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Cheap Auto Insurance Quotes in Brighton, CO, for September 2022

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Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Margaret Wack

By: Margaret Wack

Edited by Danny Smith

Updated August 2, 2022

Quick Facts

  • The average cost of car insurance in Brighton is $232 per month or $2,784 annually.
  • Car insurance in Brighton is $21 less than the average cost of insurance in Colorado.
  • The cheapest top car insurance provider in Brighton on average is Progressive.

Car Insurance in Brighton, CO

Car insurance in Brighton costs an average of $232 per month. Rates depend on a number of factors besides location, including the type of car you drive, your driving history, and other personal factors like your age, gender, and even your credit score. We’ll cover how to get affordable car insurance as a Brighton driver, plus what to consider when selecting a policy.

Quotes by Top Companies

Progressive
$165
Bristol West
$203
Travelers
$204
Liberty Mutual
$318
Nationwide
$346

Cheapest Car Insurance in Brighton, CO

What is the cheapest car insurance in Brighton?

Progressive is the cheapest top car insurance provider on average in Brighton, with rates starting at $165 per month. It’s still vital to compare car insurance rates, as everyone’s situation is unique.

Since insurers rate factors differently using their own proprietary formulas, your insurance rates may vary from provider to provider. It’s always a good idea to secure personalized quotes from multiple insurance companies in order to ensure that you get the lowest possible rate. You should also look for insurers that offer discounts and other perks.

Insurance CompanyAverage Monthly Quote
Progressive$165
Bristol West$203
Travelers$204
Liberty Mutual$318
Nationwide$346
Sun Coast$162
Acuity$194
Direct Auto$201
SafeAuto$209
Midvale Home & Auto$237
Kemper Specialty$252
Safeco$255
Dairyland$256
State Auto$272
The General$307
Foremost$332
Kemper$335
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

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Minimum Car Insurance Requirements in Colorado

Every state has its own laws regarding what insurance coverages are required for its drivers. Coloradans are required to carry liability insurance for bodily injury and property damage if they want to get behind the wheel[1]. Read more on Colorado’s minimum car insurance requirements.

Brighton Car Insurance Rates by Driving and Accident History

Aside from where you live and the type of car you drive, your driving history is one of the most important factors that affect your rates[2]. If you have a clean driving record, you may be able to secure cheaper car insurance. On the other hand, if you have accidents, DUIs, or other violations on your driving record, you may have to pay more for car insurance.

Driver HistoryAverage Monthly Cost
Clean Record$237
Speeding Ticket$318
At-Fault Accident$346
DUI$472
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

Brighton Car Insurance Rates by Credit Tier

Your credit score can affect which financial products, like loans and credit cards, you qualify for, but did you know that it can also affect your car insurance rates[3]? Drivers with good credit are viewed as safer investments by insurers, so they may sometimes be able to take advantage of lower rates. Drivers with poor credit are seen as riskier and may have to pay more.

Credit TierAverage Monthly Cost
Excellent$201
Good$238
Average$261
Poor$405
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

How to Get the Cheapest Car Insurance in Brighton

The best way to secure the cheapest car insurance in Brighton, Colorado, is to shop around and compare quotes from multiple different insurance companies in order to ensure that you get the best deal possible. It’s a good idea to get personalized quotes since insurance companies weigh personal factors, like your driving record, age, gender, and credit score, differently.

Insurify makes it quick and easy to get personalized car insurance quotes in just a few minutes. Simply provide some information about yourself, your car, and your insurance needs, and you’ll be able to browse quotes and purchase car insurance online or over the phone with an insurance agent. We work with over 200 companies to make shopping for car insurance simple.

Frequently Asked Questions

  • If you’re looking for cheap car insurance, your best bet is to compare auto insurance rates. You can obtain quotes separately from different insurance companies and insurance agencies, or you can use a tool like Insurify to quickly and easily browse quotes. Some insurers also offer discounts for bundling auto and home insurance or renters insurance.

  • Car insurance in Brighton costs an average of $232 per month. Some of the factors that can affect your car insurance premiums include where you live, the insurance coverage options you choose, the type of vehicle you drive, how old you are, your gender, your credit score, and your driving record.

  • Location is one significant factor that plays a part in determining rates for your car insurance policy. Some location-specific details that may affect your rates include the population density, the number of uninsured drivers in your area, the rate of car accidents, minimum coverage requirements in your state for property damage and liability coverage, and local regulations.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Margaret Wack
Margaret Wack
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Personal Finance Writer

Margaret Wack is a personal finance writer with a master's from St. John's College. She has written about finance and insurance topics for publications including Investopedia, Bankrate, MoneyGeek, The Simple Dollar, Money Under 30, and more. She has also written for sites like Angi, US News & World Report, ArtfulTea, and Reviews.com. Connect with Margaret on LinkedIn.

Learn More

Sources

  1. Colorado General Assembly. "State Minimum Car Insurance Requirements." Accessed July 13, 2022
  2. Rocky Mountain Insurance Information Association. "Colorado Auto Insurance Premiums." Accessed July 22, 2022
  3. Rocky Mountain Insurance Information Association. "Colorado’s Insurance Scoring Law." Accessed July 22, 2022