Ratings
User Ratings
| Options | AAA | Apparent Insurance |
|---|---|---|
| Rating/Reviews |
310 reviews
|
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|
Mobile App Ratings
| Brand | AAA | Apparent Insurance |
|---|---|---|
| Android |
24,330 reviews
|
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| iOS |
737 reviews
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Quotes & Discounts
| Discount Type | AAA | Apparent Insurance |
|---|---|---|
| Home Owner Discount |
Varies
|
Varies |
| Low Mileage Discount |
Varies
|
-- |
| Good Driver Discount |
up to 20%
|
Varies |
| Good Credit Discount |
up to 10%
|
-- |
| Multiple Policy Discount |
up to 12%
|
up to 9% |
| Starting your auto quote online discount |
--
|
Varies |
| Driving training discount |
Varies
|
-- |
| Anti-lock Brake Discount |
--
|
up to 5% |
| Deductible discount |
--
|
Varies |
| Passive Restraint Discount |
--
|
up to 5% |
| Organization Discount |
up to 5%
|
-- |
| Anti-Theft Device Discount |
up to 17%
|
-- |
| Student Away at School Discount |
up to 30%
|
Varies |
| New Car Discount |
up to 10%
|
-- |
| Accident Forgiveness |
--
|
Varies |
| Signing documents when you buy online discount |
--
|
Varies |
| Original Owner Discount |
Varies
|
-- |
| Good Student Discount |
up to 15%
|
Varies |
| Loyalty Discount |
up to 5%
|
-- |
| Farm Vehicle Discount |
up to 59%
|
-- |
| Daytime Running Lights Discount |
--
|
up to 5% |
| Early Quote Discount |
--
|
Varies |
| Paperless documents discount |
--
|
Varies |
| Paid in full discount |
up to 8%
|
Varies |
| Current insurance discount |
up to 5%
|
-- |
| Affinity group discount |
Varies
|
-- |
| teenSMART Discount |
up to 24%
|
-- |
| Multiple Vehicle Discount |
up to 13%
|
up to 33% |
| Advance shopper discount |
Varies
|
Varies |
Payment Methods
| Payment Type | AAA | Apparent Insurance |
|---|---|---|
| Electronic Check |
|
|
| Online Payment |
|
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| Debit Card Payments |
|
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| Multi-Payment Installment Plans |
--
|
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| Phone Payment |
--
|
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| Bank Payment/Direct Deposit |
--
|
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| Money Transfer |
--
|
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| Prepayment |
--
|
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| Credit Card Payment |
|
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| Automatic Online Payment |
|
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Feature and Services
| Features and Services | AAA | Apparent Insurance |
|---|---|---|
| 24/7 service |
|
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| Policy bundling discounts |
|
|
| Roadside assistance |
|
|
| Flexible / convenient payments |
--
|
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| Diminishing deductible |
--
|
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| Online account management |
|
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|
| Mobile app |
|
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| Enhanced towing & substitute coverage |
|
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Optional Coverages
| Coverage Type | AAA | Apparent Insurance |
|---|---|---|
| First Aid Reimbursement |
|
--
|
| Accident Forgiveness |
|
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|
| Mechanical Breakdown Insurance |
|
|
| Roadside Assistance |
|
|
| Emergency Lockout Coverage |
|
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|
| New Car Replacement Coverage |
|
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| Rental Reimbursement |
|
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| Gap Insurance |
|
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| Preferred Repair Services |
|
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| Emergency Assistance Coverage |
|
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| Electronic Key & Lock Replacement |
|
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| Legal Defense Costs Coverage |
--
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| Umbrella Policy |
|
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| Accidental Death, Dismemberment, Disability |
|
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| Pet Coverage |
|
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| Glass Coverage |
|
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Insurance by State
- AAA
- Apparent Insurance
- Both
Compare Insurance Products
| Product | AAA | Apparent Insurance |
|---|---|---|
 Car Insurance |
|
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 Home Insurance |
|
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 Life Insurance |
|
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 Motorcycle Insurance |
--
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 Renters Insurance |
--
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 Umbrella Insurance |
--
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User Reviews
5 Stars
46%
4 Stars
20%
3 Stars
14%
2 Stars
5%
1 Star
12%
Most Positive Review
Their customer service, things they offer, and their quality of service is all around amazing.
Most Critical Review
By Melanie
July 15, 2018
July 15, 2018
Terrible insurance service. Constantly canceling policy for no reason and it takes a long time to get it back despite consistent monthly payments.
February 21, 2018