Cheap Auto Insurance Quotes in Goose Creek, SC (2021)

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Car Insurance in Goose Creek, SC

The average cost of South Carolina car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Goose Creek, SC to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$89
$97
$128
$169
$186
ProgressiveDirect AutoState FarmAmerican FamilyThe General
Monthly $

Cheapest Car Insurance in Goose Creek, SC

Here are the cheapest carriers in Goose Creek for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$140
$154
$132
$125
$139
$148
South CarolinaColumbiaCharlestonNorth CharlestonMount PleasantGoose Creek
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Goose Creek, SC Driving Facts

south-carolina

Minimum Car Insurance Requirements in SC

All motor vehicles operated or parked on South Carolina roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in South Carolina are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by South Carolina state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by South Carolina law.

  • $25,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of South Carolina is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Uninsured and underinsured motorist coverage are required in South Carolina. This coverage protects drivers who might incur damages from an accident caused by an uninsured or underinsured driver. If involved in an accident with an individual without sufficient coverage, insured drivers will still be covered. In South Carolina, the legally required level of Uninsured Motorist coverage is:

  • $25,000 per person/$50,000 per accident for Bodily Injury
  • $25,000 per accident for Property Damage

Find local Goose Creek agents

Baxter Agency LLC 
105 Lumber Lane, Goose Creek, SC 29445
C T Lowndes & Company 
133 Redbank Road, Goose Creek, SC 29445-4518
The Ferguson Agency 
9229 University Blvd., Ste A, North Charleston, SC 29406
L.H. Griffith & Company
108 Central Ave Ste 4, Goose Creek, SC 29445
Cheri Nelson Insurance Agency
205 N Goose Creek Blvd, Goose Creek, SC 29445,
Freeway Insurance 
220 Red Bank Rd Ste 5, Goose Creek, SC 29445
AAA Insurance - Crowfield Insurance Agency
220 St James Ave b, Goose Creek, SC 29445
C. T. Lowndes & Company
133 Red Bank Rd, Goose Creek, SC 29445
Shirley Padgett - State Farm Insurance Agent
514 St James Ave Ste B, Goose Creek, SC 29445
Harold Campbell - State Farm Insurance Agent
118 S Goose Creek Blvd, Goose Creek, SC 29445

Insurify Insights: How Goose Creek Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Goose Creek, SC
suspended licenses
#23
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Goose Creek drivers measure up to their fellow South Carolina motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Goose Creek

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Goose Creek drivers rank 23 in the number of car accidents per driver across all cities in South Carolina.

  • Rank within state: #23
  • Percent of drivers in Goose Creek with an accident: 14.47%
  • Drivers in Goose Creek, SC with an accident in their driving history paid on average 25.71% more than drivers with a clean record

Speeding Goose Creek

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in South Carolina, Goose Creek drivers rank 31 in the number of speeding infractions per driver.

  • Rank within state: #31
  • Percent of drivers in Goose Creek with a speeding ticket: 13.98%
  • Drivers in Goose Creek, SC with a speeding ticket in their driving history paid on average 24.13% more than drivers with a clean record

DUI/DWIs Goose Creek

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Goose Creek drivers rank 41 in the number of DUI’s per driver across all cities in South Carolina.

  • Rank within state: #41
  • Percent of drivers in Goose Creek with a DUI: 1.18%
  • Drivers in Goose Creek, SC with a DUI in their driving history paid on average --% more than drivers with a clean record

Rude Goose Creek

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in South Carolina, Goose Creek drivers rank 30 in rude driving infractions.

  • Rank within state: #30
  • Percent of drivers in Goose Creek with a reckless driving violation: 1.08%
  • Drivers in Goose Creek, SC with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers Goose Creek

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Goose Creek drivers rank 25 in clean driving records across all cities in South Carolina.

  • Rank within state: #25
  • Percent of drivers in Goose Creek with clean record: 74.11%

Failure to Yield the Right of Way Goose Creek

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Goose Creek drivers rank 21 in failure to yield violations per driver across all cities in South Carolina.

  • Rank within state: #21
  • Percent of drivers in Goose Creek with a failure to yield violation: 0.3%
  • Drivers in Goose Creek, SC with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Goose Creek

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in South Carolina, Goose Creek drivers rank 16 in the number of reckless driving offenses per driver.

  • Rank within state: #16
  • Percent of drivers in Goose Creek with a reckless driving offense: 0.2%

Most Popular Vehicle Goose Creek

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Goose Creek is the Honda Accord.

Most Patriotic City

Most Patriotic City

Goose Creek

Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.

Beaufort won Insurify's Most Patriotic Cities Award for the state of South Carolina. Its business district is located just southeast of Marine Corps Air Station Beaufort.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.