Ratings
User Ratings
| Options | Freedom National | Mercury |
|---|---|---|
| Rating/Reviews |
10 reviews
|
1,362 reviews
|
Mobile App Ratings
| Brand | Freedom National | Mercury |
|---|---|---|
| Android |
--
|
161 reviews
|
Quotes & Discounts
| State | Freedom National | Mercury |
|---|---|---|
| Arizona | $33/mo | $34/mo |
| California |
--
|
$25/mo |
| Florida |
--
|
$61/mo |
| Georgia | $43/mo | $37/mo |
| Illinois |
--
|
$13/mo |
| Nevada |
--
|
$59/mo |
| New Jersey |
--
|
$32/mo |
| Oklahoma |
--
|
$24/mo |
| Texas |
--
|
$32/mo |
| Utah | $50/mo |
--
|
| Virginia |
--
|
$34/mo |
| Discount Type | Freedom National | Mercury |
|---|---|---|
| Low Mileage Discount |
--
|
Varies |
| Claims Free Renewal Discount |
up to 15%
|
-- |
| Anti-Theft Device Discount |
--
|
up to 5% |
| Paid in full discount |
up to 5%
|
Varies |
| Good Driver Discount |
up to 20%
|
up to 18% |
| Occasional driver discount |
--
|
Varies |
| VIN Etching |
--
|
Varies |
| Organization Discount |
--
|
Varies |
| Passive Restraint Discount |
--
|
up to 5% |
| Professional organization discount |
--
|
Varies |
| Good Student Discount |
up to 5%
|
up to 10% |
| Student Away at School Discount |
--
|
up to 10% |
| Senior Adult Discount |
--
|
Varies |
| Mature driver discount |
up to 5%
|
-- |
| Good Credit Discount |
--
|
up to 73% |
| E-billing Discount |
Varies
|
-- |
| Multiple Policy Discount |
--
|
up to 10% |
| Multiple Vehicle Discount |
up to 20%
|
up to 26% |
Payment Methods
| Payment Type | Freedom National | Mercury |
|---|---|---|
| Multi-Payment Installment Plans |
|
--
|
| Credit Card Payment |
|
--
|
| Electronic Check |
|
--
|
| Phone Payment |
|
|
| Online Payment |
|
|
| Person 2 Person Payment |
--
|
|
| Mail Payment |
|
|
| Prepayment |
|
--
|
| Automatic Online Payment |
|
--
|
| Debit Card Payments |
|
--
|
Feature and Services
| Features and Services | Freedom National | Mercury |
|---|---|---|
| Low prices for high risk drivers |
|
--
|
| Flexible / convenient payments |
|
--
|
| 24/7 service |
|
|
| Online account management |
|
|
| Roadside assistance |
|
|
Optional Coverages
| Coverage Type | Freedom National | Mercury |
|---|---|---|
| Roadside Assistance |
|
|
| Glass Coverage |
|
--
|
| Comprehensive Claim Forgiveness |
--
|
|
| Gap Insurance |
|
--
|
| Rental Reimbursement |
|
|
Insurance by State
- Freedom National
- Mercury
- Both
Uber and Lyft driver insurance:
- Freedom National
- Mercury
- Both
Online Quoting by State
- Freedom National
- Mercury
- Both
SR-22 Insurance by State
- Freedom National
- Mercury
- Both
Compare Insurance Products
| Product | Freedom National | Mercury |
|---|---|---|
 Business Insurance |
--
|
|
 Car Insurance |
|
|
 Commercial Insurance |
--
|
|
 Condo Insurance |
--
|
|
 Home Insurance |
--
|
|
 Renters Insurance |
--
|
|
 Umbrella Insurance |
--
|
|
User Reviews
Most Positive Review
They were good to me. I was just seeing if there were anyone cheaper.
Most Critical Review
July 3, 2018
Lack of customer service and always changing policy and Payment amount
Most Positive Review
November 30, 2017
Always very happy if their pront response and always looking after their clients Unfortunately I had the accidents but, I hope to one day go back to Mercury. Best company I got ever. Thanks so much for everything!
Most Critical Review
January 26, 2016
We had no claims at all and yet our rate went up more than what we'd pay with a new company. Also, the reason we looked into a new company to begin with, was all the payment trouble with Mercury. We gave them all the bank account information they asked for over the phone, to automatically take payments from the account monthly. They sent us a notification saying everything was verified and we were good to go. Then, when our payment time came up the next month, we heard from them a week later saying we had to pay all kinds of extra fee's or they'd cancel our insurance. We called them to find out why and they said the bank account # they had was wrong. Clearly they took it down incorrectly over the phone and didn't actually verify it; as they'd said. In trying to get them to remove the fees and get it straightened out, some of the reps we encountered were extremely rude; and they never removed all the fees. Then, they said it could no longer be automatic and we'd have to pay another way monthly. After a couple months of that, we found that we could just pay the Full amount all at once. We had NEVER been offered this option before, or that is what we would have done from the beginning and avoided all the trouble. The big reason we didn't stay with them, was that they were so rude about something that was their mistake and we weren't told about all of our payment options up front.
November 19, 2017