Quotes & Discounts
| State | Esurance | Farmers |
|---|---|---|
| California |
--
|
$33/mo |
| Hawaii |
--
|
$38/mo |
| Discount Type | Esurance | Farmers |
|---|---|---|
| Good Payer Discount |
--
|
Varies |
| Roadside Assistance Discount |
up to 5%
|
-- |
| Anti-Theft Device Discount |
up to 25%
|
Varies |
| Multiple Policy Discount |
up to 15%
|
up to 10% |
| Eco-nomy Car Discount |
--
|
up to 5% |
| Mature driver discount |
--
|
Varies |
| Prepay Discount |
up to 10%
|
Varies |
| Youth Driving Discount |
--
|
Varies |
| Senior Adult Discount |
--
|
Varies |
| Driving training discount |
--
|
Varies |
| Affinity group discount |
--
|
Varies |
| Preferred payment discount |
--
|
Varies |
| Loyalty Discount |
--
|
Varies |
| Paperless documents discount |
--
|
Varies |
| Alumni Discount |
up to 15%
|
-- |
| Accident Free Discount |
up to 25%
|
-- |
| Good Driver Discount |
up to 40%
|
Varies |
| Starting your auto quote online discount |
up to 5%
|
-- |
| Electronic Stability Control |
--
|
Varies |
| Anti-lock Brake Discount |
up to 5%
|
Varies |
| E-billing Discount |
--
|
Varies |
| Professional organization discount |
--
|
Varies |
| TeenSmart Discount |
--
|
Varies |
| Multiple Vehicle Discount |
up to 5%
|
Varies |
| Claims Free Renewal Discount |
--
|
Varies |
| On Your Own Discount |
--
|
Varies |
| Student Away at School Discount |
--
|
Varies |
| Driving Habits Discount |
up to 5%
|
Varies |
| Home Owner Discount |
Varies
|
Varies |
| Paid in full discount |
up to 10%
|
Varies |
| Passive Restraint Discount |
up to 33%
|
Varies |
| Early Quote Discount |
--
|
Varies |
| VIN Etching |
--
|
Varies |
| Military Discount |
--
|
Varies |
| Organization Discount |
up to 5%
|
Varies |
| Good Student Discount |
up to 10%
|
Varies |
| Signing documents when you buy online discount |
Varies
|
-- |
| Defensive Driver Discount |
up to 10%
|
Varies |
| Daytime Running Lights Discount |
--
|
Varies |
| Family Discount |
--
|
Varies |
| Provider Switch Discount |
up to 5%
|
Varies |
Optional Coverages
| Coverage Type | Esurance | Farmers |
|---|---|---|
| Original Equipment Manufacturer Coverage |
|
|
| Loss of Use Coverage |
|
|
| Roadside Assistance |
|
|
| Ridesharing Coverage |
--
|
|
| No Fault Coverage |
--
|
|
| Vanishing Deductible |
--
|
|
| Small Claim Forgiveness |
--
|
|
| Antique or Collector Car Insurance |
--
|
|
| Gap Insurance |
|
--
|
| Personal/Upgraded Item Coverage |
--
|
|
| Incident Forgiveness |
|
|
| Accident Forgiveness |
--
|
|
| New Car Replacement Coverage |
--
|
|
| Glass Coverage |
--
|
|
| Emergency Assistance Coverage |
|
--
|
| Mechanical Breakdown Insurance |
|
--
|
| Emergency Lockout Coverage |
--
|
|
| Comprehensive Claim Forgiveness |
--
|
|
| Rental Reimbursement |
|
|
| Umbrella Policy |
--
|
|
Insurance by State
- Esurance
- Farmers
- Both
Uber and Lyft driver insurance:
- Esurance
- Farmers
- Both
SR-22 Insurance by State
- Esurance
- Farmers
- Both
Compare Insurance Products
| Product | Esurance | Farmers |
|---|---|---|
 ATV Insurance |
|
--
|
 Boat Insurance |
|
--
|
 Business Insurance |
|
|
 Car Insurance |
|
|
 Cell Phone Insurance |
|
--
|
 Classic Car Insurance |
|
|
 Commercial Insurance |
|
--
|
 Condo Insurance |
|
|
 Earthquake Insurance |
--
|
|
 Flood Insurance |
|
|
 Health Insurance |
|
--
|
 Home Insurance |
|
|
 Life Insurance |
|
|
 Mobile Home Insurance |
--
|
|
 Motorcycle Insurance |
|
|
 Pet Insurance |
|
|
 RV Insurance |
|
--
|
 Recreational Insurance |
--
|
|
 Renters Insurance |
|
|
 Snowmobile insurance |
|
--
|
 Umbrella Insurance |
|
|
User Reviews
Most Positive Review
Esurance is not only affordable but very efficient as well. They took care of my claim very quickly and without any hassle. Everyone was pleasant and on top their work. As a matter of fact I was overwhelmed with the attention on got. The check arrived at the body shop before my car was there! I have recommended esurance to all my friends and family.
Most Critical Review
December 3, 2017
Poor billing procedures or information changes to billing procedures has messed me up significantly causing me financial burdens and coverage problems beyond comprehension. Was uninsured without knowledge, dropped coverage for no fault of my own. Then offered a chance to reinstate and once again no letter with attached statement for billing. Only thing received was a letter of debt collection for $49.00. now I'm trying to fix your mistake and it's costing me lots of time which info not have and hundreds if not thousands of $.
Most Positive Review
November 25, 2017
They provided me with good service and whenever I needed to make a change in coverage they were very accommodating and when I had a claim they were very quick in taking care of it.
Most Critical Review
February 19, 2018
Farmers is the absolute worst insurance company around, their communication is poor, customer service is poor & they don’t seem to care about their customers needs
September 1, 2014