Cheap Auto Insurance Quotes in Schaumburg, IL (2021)

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Car Insurance in Schaumburg, IL

The average cost of Illinois car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Schaumburg, IL to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$51
$100
$100
$119
$160
ProgressiveNationwideState FarmTravelersLiberty Mutual
Monthly $

Cheapest Car Insurance in Schaumburg, IL

Here are the cheapest carriers in Schaumburg for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$132
$139
$120
$111
$159
$132
IllinoisChicagoAuroraRockfordJolietSchaumburg
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Schaumburg, IL Driving Facts

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Minimum Car Insurance Requirements in IL

Illinois drivers must keep a copy of their insurance card in their vehicle at all times.

If you’re pulled over and you cannot provide proof of insurance, you will be required to provide that proof in court. And you’ll face a $100 fine.There are several important insurance requirements for minimum coverage for Illinois drivers:

  • Bodily injury coverage per person / per accident: $25,000 / %50,000
  • Property damage liability coverage:  $20,000
  • Uninsured motorist bodily injury: $20,000/$40,000
  • Uninsured motorist property damage: $15,000 with $250 deductible
  • Underinsured motorist coverage: $25,000/$50,000

Liabiltiy insurance coverage is non-negotable. You can, however, reject uninsured motorist coverage if you want to. You’ll need to do so in writing. Of course, we don’t recommend doing so, especially because an estimated 13.7% of Illinois drivers are uninsured. 

Other optional coverages for your auto policy include, of course, comprehensive and collision. Comprehenisve coverage covers “Acts of God” and things out of a person’s control, like fire or flood, but does not cover medical expenses/auto damage due to a collision. Collision coverage covers damage to objects (not animals or people) and vehicles as a result of a collision regardless of fault, including hit-and-run accidents, but doesn’t cover damage due to “Acts of God.”

Find local Schaumburg agents

R.C. Keller & Company
1325 Wiley Rd , Suite 136, Schaumburg, IL 60173
ISU Northwest Insurance Services
999 N. Plaza Dr., Suite 630, Schaumburg, IL 60173
Lamb, Little & Co.
1101 Perimeter Dr., Ste 500, Schaumburg, IL 60173
ISurances LLC
1635 W Wise Rd, SCHAUMBURG, IL 60193
Roanoke Insurance Group
1475 Woodfield Rd #500, Schaumburg, IL 60173
Pronto Insurance Services, Inc.
1900 E Golf Rd, Suite L-140, Schaumburg, IL 60173
Seven Corners Insurance Solutions Inc.
1701 E. Woodfield Rd., Suite 415, Schaumburg, IL 60173
DSP Insurance Services, Inc.
1900 E Golf Rd Ste 650, Schaumburg, IL 60173-5031
Next Step Group
1750 E Golf Rd, SUuite 382, Schaumburg, IL 60173
Assurance Agency Ltd
20 North Martingale Road, Schaumburg, IL 60173

Insurify Insights: How Schaumburg Drivers Measure Up

honda
Honda Civic
Most Popular Car in
Schaumburg, IL
suspended licenses
#38
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Schaumburg drivers measure up to their fellow Illinois motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Schaumburg

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Schaumburg drivers rank 11 in the number of car accidents per driver across all cities in Illinois.

  • Rank within state: #11
  • Percent of drivers in Schaumburg with an accident: 9.76%
  • Drivers in Schaumburg, IL with an accident in their driving history paid on average 60.63% more than drivers with a clean record

Speeding Schaumburg

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Illinois, Schaumburg drivers rank 27 in the number of speeding infractions per driver.

  • Rank within state: #27
  • Percent of drivers in Schaumburg with a speeding ticket: 7.69%
  • Drivers in Schaumburg, IL with a speeding ticket in their driving history paid on average 55.91% more than drivers with a clean record

DUI/DWIs Schaumburg

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Schaumburg drivers rank 26 in the number of DUI’s per driver across all cities in Illinois.

  • Rank within state: #26
  • Percent of drivers in Schaumburg with a DUI: 0.89%
  • Drivers in Schaumburg, IL with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Schaumburg

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Schaumburg is the Honda Civic.

Hybrid/Electric Vehicle Ownership Schaumburg

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Schaumburg drivers rank 5 in hybrid and electric vehicle ownership across all cities in Illinois.

  • Rank within state: #5
  • Percent of drivers in Schaumburg with a hybrid/electric vehicle: 1.93%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.