Cheapest Auto Insurance in Greenville, South Carolina (2025)

USAA offers the cheapest coverage in Greenville, with a liability rate of $69 per month.

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Cheapest recent rates near Greenville, South Carolina

Drivers using Insurify have found quotes as cheap as $81/mo for liability only and $107/mo for full coverage in Greenville and other South Carolina cities.

*Quotes generated for Insurify users in and around Greenville, South Carolina within the last 10 days. Last updated on October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Greenville, South Carolina within the last 10 days. Last updated on October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
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Greenville, South Carolina, drivers pay an average of $166 per month for liability insurance, compared to the statewide average of $165 and the nationwide average of $101 per month.

Roughly 80% of Greenville residents drive alone to commute to their jobs, and traffic volume has increased substantially in recent years.[1] These factors are at least partly to blame for the higher-than-average car insurance rates in Greenville.

Understanding the factors that influence car insurance rates and shopping around for coverage options from multiple insurers can help you find affordable car insurance in Greenville.

Quick Facts
  • USAA, Auto-Owners, and State Farm have the cheapest liability insurance in Greenville.

  • The average monthly cost of full-coverage insurance is $180 in the U.S., $233 in South Carolina, and $235 in Greenville.

  • South Carolina drivers must carry uninsured motorist coverage with a $200 deductible.[2]

3 of the cheapest car insurance companies in Greenville

Your best option for cheap car insurance depends on your unique needs, driving history, vehicle, and more. While the cheapest option may be appealing, you also need to make sure it provides the right coverage.

The table below highlights three of the cheapest car insurance companies in Greenville. The quotes provided below reflect average statewide costs in South Carolina.

Insurance Company
sort ascsort desc
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
sort ascsort desc
Full Coverage
sort ascsort desc
Liability Only
sort ascsort desc
Best For
sort ascsort desc
USAA9.1$104$68Veterans
State Farm9.3$115$75Customer service
Auto-Owners8.2$111$73Cheap rates
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for veterans: USAA

User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.1 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$69/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$105/mo
4.9
Best choiceBased on 2,220 verified guest reviews and ratings
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,242)
Lana
Verified Review
USAA 50/50
Reviewed in Mississippi on September 2025
Expensive. They are decent if you are in an accident - they arrange a rental (if you have that coverage) and contact the other driver's insurance, and manage the claim. Homeowners - they don't cover wind nor flood (found this out the hard way after the agent neglected to tell me after I returned from an overseas assignment).
Robert
Verified Review
Good
Reviewed in Delaware on September 2025
Safe driving discount.
Natalie
Verified Review
Like any insurance, I feel like I'm dealing with a bookie. They are betting I'm going to screw up, and they adjust for a rock hitting the windshield. I have a 20-year-old Toyota on PLPD, which I call car hospice. I don't feel I should be paying for an agent.
Reviewed in Michigan on September 2025
Like any insurance, I feel like I'm dealing with a bookie. They are betting I'm going to screw up, and they adjust for a rock hitting the windshield. I have a 20-year-old Toyota on PLPD, which I call car hospice. I don't feel I should be paying for an agent.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

South Carolina has the eighth-highest military retiree population in the U.S., and USAA offers insurance and other financial products for veterans, military members, and their families.

Pros
  • Offers bundling discounts

  • Highly rated mobile app

Cons
  • Only available to active military, veterans, and their families

  • Doesn’t offer motorcycle insurance or coverage for ATVs, RVs, boats, or personal watercraft

Best insurer for customer service: State Farm

User Reviews
4.1
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$76/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$116/mo
4.1
Best choiceBased on 11,776 verified guest reviews and ratings
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (6,224)
Glick
Verified Review
State Farm has never let me down!
Reviewed in California on October 2025
I have been with them for decades... there is a good reason for that!
William
Verified Review
F egm
Reviewed in Alabama on October 2025
High rate increase.
Anna
Verified Review
State Farm for Life!
Reviewed in New York on October 2025
Coverage is great, but the price seems to be going up every month.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Available nationwide, State Farm provides personalized service through its large network of agents. This makes it a great choice for Greenville residents who prefer face-to-face interactions over working with a call center.

