Ratings
User Ratings
| Options | AAA | Apparent Insurance |
|---|---|---|
| Rating/Reviews |
410 reviews
|
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Mobile App Ratings
| Brand | AAA | Apparent Insurance |
|---|---|---|
| iOS |
737 reviews
|
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| Android |
24,330 reviews
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Quotes & Discounts
| Discount Type | AAA | Apparent Insurance |
|---|---|---|
| Farm Vehicle Discount |
up to 59%
|
-- |
| Student Away at School Discount |
up to 30%
|
up to 15% |
| teenSMART Discount |
up to 24%
|
-- |
| Good Driver Discount |
up to 20%
|
up to 6% |
| Anti-Theft Device Discount |
up to 17%
|
-- |
| Good Student Discount |
up to 15%
|
up to 11% |
| Multiple Vehicle Discount |
up to 13%
|
up to 25% |
| Multiple Policy Discount |
up to 12%
|
up to 10% |
| Advance shopper discount |
Varies
|
up to 5% |
| New Car Discount |
up to 10%
|
-- |
| Good Credit Discount |
up to 10%
|
-- |
| Paid in full discount |
up to 8%
|
up to 5% |
| Loyalty Discount |
up to 5%
|
-- |
| Organization Discount |
up to 5%
|
-- |
| Current insurance discount |
up to 5%
|
-- |
| Original Owner Discount |
Varies
|
-- |
| Low Mileage Discount |
Varies
|
-- |
| Affinity group discount |
Varies
|
-- |
| Home Owner Discount |
Varies
|
up to 4% |
| Driving training discount |
Varies
|
-- |
| Signing documents when you buy online discount |
--
|
up to 17% |
| Starting your auto quote online discount |
--
|
up to 12% |
| Passive Restraint Discount |
--
|
up to 5% |
| Early Quote Discount |
--
|
up to 5% |
| Anti-lock Brake Discount |
--
|
up to 5% |
| Daytime Running Lights Discount |
--
|
up to 5% |
| Paperless documents discount |
--
|
up to 2% |
Payment Methods
| Payment Type | AAA | Apparent Insurance |
|---|---|---|
| Automatic Online Payment |
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| Online Payment |
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| Credit Card Payment |
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| Debit Card Payments |
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| Electronic Check |
|
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| Bank Payment/Direct Deposit |
--
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| Multi-Payment Installment Plans |
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| Phone Payment |
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| Prepayment |
--
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| Money Transfer |
--
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Feature and Services
| Features and Services | AAA | Apparent Insurance |
|---|---|---|
| Roadside assistance |
|
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| Mobile app |
|
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| Online account management |
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| 24/7 service |
|
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| Enhanced towing & substitute coverage |
|
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| Policy bundling discounts |
|
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| Diminishing deductible |
--
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| Flexible / convenient payments |
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Optional Coverages
| Coverage Type | AAA | Apparent Insurance |
|---|---|---|
| Mechanical Breakdown Insurance |
|
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| Roadside Assistance |
|
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| Accident Forgiveness |
|
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| Pet Coverage |
|
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| Rental Reimbursement |
|
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| New Car Replacement Coverage |
|
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| Gap Insurance |
|
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| Accidental Death, Dismemberment, Disability |
|
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| Umbrella Policy |
|
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| First Aid Reimbursement |
|
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| Emergency Assistance Coverage |
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| Electronic Key & Lock Replacement |
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| Emergency Lockout Coverage |
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| Glass Coverage |
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| Preferred Repair Services |
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| Legal Defense Costs Coverage |
--
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Insurance by State
- AAA
- Apparent Insurance
- Both
Compare Insurance Products
| Product | AAA | Apparent Insurance |
|---|---|---|
 Car Insurance |
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 Home Insurance |
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 Life Insurance |
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 Motorcycle Insurance |
--
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 Renters Insurance |
--
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 Umbrella Insurance |
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User Reviews
5 Stars
44%
4 Stars
20%
3 Stars
14%
2 Stars
6%
1 Star
13%
Most Positive Review
Their customer service, things they offer, and their quality of service is all around amazing.
Most Critical Review
By Melanie
July 15, 2018
July 15, 2018
Terrible insurance service. Constantly canceling policy for no reason and it takes a long time to get it back despite consistent monthly payments.
February 21, 2018