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Cheap Auto Insurance Quotes in Fountain, CO (January 2022)

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Last Updated: January 2022

Car Insurance in Fountain, CO

The average cost of Colorado car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Fountain, CO to find you the cheapest quotes in the area.
Sun CoastBristol WestSafeAutoTravelersKemper Specialty

Cheapest Car Insurance in Fountain, CO

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

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Fountain, CO Driving Facts


Minimum Car Insurance Requirements in CO

Studies on the relationship between driver behavior and increasingly lax state laws on marijuana in Colorado have led to inconclusive results; however, marijuana-impaired highway deaths are reportedly in decline.

Colorado's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $15,000 property damage liability per accident

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Insurify Insights: How Fountain Drivers Measure Up

Jeep Grand Cherokee
Most Popular Car in
Fountain, CO
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Fountain drivers measure up to their fellow Colorado motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Fountain

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Fountain drivers rank 9 in the number of car accidents per driver across all cities in Colorado.

  • Rank within state: #9
  • Percent of drivers in Fountain with an accident: 11.29%
  • Drivers in Fountain, CO with an accident in their driving history paid on average 43.96% more than drivers with a clean record

Speeding in Fountain

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Colorado, Fountain drivers rank 4 in the number of speeding infractions per driver.

  • Rank within state: #4
  • Percent of drivers in Fountain with a speeding ticket: 15.36%
  • Drivers in Fountain, CO with a speeding ticket in their driving history paid on average 28.02% more than drivers with a clean record

DUI/DWIs in Fountain

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Fountain drivers rank 22 in the number of DUI’s per driver across all cities in Colorado.

  • Rank within state: #22
  • Percent of drivers in Fountain with a DUI: 1.88%
  • Drivers in Fountain, CO with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Fountain

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Fountain is the Jeep Grand Cherokee.


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

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