Pros
  • Multiple discounts available to lower your premiums

  • 25 agents in the Greenville area provide accessible, personalized service

Cons
  • Higher premiums than some competitors — especially after an incident

  • Customer service can depend on the local insurance agency

Best insurer for cheap rates: Auto-Owners

User Reviews
4.3
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.2 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$74/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$112/mo
4.3
Best choiceBased on 231 verified guest reviews and ratings
How drivers feel about Auto-Owners

Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners

Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (133)
Michael
Verified Review
Best Kept Secret!
Reviewed in South Carolina on September 2025
Fast claim response. Very courteous and professional. For what I need, no other company comes close in price for the last 10+ years.
Patricia
Verified Review
Price Gouging
Reviewed in Florida on September 2025
I drive about 5,000 miles a year and am paying over $2,500 with no accidents and no tickets. This is crazy. I would not refer.
Karen
Verified Review
Good rates.
Reviewed in Tennessee on September 2025
I would recommend.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
654
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.46
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Auto-Owners is a good option for affordable coverage in Greenville, as the company offers some of the best insurance rates on average.

Pros
  • Offers policies for home, auto, life, and business insurance

  • When you bundle home and auto and have a claim that damages both, only one deductible applies

Cons
  • Quotes not available online — only through an independent agent’s office

  • No 24/7 claims service

How to get the cheapest car insurance in Greenville

Insurance companies consider various factors when setting rates, including your age, driving history, vehicle type, and even the ZIP code where you park your vehicle at night.

Here are some tips to help you find car insurance that fits your budget in Greenville.

  • Increase your deductibles. Choosing higher deductibles can lower your comprehensive and collision premiums. Just make sure you choose a deductible you can afford to pay out of pocket in case of a claim.

  • Maintain a clean driving record. Follow traffic laws to avoid accidents and moving violations. Insurance companies often offer safe driver discounts to drivers with clean records.

  • Bundle policies. Insurance companies offer discounts for drivers who bundle their car insurance with other policies, like home insurance, renters insurance, business insurance, or a life insurance policy.

Find Cheap Car Insurance in Greenville

Liability rates start at $69 per month

Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

Cheapest liability-only car insurance in Greenville: USAA

Liability-only auto insurance is the minimum coverage required in most states, including South Carolina. These policies cover damages and injuries you may cause to others in a car accident but don’t cover damage to your own vehicle.

The average cost of liability coverage in Greenville is $166 per month. Here are average liability quotes from some of the most affordable options in the city.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
USAA$69
Auto-Owners$74
State Farm$76
Progressive$110
Nationwide$111
Allstate$118
Travelers$126
GEICO$130
Safeco$144
State Auto$154
Root$159
National General$160
Direct Auto$169
Dairyland$171
The General$190
GAINSCO$211
Liberty Mutual$213
Bristol West$230
AssuranceAmerica$235
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Greenville: USAA

Full-coverage car insurance includes liability coverage along with collision and comprehensive coverage. Collision coverage can help pay for repairs to your vehicle if you have an accident, and comprehensive insurance covers damage to your car resulting from non-collision events, such as theft, vandalism, or natural disasters.

Even though it costs more to buy full coverage, it’s a good idea to buy this coverage if you have a newer or higher-value vehicle. On average, full-coverage insurance in Greenville costs $235 per month.

The table below shows the companies offering the cheapest average monthly premiums for full-coverage car insurance in Greenville.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
USAA$105
Auto-Owners$112
State Farm$116
Nationwide$171
GEICO$172
Progressive$174
Allstate$181
Safeco$185
Travelers$194
National General$230
Direct Auto$231
State Auto$235
Root$248
Liberty Mutual$308
AssuranceAmerica$343
The General$346
Dairyland$369
GAINSCO$387
Bristol West$398
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Greenville, South Carolina

Drivers using Insurify have found quotes as cheap as $75/mo for liability only and $107/mo for full coverage in Greenville and other South Carolina cities.

