Ratings
User Ratings
| Options | Electric Insurance | Farmers |
|---|---|---|
| Rating/Reviews |
12 reviews
|
518 reviews
|
Mobile App Ratings
| Brand | Electric Insurance | Farmers |
|---|---|---|
| iOS |
--
|
538 reviews
|
| Android |
--
|
2,565 reviews
|
Auto Insurance Quotes
For Married Drivers
| City | Electric Insurance | Farmers |
|---|---|---|
| Chicago | -- | $123 |
| Phoenix | -- | $126 |
| Los Angeles | -- | $119 |
For Single Drivers
| City | Electric Insurance | Farmers |
|---|---|---|
| Chicago | -- | $116 |
| Phoenix | -- | $120 |
| Los Angeles | -- | $263 |
For Male Drivers
| City | Electric Insurance | Farmers |
|---|---|---|
| Chicago | -- | $129 |
| Phoenix | -- | $129 |
| Los Angeles | -- | $269 |
For Female Drivers
| City | Electric Insurance | Farmers |
|---|---|---|
| Chicago | -- | $111 |
| Phoenix | -- | $116 |
| Los Angeles | -- | $113 |
For Drivers with a Speeding Ticket
| City | Electric Insurance | Farmers |
|---|---|---|
| Chicago | -- | $162 |
| Phoenix | -- | $156 |
| Los Angeles | -- | $301 |
For Drivers with No Speeding Ticket
| City | Electric Insurance | Farmers |
|---|---|---|
| Chicago | -- | $111 |
| Phoenix | -- | $116 |
| Los Angeles | -- | $167 |
For Drivers Age Between 18-40
| City | Electric Insurance | Farmers |
|---|---|---|
| Chicago | -- | $120 |
| Phoenix | -- | $122 |
| Los Angeles | -- | $302 |
For Drivers Age Between 40-65
| City | Electric Insurance | Farmers |
|---|---|---|
| Chicago | -- | $114 |
| Phoenix | -- | $118 |
| Los Angeles | -- | $104 |
For Drivers Age of 65+
| City | Electric Insurance | Farmers |
|---|---|---|
| Chicago | -- | $142 |
| Phoenix | -- | $143 |
| Los Angeles | -- | $100 |
For Drivers with Average Credit
| City | Electric Insurance | Farmers |
|---|---|---|
| Chicago | -- | $116 |
| Phoenix | -- | $123 |
| Los Angeles | -- | $148 |
For Drivers with Fair Credit
| City | Electric Insurance | Farmers |
|---|---|---|
| Chicago | -- | $131 |
| Phoenix | -- | $134 |
| Los Angeles | -- | $133 |
For Drivers with Good Credit
| City | Electric Insurance | Farmers |
|---|---|---|
| Chicago | -- | $125 |
| Phoenix | -- | $127 |
| Los Angeles | -- | $140 |
For Drivers with Excellent Credit
| City | Electric Insurance | Farmers |
|---|---|---|
| Chicago | -- | $107 |
| Phoenix | -- | $107 |
| Los Angeles | -- | $343 |
Quotes & Discounts
| State | Electric Insurance | Farmers |
|---|---|---|
| California |
--
|
$33/mo |
| Hawaii |
--
|
$38/mo |
| Discount Type | Electric Insurance | Farmers |
|---|---|---|
| Mature driver discount |
Varies
|
Varies |
| Accident Free Discount |
Varies
|
-- |
| Preferred payment discount |
Varies
|
Varies |
| Organization Discount |
Varies
|
Varies |
| EV/Hybrid Discount |
Varies
|
up to 5% |
| Daytime Running Lights Discount |
Varies
|
Varies |
| Student Away at School Discount |
Varies
|
Varies |
| Good Driver Discount |
Varies
|
Varies |
| Advance shopper discount |
Varies
|
-- |
| Passive Restraint Discount |
Varies
|
Varies |
| Paid in full discount |
Varies
|
Varies |
| Affinity group discount |
Varies
|
Varies |
| Newlywed Discount |
Varies
|
-- |
| New Car Discount |
Varies
|
-- |
| Multiple Policy Discount |
Varies
|
up to 10% |
| Low Mileage Discount |
Varies
|
-- |
| Good Student Discount |
Varies
|
Varies |
| Driving training discount |
Varies
|
Varies |
| Anti-Theft Device Discount |
Varies
|
Varies |
| Anti-lock Brake Discount |
Varies
|
Varies |
| Accident Forgiveness |
Varies
|
-- |
| Early Quote Discount |
--
|
Varies |
| Home Owner Discount |
--
|
Varies |
| Provider Switch Discount |
--
|
Varies |
| Professional organization discount |
--
|
Varies |
| Senior Adult Discount |
--
|
Varies |
| Paperless documents discount |
--
|
Varies |
| Electronic Stability Control |
--
|
Varies |
| Driving Habits Discount |
--
