Quotes & Discounts
| Discount Type | Farm Bureau Financial Services | USAA |
|---|---|---|
| Military Discount |
--
|
up to 15% |
| Driving training discount |
--
|
Varies |
| Vehicle Storage Discount |
--
|
up to 60% |
| New Car Discount |
--
|
Varies |
| Farm Bureau Discount |
Varies
|
-- |
| Low Mileage Discount |
Varies
|
Varies |
| Defensive Driver Discount |
--
|
Varies |
| Passive Restraint Discount |
--
|
up to 15% |
| Anti-lock Brake Discount |
--
|
Varies |
| TeenSmart Discount |
Varies
|
Varies |
| Daytime Running Lights Discount |
--
|
Varies |
| Multiple Vehicle Discount |
Varies
|
up to 13% |
| Accident Free Discount |
Varies
|
-- |
| Loyalty Discount |
Varies
|
Varies |
| Family Discount |
--
|
up to 10% |
| Multiple Policy Discount |
Varies
|
up to 9% |
| Youth Driving Discount |
Varies
|
-- |
| Accident Forgiveness |
--
|
Varies |
| Student Away at School Discount |
--
|
up to 20% |
| Anti-Theft Device Discount |
--
|
up to 20% |
| Good Driver Discount |
Varies
|
up to 10% |
| Good Student Discount |
Varies
|
Varies |
Payment Methods
| Payment Type | Farm Bureau Financial Services | USAA |
|---|---|---|
| Online Payment |
|
|
| Credit Card Payment |
|
--
|
| Debit Card Payments |
|
--
|
| Mobile App Payments |
--
|
|
| Automatic Online Payments |
--
|
|
| Mail Payment |
--
|
|
Feature and Services
| Features and Services | Farm Bureau Financial Services | USAA |
|---|---|---|
| Roadside assistance |
|
|
| Mobile app |
|
|
| Policy bundling discounts |
|
--
|
| Flexible / convenient payments |
--
|
|
| 24/7 service |
--
|
|
| Online account management |
|
|
Optional Coverages
| Coverage Type | Farm Bureau Financial Services | USAA |
|---|---|---|
| Extended Coverage |
--
|
|
| New Car Replacement Coverage |
|
--
|
| Accident Forgiveness |
--
|
|
| Rental Reimbursment |
--
|
|
| Road Side Assistance |
|
|
Insurance by State
- Farm Bureau Financial Services
- USAA
- Both
Uber and Lyft driver insurance:
- Farm Bureau Financial Services
- USAA
- Both
Compare Insurance Products
| Product | Farm Bureau Financial Services | USAA |
|---|---|---|
 Aviation Insurance |
--
|
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 Boat Insurance |
--
|
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 Car Insurance |
|
|
 Classic Car Insurance |
--
|
|
 Collectibles Insurance |
--
|
|
 Condo Insurance |
--
|
|
 Dwelling Fire Insurance |
--
|
|
 Farm Insurance |
--
|
|
 Flood Insurance |
--
|
|
 Home Insurance |
--
|
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 Life Insurance |
--
|
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 Mobile Home Insurance |
--
|
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 Motorcycle Insurance |
--
|
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 Personal Articles Insurance |
--
|
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 RV Insurance |
--
|
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 Renters Insurance |
--
|
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 Small Business Insurance |
--
|
|
 Umbrella Insurance |
--
|
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User Reviews
Most Positive Review
I've been with Farm Bureau for 30 years and they have alway been great. No other insurance company has been able to touch their pricing, they've consistantly been the cheapest. I have full coverage on my Ford and Libility on my Toyota P.U.
Most Critical Review
October 24, 2017
They have been good for years been with them 15 plus years my son has had a couple accidents and my insurance has went from 178 to 368 a month plus when you switch cars your bill is messed up for months and I never heard of anyone having to back pay for having an accident I had already payed for those months
Most Positive Review
October 23, 2017
Rates are reasonable, customer service is knowledgeable, and they offer multiple services. They also paid quickly on a claim I filed.
Most Critical Review
December 19, 2018
I was a customer of USAA for years, then discovered that they had someone else's car on my policy (and had removed my car). When I spoke to them about it, they said that if they had to research it find out whose fault it is, that they would retroactively raise my rates for the past two years - even though my car is 4 years older than they can that was insured. Amazing how quickly the conversation turned from "lets see what's happening" to "we need to cover our ass and make this issue go away". This isn't doing what's right for the customer. As a result, I shopped them and discovered that I could get identical coverage with another national insurance carrier for half the annual cost.
December 14, 2018