*Quotes generated for Insurify users in and around Greenville, South Carolina within the last 10 days. Last updated on October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Greenville, South Carolina within the last 10 days. Last updated on October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in South Carolina

South Carolina state law requires drivers to have proof of financial responsibility in their vehicles at all times. This means you must carry a minimum amount of liability insurance and uninsured motorist insurance to cover the cost of damages or injuries you may cause others in an accident.

South Carolina is an at-fault state, which means you need to cover the other driver’s medical bills and repair costs if you cause an accident.

Here are the minimum insurance coverage requirements for South Carolina auto insurance.[2]

Coverage
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Minimum Requirements
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Bodily injury liability$25,000 per person / $50,000 per accident
Property damage liability$25,000 per accident
Uninsured/underinsured motoristEqual to liability limits; subject to a $200 deductible

Because liability insurance doesn’t cover your vehicle, you should consider adding some common optional coverages to your auto policy.

  • illustration card https://a.storyblok.com/f/162273/100x100/31bb162db0/accident-forgiveness.svg

    Collision coverage

    Collision insurance covers damage to your vehicle in the event of a collision with another vehicle or object, regardless of fault.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive insurance protects against physical damage to your car from non-collision events, such as theft, fire, or natural disasters.

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Medical payments coverage

    Medical payments coverage helps pay for medical expenses for you and your passengers, regardless of who caused the accident.[3]

  • illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    Rental reimbursement coverage

    This provides a rental car while your vehicle receives repairs for a covered insurance claim.

  • illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

    Roadside assistance coverage

    Roadside assistance coverage offers services like towing, flat-tire changes, and locksmith services if your car breaks down on the side of the road.

Cheapest car insurance for drivers with an incident

Incidents refer to events that negatively affect your driving record and, consequently, your insurance rates. These incidents include at-fault accidents, speeding tickets, driving under the influence (DUI), and other moving violations, such as reckless driving.

Having such incidents on your record signals to insurance companies that you pose a higher risk, and they may charge you higher rates than drivers without incidents. The average cost of coverage for a Greenville driver with a past incident is $196 per month for liability coverage and $277 for full coverage.

Shop for Car Insurance in Greenville, SC

Monthly rates start at $83 for drivers with an incident

Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

Cheapest car insurance for drivers with a speeding ticket: USAA

When you receive a speeding ticket, it signals to car insurance companies that you engage in risky driving behaviors and may be at a higher risk of an accident. Insurance companies typically charge higher rates for drivers with speeding tickets on their records.

On average, Greenville drivers with a past ticket pay $199 per month for liability insurance and $281 per month for full coverage.

Compare average monthly car insurance rates from several car insurance companies in Greenville for drivers with a clean record and people with one speeding ticket.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Clean Driving Record
sort ascsort desc
With Speeding Ticket
sort ascsort desc
USAA$69$85
Auto-Owners$74$92
State Farm$76$93
Progressive$110$132
Nationwide$111$138
Allstate$118$146
Travelers$126$157
GEICO$130$165
Safeco$144$184
State Auto$154$196
Root$159$205
National General$160$195
Direct Auto$169$208
Dairyland$171$209
The General$190$246
GAINSCO$211$248
Liberty Mutual$213$262
Bristol West$230$282
AssuranceAmerica$235$272
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: USAA

An at-fault accident results in direct costs to the insurance company for claims made under your policy. So insurance companies often raise premiums for drivers with one or more past accidents to compensate for these expenses. The rate increase can vary depending on the severity of the accident.

The average cost for Greenville drivers with a past at-fault accident is $212 per month for liability insurance and $300 per month for full coverage.

