |
| Virginia |
--
|
$70/mo |
| Washington |
--
|
$96/mo |
| Washington D.C. |
--
|
$110/mo |
| West Virginia |
--
|
$43/mo |
| Wisconsin |
--
|
$29/mo |
| Discount Type | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Newlywed Discount |
--
|
Varies |
| Driving training discount |
--
|
up to 30% |
| Signing documents when you buy online discount |
--
|
Varies |
| Student Away at School Discount |
--
|
Varies |
| Home Owner Discount |
--
|
Varies |
| Claims Free Renewal Discount |
--
|
Varies |
| Organization Discount |
--
|
Varies |
| Starting your auto quote online discount |
--
|
up to 12% |
| New Graduate Discount |
--
|
Varies |
| teenSMART Discount |
--
|
Varies |
| Senior Adult Discount |
--
|
Varies |
| Multiple Policy Discount |
--
|
Varies |
| Advance shopper discount |
--
|
up to 45% |
| Paperless documents discount |
--
|
Varies |
| Passive Restraint Discount |
--
|
up to 20% |
| Paid in full discount |
--
|
Varies |
| Anti-Theft Device Discount |
Varies
|
up to 25% |
| Anti-lock Brake Discount |
--
|
Varies |
| Military Discount |
--
|
Varies |
| Accident Free Discount |
--
|
Varies |
| Policy Update/Extension Discount |
--
|
Varies |
| Electronic Stability Control |
--
|
Varies |
| Good Student Discount |
--
|
up to 22% |
| Preferred payment discount |
--
|
Varies |
| EV/Hybrid Discount |
--
|
Varies |
| Multiple Vehicle Discount |
--
|
up to 5% |
Payment Methods
| Payment Type | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Bank Payment/Direct Deposit |
--
|
|
| Mobile App Payments |
--
|
|
| Automatic Online Payment |
--
|
|
| Electronic Check |
--
|
|
| Phone Payment |
--
|
|
| Online Payment |
|
|
| Payroll Deduction |
--
|
|
| Mail Payment |
--
|
|
| Prepayment |
--
|
|
| Credit Card Payment |
--
|
|
| Debit Card Payments |
--
|
|
Feature and Services
| Features and Services | Hastings Mutual | Liberty Mutual |
|---|---|---|
| 24/7 service |
--
|
|
| Online account management |
|
|
| Mobile app |
--
|
|
| Accident forgiveness |
--
|
|
| Enhanced towing & substitute coverage |
--
|
|
| Roadside assistance |
--
|
|
| Policy bundling discounts |
--
|
|
Optional Coverages
| Coverage Type | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Vanishing Deductible |
--
|
|
| Emergency Assistance Coverage |
|
|
| Roadside Assistance |
|
|
| Emergency Lockout Coverage |
|
|
| Work Loss Coverage |
--
|
|
| Accident Forgiveness |
--
|
|
| Lifetime Repair Guarantee |
--
|
|
| Gap Insurance |
|
|
| Original Equipment Manufacturer Coverage |
--
|
|
| Better Car Replacement |
--
|
|
| Teachers Insurance |
--
|
|
| Rental Reimbursement |
--
|
|
| New Car Replacement Coverage |
|
|
| Pet Coverage |
|
--
|
| Legal Defense Costs Coverage |
--
|
|
| First Aid Reimbursement |
|
--
|
Insurance by State
- Hastings Mutual
- Liberty Mutual
- Both
Uber and Lyft driver insurance:
- Hastings Mutual
- Liberty Mutual
- Both
Compare Insurance Products
| Product | Hastings Mutual | Liberty Mutual |
|---|---|---|
 ATV Insurance |
--
|
|
 Accident Insurance |
--
|
|
 Boat Insurance |
--
|
|
 Car Insurance |
|
|
 Classic Car Insurance |
--
|
|
 Condo Insurance |
--
|
|
 Critical Illness Insurance |
--
|
|
 Dwelling Fire Insurance |
--
|
|
 Flood Insurance |
--
|
|
 Home Insurance |
--
|
|
 Identity Theft Insurance |
--
|
|
 Life Insurance |
--
|
|
 Mobile Home Insurance |
--
|
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 Motorcycle Insurance |
--
|
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 Pet Insurance |
--
|
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 RV Insurance |
--
|
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 Renters Insurance |
--
|
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 Small Business Insurance |
--
|
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 Tuition Insurance |
--
|
|
 Umbrella Insurance |
--
|
|
User Reviews
Most Helpful Review
Awful service, 2 weeks since Hastings insured driver hit our car, little to no information on status of claim
Most Critical Review
September 29, 2017
Awful service, 2 weeks since Hastings insured driver hit our car, little to no information on status of claim
Most Positive Review
December 20, 2017
They have been very supportive and was able to be there when we had a claim to file. They have been very quick in their responses. I wish we could stay with them. I was very satisfied with them. They were very professional and was there when we needed them. We really like them.
Most Critical Review
July 31, 2018
I already told you. Got treated very badly first month with you. You tried to take money from my account for a year payment when I was month to month. Tried,more than once .Threatened me with cancelation, raised my quotes rate 3 times without telling me. Lousy agent. Lied to. Stolen from. Cost me money,which you did pay back. Rotten service all around. Every month you change my due date. It was suppose to be the 15th of each month, now it's the 9th. I don't trust you people. My rate now is not what I was quoted. I want cheaper insurance because I have and always have had a clean record and hardly ever drive. You won't give me what I need or want. You say you can't. So, I'm looking elsewhere. I've found one for $55.00monthly. Can you beat that?
September 29, 2017