Ratings
User Ratings
| Options | National General | Penn National |
|---|---|---|
| Rating/Reviews |
208 reviews
|
3 reviews
|
Auto Insurance Quotes
For Married Drivers
| City | National General | Penn National |
|---|---|---|
| Austin | $68 | -- |
| Philadelphia | -- | $45 |
For Single Drivers
| City | National General | Penn National |
|---|---|---|
| Austin | $74 | -- |
| Philadelphia | -- | $54 |
For Male Drivers
| City | National General | Penn National |
|---|---|---|
| Austin | $70 | -- |
| Philadelphia | -- | $50 |
For Female Drivers
| City | National General | Penn National |
|---|---|---|
| Austin | $72 | -- |
| Philadelphia | -- | $49 |
For Drivers with a Speeding Ticket
| City | National General | Penn National |
|---|---|---|
| Austin | $81 | -- |
| Philadelphia | -- | $55 |
For Drivers with No Speeding Ticket
| City | National General | Penn National |
|---|---|---|
| Austin | $68 | -- |
| Philadelphia | -- | $49 |
For Drivers Age Between 18-40
| City | National General | Penn National |
|---|---|---|
| Austin | $74 | -- |
| Philadelphia | -- | $56 |
For Drivers Age Between 40-65
| City | National General | Penn National |
|---|---|---|
| Austin | $62 | -- |
| Philadelphia | -- | $39 |
For Drivers Age of 65+
| City | National General | Penn National |
|---|---|---|
| Austin | $87 | -- |
| Philadelphia | -- | $62 |
For Drivers with Average Credit
| City | National General | Penn National |
|---|---|---|
| Austin | $82 | -- |
| Philadelphia | -- | $54 |
For Drivers with Fair Credit
| City | National General | Penn National |
|---|---|---|
| Austin | $75 | -- |
| Philadelphia | -- | $50 |
For Drivers with Good Credit
| City | National General | Penn National |
|---|---|---|
| Austin | $68 | -- |
| Philadelphia | -- | $46 |
For Drivers with Excellent Credit
| City | National General | Penn National |
|---|---|---|
| Austin | $58 | -- |
| Philadelphia | -- | $49 |
Quotes & Discounts
| State | National General | Penn National |
|---|---|---|
| Alabama | $20/mo |
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|
| California | $55/mo |
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| North Carolina | $32/mo |
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| Virginia | $37/mo |
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| Washington | $48/mo |
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| Discount Type | National General | Penn National |
|---|---|---|
| Multiple Vehicle Discount |
Varies
|
Varies |
| Paid in full discount |
Varies
|
Varies |
| Loyalty Discount |
Varies
|
-- |
| Good Driver Discount |
Varies
|
-- |
| Multiple Policy Discount |
Varies
|
Varies |
| Low Mileage Discount |
Varies
|
Varies |
| Affinity group discount |
Varies
|
-- |
| Anti-lock Brake Discount |
Varies
|
Varies |
| Anti-Theft Device Discount |
Varies
|
-- |
| Organization Discount |
Varies
|
-- |
| Passive Restraint Discount |
--
|
Varies |
| Daytime Running Lights Discount |
--
|
Varies |
| Good Student Discount |
--
|
Varies |
| Student Away at School Discount |
--
|
Varies |
| Driving training discount |
--
|
Varies |
| Defensive Driver Discount |
--
|
Varies |
| Preferred payment discount |
--
|
Varies |
Payment Methods
| Payment Type | National General | Penn National |
|---|---|---|
| Online Payment |
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| Phone Payment |
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| Mail Payment |
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| Automatic Online Payment |
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| Electronic Check |
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| Mobile App Payments |
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Feature and Services
| Features and Services | National General | Penn National |
|---|---|---|
| Mobile app |
|
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| Flexible / convenient payments |
|
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| 24/7 service |
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| Online account management |
|
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| Roadside assistance |
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Optional Coverages
| Coverage Type | National General | Penn National |
|---|---|---|
| Emergency Assistance Coverage |
|
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| Rental Reimbursement |
|
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| New Car Replacement Coverage |
|
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| Antique or Collector Car Insurance |
|
--
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| Roadside Assistance |
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| Gap Insurance |
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| Ridesharing Coverage |
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| Preferred Repair Services |
--
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Insurance by State
- National General
- Penn National
- Both
Online Quoting by State
- National General
- Penn National
- Both
SR-22 Insurance by State
- National General
- Penn National
- Both
Compare Insurance Products
| Product | National General | Penn National |
|---|---|---|
 Car Insurance |
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 Home Insurance |
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User Reviews
Most Positive Review
Needed a certain premium due date, but didn't get setup right. Also had trouble with NGI internet screen. Finally at second installment got due date right. They have only one home screen and everything else is PDF popups to display. Put in to allow popups for NGI, and all is well. For future development, ongoing info like payment due dates and amounts should be auxiliary screens. Same for policy info, contact info, cars and drivers. The policy and information and workings once started are very clean. Online payment is better than Progressive, State Farm, or Geico. Processing is almost instantaneous which beats many companies. Phone service is answered fast, cheerfully and competently. For me, the cost is excellent. No claim service to rate so far.
Most Critical Review
January 27, 2018
They are the worst insurance company I have ever worked with in my entire life they do illegal things and get away with them they manipulate policies that are already in place they nickel and dime you to death until you can't afford it the policy that you have. They didn't even deserve a woman but there wasn't anything less than that
Most Helpful Review
January 26, 2016
Most Recent Review
January 26, 2016
July 21, 2015