Ratings
User Ratings
| Options | Farm Bureau Financial Services | USAA |
|---|---|---|
| Rating/Reviews |
40 reviews
|
1,263 reviews
|
Mobile App Ratings
| Brand | Farm Bureau Financial Services | USAA |
|---|---|---|
| iOS |
--
|
3,600 reviews
|
| Android |
--
|
98,577 reviews
|
Auto Insurance Quotes
For Married Drivers
| City | Farm Bureau Financial Services | USAA |
|---|---|---|
| Austin | -- | $48 |
| Chicago | -- | $46 |
| Philadelphia | -- | $31 |
| Phoenix | $71 | $38 |
| Los Angeles | -- | $49 |
For Single Drivers
| City | Farm Bureau Financial Services | USAA |
|---|---|---|
| Austin | -- | $61 |
| Chicago | -- | $69 |
| Philadelphia | -- | $41 |
| Phoenix | $78 | $57 |
| Los Angeles | -- | $88 |
For Male Drivers
| City | Farm Bureau Financial Services | USAA |
|---|---|---|
| Austin | -- | $55 |
| Chicago | -- | $59 |
| Philadelphia | -- | $37 |
| Phoenix | $73 | $52 |
| Los Angeles | -- | $81 |
For Female Drivers
| City | Farm Bureau Financial Services | USAA |
|---|---|---|
| Austin | -- | $54 |
| Chicago | -- | $56 |
| Philadelphia | -- | $34 |
| Phoenix | $76 | $43 |
| Los Angeles | -- | $56 |
For Drivers with a Speeding Ticket
| City | Farm Bureau Financial Services | USAA |
|---|---|---|
| Austin | -- | $72 |
| Chicago | -- | $84 |
| Philadelphia | -- | $44 |
| Phoenix | $119 | $68 |
| Los Angeles | -- | $114 |
For Drivers with No Speeding Ticket
| City | Farm Bureau Financial Services | USAA |
|---|---|---|
| Austin | -- | $50 |
| Chicago | -- | $52 |
| Philadelphia | -- | $35 |
| Phoenix | $65 | $43 |
| Los Angeles | -- | $59 |
For Drivers Age Between 18-40
| City | Farm Bureau Financial Services | USAA |
|---|---|---|
| Austin | -- | $61 |
| Chicago | -- | $71 |
| Philadelphia | -- | $41 |
| Phoenix | $81 | $58 |
| Los Angeles | -- | $95 |
For Drivers Age Between 40-65
| City | Farm Bureau Financial Services | USAA |
|---|---|---|
| Austin | -- | $43 |
| Chicago | -- | $42 |
| Philadelphia | -- | $28 |
| Phoenix | $69 | $34 |
| Los Angeles | -- | $48 |
For Drivers Age of 65+
| City | Farm Bureau Financial Services | USAA |
|---|---|---|
| Austin | -- | $71 |
| Chicago | -- | $66 |
| Philadelphia | -- | $46 |
| Phoenix | $70 | $56 |
| Los Angeles | -- | $48 |
For Drivers with Average Credit
| City | Farm Bureau Financial Services | USAA |
|---|---|---|
| Austin | -- | $59 |
| Chicago | -- | $67 |
| Philadelphia | -- | $41 |
| Phoenix | $81 | $51 |
| Los Angeles | -- | $67 |
For Drivers with Fair Credit
| City | Farm Bureau Financial Services | USAA |
|---|---|---|
| Austin | -- | $56 |
| Chicago | -- | $55 |
| Philadelphia | -- | $36 |
| Phoenix | $78 | $46 |
| Los Angeles | -- | $54 |
For Drivers with Good Credit
| City | Farm Bureau Financial Services | USAA |
|---|---|---|
| Austin | -- | $45 |
| Chicago | -- | $46 |
| Philadelphia | -- | $32 |
| Phoenix | $70 | $38 |
| Los Angeles | -- | $55 |
For Drivers with Excellent Credit
| City | Farm Bureau Financial Services | USAA |
|---|---|---|
| Austin | -- | $57 |
| Chicago | -- | $62 |
| Philadelphia | -- | $34 |
| Phoenix | $68 | $56 |
| Los Angeles | -- | $99 |
Quotes & Discounts
| Discount Type | Farm Bureau Financial Services | USAA |
|---|---|---|
| Farm Bureau Discount |
Varies
|
-- |
| Low Mileage Discount |
Varies
|
Varies |
| Multiple Policy Discount |
Varies
|
up to 9% |
| Accident Free Discount |
Varies
|
-- |
| Multiple Vehicle Discount |
Varies
|
up to 13% |
| teenSMART Discount |
Varies
|
Varies |
| Loyalty Discount |
Varies
|
Varies |
| Good Driver Discount |
Varies
|
up to 10% |
| Good Student Discount |
Varies
|
Varies |
| Youth Driving Discount |
Varies
|
-- |
| Vehicle Storage Discount |
--
|
up to 60% |
| Anti-Theft Device Discount |
--
|
up to 20% |
| Student Away at School Discount |
--
|
up to 20% |
| Military Discount |
--
|
up to 15% |
| Passive Restraint Discount |
--
|
up to 15% |
| Family Discount |
--
|
up to 10% |
| Driving training discount |
--
|
Varies |
| Daytime Running Lights Discount |
--
|
Varies |
| New Car Discount |
--
|
Varies |
| Defensive Driver Discount |
--
|
Varies |
| Anti-lock Brake Discount |
--
|
Varies |
