Ratings
Quotes & Discounts
| State | Esurance | Farmers |
|---|---|---|
| California |
--
|
$33/mo |
| Hawaii |
--
|
$38/mo |
| Discount Type | Esurance | Farmers |
|---|---|---|
| Starting your auto quote online discount |
up to 5%
|
-- |
| Loyalty Discount |
--
|
Varies |
| Early Quote Discount |
--
|
Varies |
| Driving training discount |
--
|
Varies |
| Good Student Discount |
up to 10%
|
Varies |
| Student Away at School Discount |
--
|
Varies |
| Family Discount |
--
|
Varies |
| Home Owner Discount |
Varies
|
Varies |
| Multiple Policy Discount |
up to 15%
|
up to 10% |
| Preferred payment discount |
--
|
Varies |
| Multiple Vehicle Discount |
up to 5%
|
Varies |
| Good Driver Discount |
up to 40%
|
Varies |
| Eco-nomy Car Discount |
--
|
up to 5% |
| Driving Habits Discount |
up to 5%
|
Varies |
| Prepay Discount |
up to 10%
|
Varies |
| Claims Free Renewal Discount |
--
|
Varies |
| Daytime Running Lights Discount |
--
|
Varies |
| Good Payer Discount |
--
|
Varies |
| Paid in full discount |
up to 10%
|
Varies |
| Defensive Driver Discount |
up to 10%
|
Varies |
| Professional organization discount |
--
|
Varies |
| Anti-Theft Device Discount |
up to 25%
|
Varies |
| Affinity group discount |
--
|
Varies |
| E-billing Discount |
--
|
Varies |
| Roadside Assistance Discount |
up to 5%
|
-- |
| Alumni Discount |
up to 15%
|
-- |
| Accident Free Discount |
up to 25%
|
-- |
| Military Discount |
--
|
Varies |
| Provider Switch Discount |
up to 5%
|
Varies |
| Youth Driving Discount |
--
|
Varies |
| Senior Adult Discount |
--
|
Varies |
| Organization Discount |
up to 5%
|
Varies |
| Anti-lock Brake Discount |
up to 5%
|
Varies |
| On Your Own Discount |
--
|
Varies |
| Paperless documents discount |
--
|
Varies |
| Electronic Stability Control |
--
|
Varies |
| Signing documents when you buy online discount |
Varies
|
-- |
| VIN Etching |
--
|
Varies |
| Passive Restraint Discount |
up to 33%
|
Varies |
| Mature driver discount |
--
|
Varies |
| TeenSmart Discount |
--
|
Varies |
Optional Coverages
| Coverage Type | Esurance | Farmers |
|---|---|---|
| Loss of Use Coverage |
|
|
| No Fault Coverage |
--
|
|
| Emergency Assistance Coverage |
|
--
|
| Gap Insurance |
|
--
|
| Umbrella Policy |
--
|
|
| Vanishing Deductible |
--
|
|
| Roadside Assistance |
|
|
| Original Equipment Manufacturer Coverage |
|
|
| Glass Coverage |
--
|
|
| Comprehensive Claim Forgiveness |
--
|
|
| Rental Reimbursement |
|
|
| New Car Replacement Coverage |
--
|
|
| Accident Forgiveness |
--
|
|
| Incident Forgiveness |
|
|
| Ridesharing Coverage |
--
|
|
| Emergency Lockout Coverage |
--
|
|
| Mechanical Breakdown Insurance |
|
--
|
| Personal/Upgraded Item Coverage |
--
|
|
| Small Claim Forgiveness |
--
|
|
| Antique or Collector Car Insurance |
--
|
|
Insurance by State
- Esurance
- Farmers
- Both
Uber and Lyft driver insurance:
- Esurance
- Farmers
- Both
SR-22 Insurance by State
- Esurance
- Farmers
- Both
Compare Insurance Products
| Product | Esurance | Farmers |
|---|---|---|
 ATV Insurance |
|
--
|
 Boat Insurance |
|
--
|
 Business Insurance |
|
|
 Car Insurance |
|
|
 Cell Phone Insurance |
|
--
|
 Classic Car Insurance |
|
|
 Commercial Insurance |
|
--
|
 Condo Insurance |
|
|
 Earthquake Insurance |
--
|
|
 Flood Insurance |
|
|
 Health Insurance |
|
--
|
 Home Insurance |
|
|
 Life Insurance |
|
|
 Mobile Home Insurance |
--
|
|
 Motorcycle Insurance |
|
|
 Pet Insurance |
|
|
 RV Insurance |
|
--
|
 Recreational Insurance |
--
|
|
 Renters Insurance |
|
|
 Snowmobile insurance |
|
--
|
 Umbrella Insurance |
|
|
User Reviews
Most Positive Review
Esurance is not only affordable but very efficient as well. They took care of my claim very quickly and without any hassle. Everyone was pleasant and on top their work. As a matter of fact I was overwhelmed with the attention on got. The check arrived at the body shop before my car was there! I have recommended esurance to all my friends and family.
Most Critical Review
December 3, 2017
Poor billing procedures or information changes to billing procedures has messed me up significantly causing me financial burdens and coverage problems beyond comprehension. Was uninsured without knowledge, dropped coverage for no fault of my own. Then offered a chance to reinstate and once again no letter with attached statement for billing. Only thing received was a letter of debt collection for $49.00. now I'm trying to fix your mistake and it's costing me lots of time which info not have and hundreds if not thousands of $.
Most Positive Review
November 25, 2017
They provided me with good service and whenever I needed to make a change in coverage they were very accommodating and when I had a claim they were very quick in taking care of it.
Most Critical Review
February 19, 2018
Farmers is the absolute worst insurance company around, their communication is poor, customer service is poor & they don’t seem to care about their customers needs
September 1, 2014