The following table shows how an at-fault accident increases the average monthly car insurance rates for Greenville drivers.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Clean Driving Record
sort ascsort desc
With Accident
sort ascsort desc
USAA$69$89
Auto-Owners$74$94
State Farm$76$97
Progressive$110$141
Nationwide$111$144
Allstate$118$151
Travelers$126$163
GEICO$130$161
Safeco$144$197
State Auto$154$201
Root$159$201
National General$160$206
Direct Auto$169$225
Dairyland$171$221
The General$190$255
GAINSCO$211$265
Liberty Mutual$213$276
Bristol West$230$296
AssuranceAmerica$235$281
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: USAA

A DUI on your record has a significant effect on your car insurance rates because it suggests high-risk behavior and an increased likelihood of costly accidents involving injuries or substantial property damage. Insurance companies may increase your rates dramatically. Some might even decline to offer coverage at all.

Greenville drivers with a past DUI pay $202 per month for liability coverage and $286 per month for full coverage.

The table below shows the difference in average monthly premiums between Greenville drivers with a clean record and people with a DUI on their record.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Clean Driving Record
sort ascsort desc
With DUI
sort ascsort desc
USAA$69$92
Auto-Owners$74$99
State Farm$76$101
Progressive$110$134
Nationwide$111$148
Allstate$118$157
Travelers$126$168
GEICO$130$167
Safeco$144$215
State Auto$154$205
Root$159$207
National General$160$213
Direct Auto$169$225
Dairyland$171$228
The General$190$253
GAINSCO$211$281
Liberty Mutual$213$284
Bristol West$230$307
AssuranceAmerica$235$313
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: USAA

Several factors affect car insurance rates, including your age. Rates for new drivers are high but generally stabilize around age 35. This trend continues until about age 70, at which point rates tend to rise again. At this age, insurance companies perceive an increased risk due to factors associated with aging, such as slower reflexes and a higher likelihood of medical issues that could affect your driving.

On average, senior drivers in Greenville pay $145 per month for liability and $205 for full-coverage insurance.

The table below shows average monthly premiums for both liability-only and full-coverage car insurance for senior drivers in Greenville.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT
Insurance Company
sort ascsort desc
Full Coverage
sort ascsort desc
Liability Only
sort ascsort desc
USAA$86$57
Auto-Owners$91$60
State Farm$92$61
Nationwide$132$86
GEICO$138$105
Allstate$150$98
Progressive$152$96
Travelers$157$102
Safeco$163$127
National General$182$127
State Auto$183$120
Direct Auto$188$137
Root$211$135
Liberty Mutual$260$180
AssuranceAmerica$269$184
The General$290$159
Dairyland$306$142
GAINSCO$330$180
Bristol West$332$192
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: USAA

Teenage drivers pay higher insurance rates than older adults due to their lack of driving experience and higher statistical likelihood of accidents and traffic violations.

The average cost of car insurance for teen drivers in Greenville is $331 per month for liability coverage and $469 for full-coverage insurance.

Some tips for finding savings on car insurance at this age include:

  • Join your parents’ insurance policy. Adding a teen to a parent’s policy is usually more cost-effective than the teen having a separate car insurance policy.

  • Drive a safe car. Choosing a safe car equipped with modern safety features can lower insurance costs.

  • Take advantage of discounts. Many insurers offer discounts for teens who remain accident-free, take a defensive driving course, or maintain good grades in school.

The following table shows the cheapest car insurance options for both liability-only and full-coverage car insurance for Greenville’s teen drivers.

The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT
Insurance Company
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Full Coverage
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Liability Only
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USAA$202$133
Auto-Owners$225$149
State Farm$232$152
GEICO$325$246
Nationwide$347$225
Progressive$347$219
Allstate$372$242
Safeco$383$298
Travelers$410$266
Root$453$291
Direct Auto$473$346
National General$487$339
Liberty Mutual$570$395
State Auto$591$387
The General$629$345
Dairyland$644$298
AssuranceAmerica$719$493
Bristol West$746$431
GAINSCO$761$415
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Greenville car insurance quotes by credit tier

South Carolina state law allows car insurance companies to consider credit-based insurance scores when calculating car insurance premiums.[4] Statistics indicate that people with poor credit tend to file more claims and more expensive claims than drivers with good credit. Maintaining a good or excellent credit score can help you qualify for an affordable rate.

