Cheap Auto Insurance Quotes in Brighton, CO (January 2022)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Centennial State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Car Insurance in Brighton, CO

The average cost of Colorado car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Brighton, CO to find you the cheapest quotes in the area.
$146
$181
$199
$222
$225
Sun CoastBristol WestTravelersKemper SpecialtySafeAuto

Cheapest Car Insurance in Brighton, CO

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$209
$216
$215
$228
$142
$244
ColoradoDenverColorado SpringsAuroraFort CollinsBrighton
Click here to learn about car insurance quotes and save on your current policy.

Brighton, CO Driving Facts

colorado

Minimum Car Insurance Requirements in CO

Studies on the relationship between driver behavior and increasingly lax state laws on marijuana in Colorado have led to inconclusive results; however, marijuana-impaired highway deaths are reportedly in decline.

Colorado's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $15,000 property damage liability per accident

Find local Brighton agents

Insurify Insights: How Brighton Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Brighton, CO
suspended licenses
#11
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Brighton drivers measure up to their fellow Colorado motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Brighton

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Brighton drivers rank 17 in the number of car accidents per driver across all cities in Colorado.

  • Rank within state: #17
  • Percent of drivers in Brighton with an accident: 10.36%
  • Drivers in Brighton, CO with an accident in their driving history paid on average 34.39% more than drivers with a clean record

Speeding in Brighton

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Colorado, Brighton drivers rank 9 in the number of speeding infractions per driver.

  • Rank within state: #9
  • Percent of drivers in Brighton with a speeding ticket: 14.24%
  • Drivers in Brighton, CO with a speeding ticket in their driving history paid on average 31.67% more than drivers with a clean record

DUI/DWIs in Brighton

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Brighton drivers rank 4 in the number of DUI’s per driver across all cities in Colorado.

  • Rank within state: #4
  • Percent of drivers in Brighton with a DUI: 3.56%
  • Drivers in Brighton, CO with a DUI in their driving history paid on average 37.56% more than drivers with a clean record

Rude in Brighton

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Colorado, Brighton drivers rank 16 in rude driving infractions.

  • Rank within state: #16
  • Percent of drivers in Brighton with a reckless driving violation: 1.94%
  • Drivers in Brighton, CO with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers in Brighton

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Brighton drivers rank 5 in clean driving records across all cities in Colorado.

  • Rank within state: #5
  • Percent of drivers in Brighton with clean record: 76.7%

Failure to Yield the Right of Way in Brighton

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Brighton drivers rank 15 in failure to yield violations per driver across all cities in Colorado.

  • Rank within state: #15
  • Percent of drivers in Brighton with a failure to yield violation: 0.32%
  • Drivers in Brighton, CO with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Brighton

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Colorado, Brighton drivers rank 4 in the number of reckless driving offenses per driver.

  • Rank within state: #4
  • Percent of drivers in Brighton with a reckless driving offense: 0.32%

Most Popular Vehicle in Brighton

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Brighton is the Ford F-Series Pickup.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


Full starFull starFull starFull starFull star
3689 Reviews

Insurify is rated 4.8 out of 5 based on 3689 customer reviews.
With over 30,109,648 quotes provided, we have helped thousands of customers save time and money!