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Cheap Auto Insurance Quotes in Winston-Salem, NC (October 2022)
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Edited by Tanveen Vohra | Reviewed by Licensed Insurance Agent, Amber Benka
Updated August 31, 2022
Car Insurance in Winston-Salem, NC
The average cost of North Carolina car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Winston-Salem, NC to find you the cheapest quotes in the area.
Quotes by Top Companies
Progressive$40
GEICO$55
Travelers$63
Nationwide$95
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Cheapest Car Insurance in Winston-Salem, NC
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
| Insurance Provider in Winston-Salem | Quotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| Progressive | $40 /mo |
| GEICO | $55 /mo |
| Travelers | $63 /mo |
| Nationwide | $95 /mo |
Average Car Insurance Cost
| North Carolina Cities | |
|---|---|
| Charlotte | $96/mo |
| Raleigh | $93/mo |
| Greensboro | $88/mo |
| Durham | $68/mo |
| Winston-Salem | $63/mo |
| North Carolina | $82/mo |
Winston-Salem$63
Durham$68
Average for NC$82
Greensboro$88
Raleigh$93
Charlotte$96
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Minimum Car Insurance Requirements in North Carolina
All motor vehicles operated or parked on North Carolina roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
Requested by law enforcement
Renewing vehicle registration
The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in North Carolina[1] are:
$30,000 per person for bodily injury
$60,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. North Carolina is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
$25,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
$60,000 per accident for uninsured/underinsured motorist bodily injury
$25,000 per accident for uninsured/underinsured motorist property damage
Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In North Carolina, drivers are required to cover bodily injury and property damage with this coverage.
Find local Winston-Salem agents
Wilson Insurance Services, Inc.
3288 Robinhood Rd,
Ste 102, Winston Salem, NC 27106The Phoenix Company
1396 Westgate Center Dr,
Winston-Salem, NC 27103Alliance Insurance Services
348 Summit Square Blvd,
Winston-Salem, NC 27105'Mose'' Insurance Agency, Inc. '
904 Peters Creek Parkway,
Winston Salem, NC 27103Cameron Insurance Services, a Piedmont Triad Insurance Agency
300 W 7th St,
Winston Salem, NC 27101Ketner Insurance Agency
1365 Westgate Center Dr Ste O2,
Winston Salem, NC 27103McGriff-Blue Ridge Burke Insurance
250 W 1st St Ste 100,
Winston Salem, NC 27101-4055Allegacy Benefit Solutions, LLC
1691 Westbrook Plaza Dr.,
Winston Salem, NC 27103Breeden Insurance Services Inc.
12200 N NC Highway 150,
Ste 5, Winston Salem, NC 27127-9725Peak Insurance Group
108 Cambridge Plaza Dr,
Winston Salem, NC 27104
For more detailed North Carolina city level guides, check out these below.
FAQs - Winston-Salem, NC Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.
Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
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Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.
Insurance Writer
Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.
Learn MoreSources
- North Carolina Department of Transportation. "State Minimum Car Insurance Requirements." Accessed May 28, 2022