| Accident Forgiveness |
--
|
Varies |
Payment Methods
| Payment Type | Farm Bureau Financial Services | USAA |
|---|---|---|
| Online Payment |
|
|
| Credit Card Payment |
|
--
|
| Debit Card Payments |
|
--
|
| Mobile App Payments |
--
|
|
| Automatic Online Payment |
--
|
|
| Mail Payment |
--
|
|
Feature and Services
| Features and Services | Farm Bureau Financial Services | USAA |
|---|---|---|
| Roadside assistance |
|
|
| Mobile app |
|
|
| Policy bundling discounts |
|
--
|
| Online account management |
|
|
| 24/7 service |
--
|
|
| Flexible / convenient payments |
--
|
|
Optional Coverages
| Coverage Type | Farm Bureau Financial Services | USAA |
|---|---|---|
| New Car Replacement Coverage |
|
--
|
| Roadside Assistance |
|
|
| Rental Reimbursement |
--
|
|
| Accident Forgiveness |
--
|
|
| Extended Coverage |
--
|
|
Insurance by State
- Farm Bureau Financial Services
- USAA
- Both
Uber and Lyft driver insurance:
- Farm Bureau Financial Services
- USAA
- Both
SR-22 Insurance by State
- Farm Bureau Financial Services
- USAA
- Both
Compare Insurance Products
| Product | Farm Bureau Financial Services | USAA |
|---|---|---|
 Aviation Insurance |
--
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 Boat Insurance |
--
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 Car Insurance |
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 Classic Car Insurance |
--
|
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 Collectibles Insurance |
--
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 Condo Insurance |
--
|
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 Dwelling Fire Insurance |
--
|
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 Farm Insurance |
--
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 Flood Insurance |
--
|
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 Home Insurance |
--
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 Life Insurance |
--
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 Mobile Home Insurance |
--
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 Motorcycle Insurance |
--
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 Personal Articles Insurance |
--
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 RV Insurance |
--
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 Renters Insurance |
--
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 Small Business Insurance |
--
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 Umbrella Insurance |
--
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User Reviews
Most Positive Review
I've been with Farm Bureau for 30 years and they have alway been great. No other insurance company has been able to touch their pricing, they've consistantly been the cheapest. I have full coverage on my Ford and Libility on my Toyota P.U.
Most Critical Review
October 24, 2017
They have been good for years been with them 15 plus years my son has had a couple accidents and my insurance has went from 178 to 368 a month plus when you switch cars your bill is messed up for months and I never heard of anyone having to back pay for having an accident I had already payed for those months
Most Positive Review
October 23, 2017
Rates are reasonable, customer service is knowledgeable, and they offer multiple services. They also paid quickly on a claim I filed.
Most Critical Review
December 19, 2018
I was a customer of USAA for years, then discovered that they had someone else's car on my policy (and had removed my car). When I spoke to them about it, they said that if they had to research it find out whose fault it is, that they would retroactively raise my rates for the past two years - even though my car is 4 years older than they can that was insured. Amazing how quickly the conversation turned from "lets see what's happening" to "we need to cover our ass and make this issue go away". This isn't doing what's right for the customer. As a result, I shopped them and discovered that I could get identical coverage with another national insurance carrier for half the annual cost.
December 14, 2018