Ratings
Auto Insurance Quotes
| Esurance | Farmers | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Austin | Chicago | Philadelphia | Phoenix | Los Angeles | Chicago | Phoenix | Los Angeles | |||
Married |
||||||||||
| Yes | $84 | $76 | $104 | $74 | $66 | $123 | $126 | $119 | ||
| No | $80 | $79 | $108 | $81 | $106 | $116 | $120 | $263 | ||
Gender |
||||||||||
| Male | $84 | $80 | $104 | $80 | $104 | $129 | $129 | $269 | ||
| Female | $80 | $74 | $107 | $75 | $68 | $111 | $116 | $113 | ||
Has Ticket |
||||||||||
| Yes | $95 | $102 | $127 | $94 | $130 | $162 | $156 | $301 | ||
| No | $79 | $72 | $103 | $74 | $77 | $111 | $116 | $167 | ||
Age |
||||||||||
| 18-40 | $78 | $77 | $107 | $78 | $118 | $120 | $122 | $302 | ||
| 40-65 | $78 | $72 | $98 | $71 | $62 | $114 | $118 | $104 | ||
| 65+ | $112 | $101 | $130 | $101 | $56 | $142 | $143 | $100 | ||
Credit Score |
||||||||||
| Average Credit | $82 | $80 | $113 | $79 | $78 | $116 | $123 | $148 | ||
| Fair Credit | $95 | $83 | $125 | $82 | $72 | $131 | $134 | $133 | ||
| Good Credit | $79 | $73 | $100 | $74 | $70 | $125 | $127 | $140 | ||
| Excellent Credit | $73 | $72 | $85 | $75 | $124 | $107 | $107 | $343 | ||
Quotes & Discounts
| State | Esurance | Farmers |
|---|---|---|
| California |
--
|
$33/mo |
| Hawaii |
--
|
$38/mo |
| Discount Type | Esurance | Farmers |
|---|---|---|
| Driving training discount |
--
|
Varies |
| Anti-lock Brake Discount |
up to 5%
|
Varies |
| Claims Free Renewal Discount |
--
|
Varies |
| On Your Own Discount |
--
|
Varies |
| Good Payer Discount |
--
|
Varies |
| Accident Free Discount |
up to 25%
|
-- |
| Provider Switch Discount |
up to 5%
|
Varies |
| E-billing Discount |
--
|
Varies |
| Alumni Discount |
up to 15%
|
-- |
| Good Driver Discount |
up to 40%
|
Varies |
| Daytime Running Lights Discount |
--
|
Varies |
| Youth Driving Discount |
--
|
Varies |
| Good Student Discount |
up to 10%
|
Varies |
| Starting your auto quote online discount |
up to 5%
|
-- |
| Organization Discount |
up to 5%
|
Varies |
| Family Discount |
--
|
Varies |
| Mature driver discount |
--
|
Varies |
| Defensive Driver Discount |
up to 10%
|
Varies |
| Loyalty Discount |
--
|
Varies |
| Roadside Assistance Discount |
up to 5%
|
-- |
| VIN Etching |
--
|
Varies |
| Electronic Stability Control |
--
|
Varies |
| Preferred payment discount |
--
|
Varies |
| Paperless documents discount |
--
|
Varies |
| Prepay Discount |
up to 10%
|
Varies |
| Passive Restraint Discount |
up to 33%
|
Varies |
| Student Away at School Discount |
--
|
Varies |
| Multiple Policy Discount |
up to 15%
|
up to 10% |
| EV/Hybrid Discount |
--
|
up to 5% |
| Signing documents when you buy online discount |
Varies
|
-- |
| Home Owner Discount |
Varies
|
Varies |
| Professional organization discount |
--
|
Varies |
| teenSMART Discount |
--
|
Varies |
| Senior Adult Discount |
--
|
Varies |
| Paid in full discount |
up to 10%
|
Varies |
| Military Discount |
--
|
Varies |
| Driving Habits Discount |
up to 5%
|
Varies |
| Anti-Theft Device Discount |
up to 25%
|
Varies |
| Affinity group discount |
--
|
Varies |
| Multiple Vehicle Discount |
up to 5%
|
Varies |
| Early Quote Discount |
--
|
Varies |
Optional Coverages
| Coverage Type | Esurance | Farmers |
|---|---|---|
| Ridesharing Coverage |
--
|
|
| New Car Replacement Coverage |
--
|
|
| Umbrella Policy |
--
|
|
| Gap Insurance |
|
--
|
| Original Equipment Manufacturer Coverage |
|
|
| Vanishing Deductible |
--
|
|
| Personal/Upgraded Item Coverage |
--
|
|
| Emergency Assistance Coverage |
|
--
|
| Emergency Lockout Coverage |
--
|
|
| Incident Forgiveness |
|
|
| Glass Coverage |
--
|
|
| Accident Forgiveness |
--
|
|
| Antique or Collector Car Insurance |
--
|
|
| Mechanical Breakdown Insurance |
|
--
|
| Loss of Use Coverage |
|
|
| No Fault Coverage |
--
|
|
| Rental Reimbursement |
|
|
| Small Claim Forgiveness |
--
|
|
| Roadside Assistance |
|
|
| Comprehensive Claim Forgiveness |
--
|
|
Insurance by State
- Esurance
- Farmers
- Both
Uber and Lyft driver insurance:
- Esurance
- Farmers
- Both
SR-22 Insurance by State
- Esurance
- Farmers
- Both
Compare Insurance Products
| Product | Esurance | Farmers |
|---|---|---|
 ATV Insurance |
|
--
|
 Boat Insurance |
|
--
|
 Business Insurance |
|
|
 Car Insurance |
|
|
 Cell Phone Insurance |
|
--
|
 Classic Car Insurance |
|
|
 Commercial Insurance |
|
--
|
 Condo Insurance |
|
|
 Earthquake Insurance |
--
|
|
 Flood Insurance |
|
|
 Health Insurance |
|
--
|
 Home Insurance |
|
|
 Life Insurance |
|
|
 Mobile Home Insurance |
--
|
|
 Motorcycle Insurance |
|
|
 Pet Insurance |
|
|
 RV Insurance |
|
--
|
 Recreational Insurance |
--
|
|
 Renters Insurance |
|
|
 Snowmobile insurance |
|
--
|
 Umbrella Insurance |
|
|
User Reviews
Most Positive Review
Esurance is not only affordable but very efficient as well. They took care of my claim very quickly and without any hassle. Everyone was pleasant and on top their work. As a matter of fact I was overwhelmed with the attention on got. The check arrived at the body shop before my car was there! I have recommended esurance to all my friends and family.
Most Critical Review
December 3, 2017
Poor billing procedures or information changes to billing procedures has messed me up significantly causing me financial burdens and coverage problems beyond comprehension. Was uninsured without knowledge, dropped coverage for no fault of my own. Then offered a chance to reinstate and once again no letter with attached statement for billing. Only thing received was a letter of debt collection for $49.00. now I'm trying to fix your mistake and it's costing me lots of time which info not have and hundreds if not thousands of $.
Most Positive Review
November 25, 2017
They provided me with good service and whenever I needed to make a change in coverage they were very accommodating and when I had a claim they were very quick in taking care of it.
Most Critical Review
February 19, 2018
Farmers is the absolute worst insurance company around, their communication is poor, customer service is poor & they don’t seem to care about their customers needs
September 1, 2014