Here are the average full-coverage insurance rates for South Carolina drivers by credit tier.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Greenville?

Car insurance rates in Greenville are higher than the national average across the country but lower than in many other cities in South Carolina. Greenville drivers pay $166 per month for liability coverage and $235 for full-coverage insurance.

Several factors contribute to Greenville car insurance rates, including its rising traffic volume. With more commuters and vehicles on the road, the risk of accidents rises, and that increases insurance rates.

But Greenville has relatively inexpensive coverage compared to rates in Charleston, the largest city in South Carolina. A higher risk of storm damage in the coastal city coupled with denser traffic in tourist-heavy areas pushes premiums up.

In comparison, Greenville is more expensive, on average, than Myrtle Beach. Despite Myrtle Beach’s status as a tourist destination, it benefits from less traffic congestion and lower traffic fatality rates than Charleston.[5]

More cities in South Carolina

The table below shows average monthly premiums for both liability-only and full-coverage auto insurance for several other cities in South Carolina.

City
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Liability Only
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Full Coverage
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Aiken$147$204
Anderson$143$204
Charleston$195$258
Columbia$183$265
Florence$186$256
Greer$156$211
Lancaster$175$228
Lexington$163$232
Myrtle Beach$166$216
North Charleston$202$261
Rock Hill$166$245
Spartanburg$166$224
Summerville$193$259
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Greenville car insurance FAQs

Before you start shopping around for car insurance, you should determine how much coverage you need. The following information should help answer your remaining questions about finding cheap auto insurance that meets your personal needs in Greenville.

  • How much is car insurance in Greenville?

    Greenville drivers pay $166 per month for liability and $235 for full-coverage insurance, on average. Ultimately, how much you pay for coverage will depend on your driving record, age, chosen coverage, and more.

  • Which company has the cheapest car insurance in Greenville?

    USAA has the cheapest coverage in Greenville, with a liability insurance rate of $69 per month. Auto-Owners and State Farm also offer affordable liability coverage, with respective rates of $74 and $76 per month. The best way to find competitive prices for full or basic coverage in Greenville is to compare quotes from multiple insurers at once.

  • What are the best car insurance companies in Greenville?

    State Farm is one of the best car insurance companies in Greenville, thanks to an Insurify Quality (IQ) Score of 9.3 out of 5 and an A++ (Superior) financial strength rating from AM Best. On average, South Carolina drivers with coverage from State Farm pay $75 for liability coverage and $115 for full-coverage insurance. Other top insurers with high IQ Scores include Auto-Owners and USAA.

  • How much is car insurance per month in South Carolina?

    The average monthly cost of car insurance in South Carolina is $165 for liability coverage and $233 for full coverage. This is higher than the national averages of $101 per month for liability coverage and $180 for full-coverage insurance.

  • Why is car insurance so high in South Carolina?

    South Carolina drivers may pay higher rates than the national average due to risks associated with hurricanes and higher-than-average rates of vehicle theft. The cost of coverage will vary depending on where you live in the Palmetto State.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Related articles

Sources

  1. City of Greenville. "GVL2040 Comprehensive Plan."
  2. South Carolina Department of Insurance. "FAQs: Auto Insurance."
  3. Insurance Information Institute. "What is covered by a basic auto insurance policy?."
  4. South Carolina Department of Insurance. "Property & Casualty."
  5. TRIP. "South Carolina Transportation by the Numbers."
Janet Berry-Johnson
Janet Berry-Johnson

Janet Berry-Johnson, CPA is a freelance writer with a background in accounting and income tax planning and preparation. She's passionate about making complicated financial topics accessible to readers. She lives in Omaha, Nebraska with her husband and son and their rescue dog, Dexter. Visit her website at www.jberryjohnson.com.

Janet has been a contributor at Insurify since October 2022.

Katie Powers
Edited byKatie PowersSenior Editor
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Katie PowersSenior Editor
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  • 3+ years experience in insurance and personal finance editing

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Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Daniel Roccato
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  • Clinical Professor of Finance, University of San Diego

Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.

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