Illinois Car Insurance for High Risk Drivers (With Quotes)

Cheapest Insurance Companies for High Risk Drivers in Illinois (2022)

For drivers that are high-risk in Illinois, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate for drivers that are high-risk.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Illinois. The following are the best insurance rates from carriers that offer car insurance for high-risk drivers in Illinois.

What Makes a Driver High-Risk in Illinois?

Everyone who carries an Illinois driver's license should know the rules of the road. But no one is perfect. Most of us have made a mistake once or twice. However, consistently ignoring speed limits, causing accidents, and running red lights can cause a motorist to be considered high-risk. These are the drivers most likely to put in a claim and cost insurance companies money.

Multiple tickets, reckless driving, DUIs, and even age can push up a person's risk level. It's important to minimize your risk (and resulting insurance rates) by driving safely in Illinois.

Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.

How Much Does High-Risk Driving Affect Car Insurance Rates in Illinois?

Nobody asks for higher rates when they get out on the road, but it happens. High-risk behavior can increase auto insurance rates in Illinois by as much as 32 percent.

Rates for high-risk drivers will always rise. But to know when you're getting a good deal, familiarize yourself with what is typical. Without any offenses, Illinois drivers pay $166 for insurance monthly. At-fault accidents increase insurance the most, while speeding tickets impact insurance the least.

How Much Does a Speeding Ticket Impact Car Insurance Rates in Illinois?

A speeding ticket can take a perfect driver's insurance from an average of $166 a month to a whopping $199. At nearly $200 per month for insurance, drivers will have to be very careful to avoid any further mistakes and losses.

How Does an at-Fault Accident Impact Insurance Rates in Illinois?

At-fault drivers pay on average $53 more for insurance than those with no violations. Of all the high-risk behaviors listed, it's the costliest in the state.

How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Illinois?

Though we all learned our colors in kindergarten, some of us still insist on ignoring red. Eventually we'll remember, especially when faced with an average monthly insurance rate increase of $23.

Does Driving With a Suspended License Impact Car Insurance Rates in Illinois?

Everyone who carries an Illinois driver's license should know the rules of the road. But no one is perfect. Most of us have made a mistake once or twice. However, consistently ignoring speed limits, causing accidents, and running red lights can cause a motorist to be considered high-risk. These are the drivers most likely to put in a claim and cost insurance companies money.

Multiple tickets, reckless driving, DUIs, and even age can push up a person's risk level. It's important to minimize your risk (and resulting insurance rates) by driving safely in Illinois.

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies