Ratings
Quotes & Discounts
| Discount Type | Allstate | Esurance |
|---|---|---|
| Starting your auto quote online discount |
--
|
up to 5% |
| Utility Vehicle Discount |
Varies
|
-- |
| New Car Discount |
up to 15%
|
-- |
| Student Away at School Discount |
up to 5%
|
-- |
| Family Discount |
Varies
|
-- |
| Home Owner Discount |
--
|
Varies |
| Multiple Policy Discount |
up to 10%
|
up to 15% |
| Preferred payment discount |
up to 5%
|
-- |
| Multiple Vehicle Discount |
up to 10%
|
up to 5% |
| Good Driver Discount |
up to 10%
|
up to 40% |
| Eco-nomy Car Discount |
up to 10%
|
-- |
| Driving Habits Discount |
--
|
up to 5% |
| Prepay Discount |
up to 10%
|
up to 10% |
| Low Mileage Discount |
up to 10%
|
-- |
| Deductible discount |
Varies
|
-- |
| Good Payer Discount |
up to 5%
|
-- |
| Paid in full discount |
up to 10%
|
up to 10% |
| Defensive Driver Discount |
up to 20%
|
up to 10% |
| Farm Vehicle Discount |
up to 10%
|
-- |
| Anti-Theft Device Discount |
up to 10%
|
up to 25% |
| E-billing Discount |
up to 10%
|
-- |
| Roadside Assistance Discount |
--
|
up to 5% |
| Alumni Discount |
--
|
up to 15% |
| Accident Free Discount |
--
|
up to 25% |
| Provider Switch Discount |
--
|
up to 5% |
| Driving training discount |
Varies
|
-- |
| Senior Adult Discount |
up to 5%
|
-- |
| Organization Discount |
--
|
up to 5% |
| Anti-lock Brake Discount |
up to 10%
|
up to 5% |
| Accident Forgiveness |
up to 30%
|
-- |
| TeenSmart Discount |
up to 35%
|
-- |
| Good Student Discount |
up to 10%
|
up to 10% |
| Signing documents when you buy online discount |
--
|
Varies |
| Paperless documents discount |
Varies
|
-- |
| Early Quote Discount |
up to 10%
|
-- |
| Passive Restraint Discount |
up to 10%
|
up to 33% |
Optional Coverages
| Coverage Type | Allstate | Esurance |
|---|---|---|
| Loss of Use Coverage |
|
|
| Emergency Assistance Coverage |
--
|
|
| Gap Insurance |
--
|
|
| Preferred Repair Services |
|
--
|
| Original Equipment Manufacturer Coverage |
--
|
|
| Accidental Death, Dismemberment, Disability |
|
--
|
| Umbrella Policy |
|
--
|
| Roadside Assistance |
|
|
| No Fault Coverage |
|
--
|
| Rental Reimbursement |
|
|
| New Car Replacement Coverage |
|
--
|
| Ridesharing Coverage |
|
--
|
| Antique or Collector Car Insurance |
|
--
|
| Accident Forgiveness |
|
--
|
| Emergency Lockout Coverage |
|
--
|
| Mechanical Breakdown Insurance |
|
|
| Sound System Coverage |
|
--
|
| Incident Forgiveness |
--
|
|
Insurance by State
- Allstate
- Esurance
- Both
Uber and Lyft driver insurance:
- Allstate
- Esurance
- Both
SR-22 Insurance by State
- Allstate
- Esurance
- Both
Compare Insurance Products
| Product | Allstate | Esurance |
|---|---|---|
 ATV Insurance |
|
|
 Boat Insurance |
|
|
 Business Insurance |
|
|
 Car Insurance |
|
|
 Cell Phone Insurance |
--
|
|
 Classic Car Insurance |
--
|
|
 Commercial Insurance |
--
|
|
 Condo Insurance |
|
|
 Flood Insurance |
--
|
|
 Health Insurance |
--
|
|
 Home Insurance |
|
|
 Life Insurance |
|
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 Motorcycle Insurance |
|
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 Pet Insurance |
|
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 RV Insurance |
|
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 Renters Insurance |
|
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 Snowmobile insurance |
|
|
 Umbrella Insurance |
--
|
|
User Reviews
Most Positive Review
All of the hard work you guys have done to try to find me the cheapest rate and always staying in contact with me to make sure everything is going okay I love this they really are kindness towards their future customers
Most Critical Review
December 1, 2017
The last three policy periods Allstate has increased my premiums. I have no accidents, no tickets, no DUI's, no nothing and yet you continue to punishment me by raising my rates. Last period I had to raise my deductible from 500 to 750 just so I could continue to pay my premiums. I am VERY, VERY, VERY UNHAPPY with Allstate. Allstate gets a ZERO rating from me.
Most Positive Review
September 1, 2014
Esurance is not only affordable but very efficient as well. They took care of my claim very quickly and without any hassle. Everyone was pleasant and on top their work. As a matter of fact I was overwhelmed with the attention on got. The check arrived at the body shop before my car was there! I have recommended esurance to all my friends and family.
Most Critical Review
December 3, 2017
Poor billing procedures or information changes to billing procedures has messed me up significantly causing me financial burdens and coverage problems beyond comprehension. Was uninsured without knowledge, dropped coverage for no fault of my own. Then offered a chance to reinstate and once again no letter with attached statement for billing. Only thing received was a letter of debt collection for $49.00. now I'm trying to fix your mistake and it's costing me lots of time which info not have and hundreds if not thousands of $.
December 11, 2017