Ratings
User Ratings
| Options | GEICO | National General |
|---|---|---|
| Rating/Reviews |
3,769 reviews
|
208 reviews
|
Mobile App Ratings
| Brand | GEICO | National General |
|---|---|---|
| iOS |
446,400 reviews
|
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| Android |
147,062 reviews
|
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Auto Insurance Quotes
| GEICO | National General | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Austin | Chicago | Philadelphia | Phoenix | Los Angeles | Austin | |||||
Married |
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| Yes | $59 | $67 | $87 | $37 | $47 | $68 | ||||
| No | $61 | $67 | $91 | $44 | $128 | $74 | ||||
Gender |
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| Male | $59 | $70 | $92 | $41 | $123 | $70 | ||||
| Female | $62 | $64 | $87 | $39 | $53 | $72 | ||||
Has Ticket |
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| Yes | $73 | $91 | $128 | $63 | $141 | $81 | ||||
| No | $57 | $62 | $84 | $35 | $76 | $68 | ||||
Age |
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| 18-40 | $63 | $71 | $98 | $44 | $148 | $74 | ||||
| 40-65 | $54 | $61 | $78 | $34 | $40 | $62 | ||||
| 65+ | $75 | $77 | $99 | $48 | $40 | $87 | ||||
Credit Score |
||||||||||
| Average Credit | $68 | $70 | $93 | $42 | $75 | $82 | ||||
| Fair Credit | $71 | $74 | $104 | $42 | $56 | $75 | ||||
| Good Credit | $54 | $65 | $84 | $36 | $60 | $68 | ||||
| Excellent Credit | $48 | $59 | $77 | $40 | $160 | $58 | ||||
Quotes & Discounts
| State | GEICO | National General |
|---|---|---|
| Alabama |
--
|
$20/mo |
| California |
--
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$55/mo |
| North Carolina |
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$32/mo |
| Virginia |
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$37/mo |
| Washington |
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$48/mo |
| Discount Type | GEICO | National General |
|---|---|---|
| Military Discount |
up to 15%
|
-- |
| Paid in full discount |
--
|
Varies |
| Multiple Policy Discount |
Varies
|
Varies |
| Affinity group discount |
--
|
Varies |
| Emergency Deployment Discount |
up to 25%
|
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| Daytime Running Lights Discount |
up to 3%
|
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| Defensive Driver Discount |
Varies
|
-- |
| Good Driver Discount |
up to 26%
|
Varies |
| Accident Free Discount |
Varies
|
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| Driving training discount |
Varies
|
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| Multiple Vehicle Discount |
Varies
|
Varies |
| Senior Adult Discount |
Varies
|
-- |
| Good Student Discount |
up to 15%
|
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| Anti-lock Brake Discount |
up to 5%
|
Varies |
| teenSMART Discount |
Varies
|
-- |
| Seat Belt Use Discount |
up to 15%
|
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| Organization Discount |
Varies
|
Varies |
| Passive Restraint Discount |
up to 25%
|
-- |
| Federal Employee Discount |
up to 25%
|
-- |
| Loyalty Discount |
--
|
Varies |
| Low Mileage Discount |
--
|
Varies |
| Anti-Theft Device Discount |
up to 25%
|
Varies |
Payment Methods
| Payment Type | GEICO | National General |
|---|---|---|
| Mobile App Payments |
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| Phone Payment |
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| Online Payment |
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| Mail Payment |
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| Electronic Check |
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| Automatic Online Payment |
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| Debit Card Payments |
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| Credit Card Payment |
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| Multi-Payment Installment Plans |
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Feature and Services
| Features and Services | GEICO | National General |
|---|---|---|
| Roadside assistance |
|
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| Text and email alerts |
|
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| Flexible / convenient payments |
--
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| 24/7 service |
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| Mobile app |
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| Accident forgiveness |
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| Online account management |
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| Policy bundling discounts |
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Optional Coverages
| Coverage Type | GEICO | National General |
|---|---|---|
| Comprehensive Claim Forgiveness |
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| Accident Forgiveness |
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| Antique or Collector Car Insurance |
--
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| No Fault Coverage |
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| Incident Forgiveness |
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| Rental Reimbursement |
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| New Car Replacement Coverage |
--
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| Mechanical Breakdown Insurance |
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| Emergency Assistance Coverage |
--
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| Roadside Assistance |
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| Umbrella Policy |
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Insurance by State
- GEICO
- National General
- Both
Uber and Lyft driver insurance:
- GEICO
- National General
- Both
Online Quoting by State
- GEICO
- National General
- Both
SR-22 Insurance by State
- GEICO
- National General
- Both
Compare Insurance Products
| Product | GEICO | National General |
|---|---|---|
 ATV Insurance |
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 Boat Insurance |
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 Business Insurance |
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 Car Insurance |
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 Classic Car Insurance |
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 Condo Insurance |
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 Dwelling Fire Insurance |
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 Flood Insurance |
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 Home Insurance |
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 Identity Theft Insurance |
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 Jewelry Insurance |
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 Life Insurance |
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 Mobile Home Insurance |
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 Motorcycle Insurance |
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 Pet Insurance |
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 RV Insurance |
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 Renters Insurance |
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 Ridesharing Insurance |
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 Travel Insurance |
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 Umbrella Insurance |
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User Reviews
Most Positive Review
I pay a ridiculous price for insurance due to a car accident that wasn’t my fault but the guy who hit me lied so they put the blame on me, for reversing into a car at a stop sign... it’s so upsetting! GEICO is so understanding and does EVERYTHING they can to get me discounts to make my insurance cheaper! They are patient and are willing to listen! They have given me the lowest quote! I pay $253 a month for my insurance now, every single other insurance company has quoted me at a minimum of $386 and won’t give me the time of day. I suggest GEICO to anyone! It doesn’t get better than them! I will forever be with GEICO! You’ve earned my trust, respect and business! Thank you GEICO!
Most Critical Review
January 22, 2018
Horrible experience! Even the supervisor gave me a crappy explanation for the premium increase even though I have an excellent driving record! The explanation: "My rate has increased because many NJ drivers are having accidents!"It didn't make any sense I'been a loyal customer for many years, now, I guess, I have to start shopping!
Most Positive Review
July 21, 2015
Needed a certain premium due date, but didn't get setup right. Also had trouble with NGI internet screen. Finally at second installment got due date right. They have only one home screen and everything else is PDF popups to display. Put in to allow popups for NGI, and all is well. For future development, ongoing info like payment due dates and amounts should be auxiliary screens. Same for policy info, contact info, cars and drivers. The policy and information and workings once started are very clean. Online payment is better than Progressive, State Farm, or Geico. Processing is almost instantaneous which beats many companies. Phone service is answered fast, cheerfully and competently. For me, the cost is excellent. No claim service to rate so far.
Most Critical Review
January 27, 2018
They are the worst insurance company I have ever worked with in my entire life they do illegal things and get away with them they manipulate policies that are already in place they nickel and dime you to death until you can't afford it the policy that you have. They didn't even deserve a woman but there wasn't anything less than that
July 19, 2018