Ratings
User Ratings
| Options | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Rating/Reviews |
4 reviews
|
867 reviews
|
Mobile App Ratings
| Brand | Hastings Mutual | Liberty Mutual |
|---|---|---|
| iOS |
--
|
12,900 reviews
|
| Android |
--
|
2,531 reviews
|
Auto Insurance Quotes
For Married Drivers
| City | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Chicago | $143 | -- |
For Single Drivers
| City | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Chicago | $144 | -- |
For Male Drivers
| City | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Chicago | $138 | -- |
For Female Drivers
| City | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Chicago | $149 | -- |
For Drivers with a Speeding Ticket
| City | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Chicago | $266 | -- |
For Drivers with No Speeding Ticket
| City | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Chicago | $117 | -- |
For Drivers Age Between 18-40
| City | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Chicago | $155 | -- |
For Drivers Age Between 40-65
| City | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Chicago | $132 | -- |
For Drivers Age of 65+
| City | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Chicago | $142 | -- |
For Drivers with Average Credit
| City | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Chicago | $156 | -- |
For Drivers with Fair Credit
| City | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Chicago | $154 | -- |
For Drivers with Good Credit
| City | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Chicago | $139 | -- |
For Drivers with Excellent Credit
| City | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Chicago | $126 | -- |
Quotes & Discounts
| State | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Alabama |
--
|
$76/mo |
| Arizona |
--
|
$89/mo |
| Arkansas |
--
|
$166/mo |
| Colorado |
--
|
$79/mo |
| Connecticut |
--
|
$106/mo |
| Delaware |
--
|
$154/mo |
| Florida |
--
|
$87/mo |
| Georgia |
--
|
$84/mo |
| Idaho |
--
|
$45/mo |
| Illinois |
--
|
$42/mo |
| Indiana |
--
|
$60/mo |
| Iowa |
--
|
$64/mo |
| Kansas |
--
|
$123/mo |
| Kentucky |
--
|
$83/mo |
| Louisiana |
--
|
$263/mo |
| Maine |
--
|
$57/mo |
| Maryland |
--
|
$85/mo |
| Massachusetts |
--
|
$96/mo |
| Michigan |
--
|
$82/mo |
| Minnesota |
--
|
$108/mo |
| Mississippi |
--
|
$71/mo |
| Missouri |
--
|
$87/mo |
| Nebraska |
--
|
$127/mo |
| Nevada |
--
|
$238/mo |
| New Hampshire |
--
|
$26/mo |
| New Jersey |
--
|
$84/mo |
| New Mexico |
--
|
$52/mo |
| New York |
--
|
$44/mo |
| Ohio |
--
|
$35/mo |
| Oklahoma |
--
|
$89/mo |
| Oregon |
--
|
$42/mo |
| Pennsylvania |
--
|
$22/mo |
| Rhode Island |
--
|
$114/mo |
| South Carolina |
--
|
$39/mo |
| Tennessee |
--
|
$33/mo |
| Texas |
--
|
$25/mo |
| Utah |
--
|
$96/mo |
| Vermont |
--
|
$83/mo |
| Virginia |
--
|
$70/mo |
| Washington |
--
|
$96/mo |
| Washington D.C. |
--
|
$110/mo |
| West Virginia |
--
|
$43/mo |
| Wisconsin |
--
|
$29/mo |
| Discount Type | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Anti-Theft Device Discount |
Varies
|
up to 25% |
| Advance shopper discount |
--
|
up to 45% |
| Driving training discount |
--
|
up to 30% |
| Good Student Discount |
--
|
up to 22% |
| Passive Restraint Discount |
--
|
up to 20% |
| Starting your auto quote online discount |
--
|
up to 12% |
| Multiple Vehicle Discount |
--
|
up to 5% |
| Paperless documents discount |
--
|
Varies |
| Anti-lock Brake Discount |
--
|
Varies |
| EV/Hybrid Discount |
--
|
Varies |
| Home Owner Discount |
--
|
Varies |
| Military Discount |
--
|
Varies |
| Student Away at School Discount |
--
|
Varies |
| Electronic Stability Control |
--
|
Varies |
| Accident Free Discount |
--
|
Varies |
| Claims Free Renewal Discount |
--
|
Varies |
| Paid in full discount |
--
|
Varies |
| Signing documents when you buy online discount |
--
|
Varies |
| Newlywed Discount |
--
|
Varies |
| New Graduate Discount |