|
Varies |
| Family Discount |
--
|
Varies |
| Good Payer Discount |
--
|
Varies |
| Claims Free Renewal Discount |
--
|
Varies |
| On Your Own Discount |
--
|
Varies |
| Defensive Driver Discount |
--
|
Varies |
| E-billing Discount |
--
|
Varies |
| Loyalty Discount |
--
|
Varies |
| Military Discount |
--
|
Varies |
| Multiple Vehicle Discount |
--
|
Varies |
| Youth Driving Discount |
--
|
Varies |
| Prepay Discount |
--
|
Varies |
| teenSMART Discount |
--
|
Varies |
| VIN Etching |
--
|
Varies |
Payment Methods
| Payment Type | Electric Insurance | Farmers |
|---|---|---|
| Mail Payment |
|
|
| Automatic Online Payment |
|
|
| Prepayment |
|
--
|
| Credit Card Payment |
|
|
| Electronic Check |
|
|
| Online Payment |
|
|
| Debit Card Payments |
|
|
| Payroll Deduction |
|
--
|
| Multi-Payment Installment Plans |
--
|
|
| Mobile App Payments |
--
|
|
| Phone Payment |
--
|
|
| In Person Payment |
--
|
|
Feature and Services
| Features and Services | Electric Insurance | Farmers |
|---|---|---|
| Flexible / convenient payments |
|
|
| 24/7 service |
|
--
|
| Online account management |
|
|
| Roadside assistance |
|
|
| Mobile app |
|
|
| Policy bundling discounts |
--
|
|
| Accident forgiveness |
--
|
|
Optional Coverages
| Coverage Type | Electric Insurance | Farmers |
|---|---|---|
| New Car Replacement Coverage |
|
|
| Original Equipment Manufacturer Coverage |
|
|
| Work Loss Coverage |
|
--
|
| Rental Reimbursement |
|
|
| Roadside Assistance |
|
|
| Gap Insurance |
|
--
|
| Emergency Lockout Coverage |
|
|
| Glass Coverage |
|
|
| Comprehensive Claim Forgiveness |
|
|
| Accident Forgiveness |
--
|
|
| Incident Forgiveness |
--
|
|
| Loss of Use Coverage |
--
|
|
| No Fault Coverage |
--
|
|
| Personal/Upgraded Item Coverage |
--
|
|
| Small Claim Forgiveness |
--
|
|
| Umbrella Policy |
--
|
|
| Antique or Collector Car Insurance |
--
|
|
| Vanishing Deductible |
--
|
|
| Ridesharing Coverage |
--
|
|
Insurance by State
- Electric Insurance
- Farmers
- Both
Uber and Lyft driver insurance:
- Electric Insurance
- Farmers
- Both
Online Quoting by State
- Electric Insurance
- Farmers
- Both
SR-22 Insurance by State
- Electric Insurance
- Farmers
- Both
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|---|---|---|
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 Recreational Insurance |
--
|
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 Renters Insurance |
--
|
|
 Umbrella Insurance |
--
|
|
User Reviews
5 Stars
25%
4 Stars
8%
3 Stars
8%
2 Stars
8%
1 Star
50%
Most Positive Review
Cost and services
Most Critical Review
By Holly Knef
June 15, 2018
June 15, 2018
I have had Electic insurance for approximately 20 years. My rates just went up 25 % in the last year without notice. No accidents, speeding tickets or claims. When I called customer support their response was “well we can do that. We were allowed to raise our rates in your state.” No offer to review my plans to see if they could save me money on my policies by increasing deductibles, looking for discounts ie alam systems etc. They were much more helpful in years past. I switched to another company, have the same coverage, same deductibles and they have an equal insurance rating and Iam saving $2250 a year!
5 Stars
34%
4 Stars
9%
3 Stars
7%
2 Stars
8%
1 Star
43%
Most Positive Review
By Joe
November 25, 2017
November 25, 2017
They provided me with good service and whenever I needed to make a change in coverage they were very accommodating and when I had a claim they were very quick in taking care of it.
Most Critical Review
By Chesney
February 19, 2018
February 19, 2018
Farmers is the absolute worst insurance company around, their communication is poor, customer service is poor & they don’t seem to care about their customers needs
December 8, 2017