Quotes & Discounts
| State | AAA | MetLife |
|---|---|---|
| Alabama |
--
|
$27/mo |
| Arizona |
--
|
$30/mo |
| Arkansas |
--
|
$40/mo |
| Colorado |
--
|
$24/mo |
| Connecticut |
--
|
$36/mo |
| Florida | $26/mo |
--
|
| Georgia | $24/mo | $26/mo |
| Idaho |
--
|
$20/mo |
| Illinois | $23/mo | $25/mo |
| Indiana | $367/mo | $31/mo |
| Iowa | $43/mo | $22/mo |
| Kentucky |
--
|
$30/mo |
| Maryland |
--
|
$35/mo |
| Michigan | $23/mo |
--
|
| Minnesota | $24/mo | $68/mo |
| Missouri |
--
|
$30/mo |
| Nebraska | $49/mo | $42/mo |
| New Mexico |
--
|
$26/mo |
| North Dakota | $84/mo |
--
|
| Ohio |
--
|
$27/mo |
| Oklahoma |
--
|
$23/mo |
| Oregon |
--
|
$26/mo |
| South Carolina |
--
|
$39/mo |
| South Dakota |
--
|
$24/mo |
| Tennessee | $23/mo | $19/mo |
| Texas |
--
|
$28/mo |
| Utah |
--
|
$22/mo |
| Virginia |
--
|
$32/mo |
| Wisconsin | $22/mo | $33/mo |
| Wyoming |
--
|
$22/mo |
| Discount Type | AAA | MetLife |
|---|---|---|
| Multiple Vehicle Discount |
up to 13%
|
-- |
| Current insurance discount |
up to 5%
|
-- |
| Multiple Policy Discount |
up to 12%
|
up to 10% |
| Defensive Driver Discount |
--
|
up to 7% |
| Paid in full discount |
up to 8%
|
-- |
| Advance shopper discount |
Varies
|
-- |
| Good Student Discount |
up to 15%
|
up to 15% |
| Anti-lock Brake Discount |
--
|
up to 5% |
| Deductible discount |
--
|
Varies |
| Driving training discount |
Varies
|
-- |
| Affinity group discount |
Varies
|
-- |
| New Car Discount |
up to 10%
|
-- |
| Organization Discount |
up to 5%
|
up to 10% |
| Passive Restraint Discount |
--
|
up to 40% |
| Good Driver Discount |
up to 20%
|
up to 15% |
| Original Owner Discount |
Varies
|
-- |
| Farm Vehicle Discount |
up to 59%
|
-- |
| Good Credit Discount |
up to 10%
|
-- |
| Student Away at School Discount |
up to 30%
|
up to 10% |
| Anti-Theft Device Discount |
up to 17%
|
up to 10% |
| Low Mileage Discount |
Varies
|
-- |
| TeenSmart Discount |
up to 24%
|
up to 7% |
| Loyalty Discount |
up to 5%
|
-- |
| Home Owner Discount |
Varies
|
-- |
Optional Coverages
| Coverage Type | AAA | MetLife |
|---|---|---|
| Accidental Death, Dismemberment, Disability |
|
--
|
| Glass Coverage |
|
|
| Gap Insurance |
|
|
| Mechanical Breakdown Insurance |
|
--
|
| Pet Coverage |
|
--
|
| Legal Defense Costs Coverage |
--
|
|
| Umbrella Policy |
|
--
|
| Preferred Repair Services |
|
--
|
| First Aid Reimbursement |
|
--
|
| Roadside Assistance |
|
|
| New Car Replacement Coverage |
|
--
|
| Emergency Lockout Coverage |
|
--
|
| Rental Reimbursement |
|
|
| Electronic Key & Lock Replacement |
|
--
|
| Accident Forgiveness |
|
--
|
| Emergency Assistance Coverage |
|
--
|
Insurance by State
- AAA
- MetLife
- Both
Uber and Lyft driver insurance:
- AAA
- MetLife
- Both
Compare Insurance Products
| Product | AAA | MetLife |
|---|---|---|
 Accident Insurance |
--
|
|
 Boat Insurance |
--
|
|
 Cancer Insurance |
--
|
|
 Car Insurance |
|
|
 Condo Insurance |
--
|
|
 Critical Illness Insurance |
--
|
|
 Dental Insurance |
--
|
|
 Disability Insurance |
--
|
|
 Dwelling Fire Insurance |
--
|
|
 Home Insurance |
|
|
 Hospital Indemnity Insurance |
--
|
|
 Life Insurance |
|
|
 RV Insurance |
--
|
|
 Renters Insurance |
--
|
|
 Small Business Insurance |
--
|
|
 Vision Insurance |
--
|
|
Popular Comparisons
User Reviews
Most Positive Review
Their customer service, things they offer, and their quality of service is all around amazing.
Most Critical Review
July 15, 2018
Terrible insurance service. Constantly canceling policy for no reason and it takes a long time to get it back despite consistent monthly payments.
Most Positive Review
October 16, 2014
I cannot say enough about how happy I am with your service. My agent was superb and got me a one year policy at a fixed low price so I no longer have to watch for payment increases that always happened with the other companies I have used in the past. I know I have a true advocate who's efforts are on MY behalf! I am a customer for life and always recommend you to friends and aquanitences.
Most Critical Review
April 13, 2015
MetLife provides a great value if you measure a company only by their premiums. Unfortunately, after setting up a home, auto, and umbrella policy with them, they failed to START my home and auto policy. My umbrella policy, however, went through. A month after I started my policies, I received a notice saying that my umbrella policy was being cancelled since I didn't have home or auto through them. Fortunately I had not yet cancelled my existing insurance since I was waiting for ID cards from MetLife which never arrived, otherwise I would have ended up being uninsured during this time. I called MetLife to discuss the situation. My call was answered quickly by a friendly representative. She could see that these policies existed, but she couldn't determine anything beyond that. She offered to transfer me to sales where I could then set up another policy. I refused her offer as 1) I went through an excellent agent at Answer and I wanted him to get credit for the policy, and 2) I felt that any additional time spent with MetLife was a waste. If they can't figure out how to start a policy, I have absolutely zero faith in them to be able to pay me in the event of a claim. Unfortunately, my employer uses MetLife for dental insurance. They have a tendency to deny claims, and I've encountered that first hand. I complained about this to my dentist once, and I learned that this is par for the course. At the end of the day, I believe I dodged a bullet. If a company can't determine whether or not you have a policy with them when , why should I expect them to be able to pay out if the need arises? Stay away from the train wreck that is MetLife.
February 21, 2018