--
|
Varies |
| Policy Update/Extension Discount |
--
|
Varies |
| Preferred payment discount |
--
|
Varies |
| teenSMART Discount |
--
|
Varies |
| Senior Adult Discount |
--
|
Varies |
| Organization Discount |
--
|
Varies |
| Multiple Policy Discount |
--
|
Varies |
Payment Methods
| Payment Type | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Online Payment |
|
|
| Automatic Online Payment |
--
|
|
| Bank Payment/Direct Deposit |
--
|
|
| Phone Payment |
--
|
|
| Credit Card Payment |
--
|
|
| Debit Card Payments |
--
|
|
| Electronic Check |
--
|
|
| Prepayment |
--
|
|
| Mail Payment |
--
|
|
| Mobile App Payments |
--
|
|
| Payroll Deduction |
--
|
|
Feature and Services
| Features and Services | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Online account management |
|
|
| Accident forgiveness |
--
|
|
| Roadside assistance |
--
|
|
| 24/7 service |
--
|
|
| Policy bundling discounts |
--
|
|
| Mobile app |
--
|
|
| Enhanced towing & substitute coverage |
--
|
|
Optional Coverages
| Coverage Type | Hastings Mutual | Liberty Mutual |
|---|---|---|
| Roadside Assistance |
|
|
| Gap Insurance |
|
|
| New Car Replacement Coverage |
|
|
| Emergency Assistance Coverage |
|
|
| Emergency Lockout Coverage |
|
|
| Pet Coverage |
|
--
|
| First Aid Reimbursement |
|
--
|
| Rental Reimbursement |
--
|
|
| Better Car Replacement |
--
|
|
| Teachers Insurance |
--
|
|
| Accident Forgiveness |
--
|
|
| Vanishing Deductible |
--
|
|
| Lifetime Repair Guarantee |
--
|
|
| Legal Defense Costs Coverage |
--
|
|
| Work Loss Coverage |
--
|
|
| Original Equipment Manufacturer Coverage |
--
|
|
Insurance by State
- Hastings Mutual
- Liberty Mutual
- Both
Uber and Lyft driver insurance:
- Hastings Mutual
- Liberty Mutual
- Both
Compare Insurance Products
| Product | Hastings Mutual | Liberty Mutual |
|---|---|---|
 ATV Insurance |
--
|
|
 Accident Insurance |
--
|
|
 Boat Insurance |
--
|
|
 Car Insurance |
|
|
 Classic Car Insurance |
--
|
|
 Condo Insurance |
--
|
|
 Critical Illness Insurance |
--
|
|
 Dwelling Fire Insurance |
--
|
|
 Flood Insurance |
--
|
|
 Home Insurance |
--
|
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 Identity Theft Insurance |
--
|
|
 Life Insurance |
--
|
|
 Mobile Home Insurance |
--
|
|
 Motorcycle Insurance |
--
|
|
 Pet Insurance |
--
|
|
 RV Insurance |
--
|
|
 Renters Insurance |
--
|
|
 Small Business Insurance |
--
|
|
 Tuition Insurance |
--
|
|
 Umbrella Insurance |
--
|
|
User Reviews
5 Stars
25%
1 Star
75%
Most Helpful Review
Most Critical Review
By Insurify User
September 29, 2017
September 29, 2017
Awful service, 2 weeks since Hastings insured driver hit our car, little to no information on status of claim
5 Stars
18%
4 Stars
12%
3 Stars
8%
2 Stars
12%
1 Star
51%
Most Positive Review
By Lisa
December 20, 2017
December 20, 2017
They have been very supportive and was able to be there when we had a claim to file. They have been very quick in their responses. I wish we could stay with them. I was very satisfied with them. They were very professional and was there when we needed them. We really like them.
Most Critical Review
By Cynthia
July 31, 2018
July 31, 2018
I already told you. Got treated very badly first month with you. You tried to take money from my account for a year payment when I was month to month. Tried,more than once .Threatened me with cancelation, raised my quotes rate 3 times without telling me. Lousy agent. Lied to. Stolen from. Cost me money,which you did pay back. Rotten service all around. Every month you change my due date. It was suppose to be the 15th of each month, now it's the 9th. I don't trust you people. My rate now is not what I was quoted. I want cheaper insurance because I have and always have had a clean record and hardly ever drive. You won't give me what I need or want. You say you can't. So, I'm looking elsewhere. I've found one for $55.00monthly. Can you beat that?
May 2, 2019