In the life insurance industry, insurance agents are disciplined in ethical practices. Insurers apply ethical standards for the welfare of the industry and must follow guidelines formed by their state. But in an industry where most states don't regulate insurers’...

According to the Centers for Disease Control and Prevention's (CDC) 2020 National Diabetes Statistics Report, over 1 in 10 Americans has diabetes. That's 34.2 million people in the United States alone. With so many people affected by diabetes, life insurance companies...

To the skeptical customer, life insurance may seem too good to be true... Or because it's difficult to understand, it can seem misleading. But the general feeling is the same: "How do I know it's actually going to pay out after I pass away?" A life insurance policy is...