Cheapest Auto Insurance in Staten Island, New York (2026)
CSAA has the cheapest liability insurance in Staten Island, with liability rates as low as $152 per month.
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Written byAmy Beardsley
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Amy BeardsleyFreelance Insurance and Real Estate Writer
3+ years writing about auto, home, and life insurance
7+ years in personal finance and technology
Amy specializes in insurance and technology writing and has a talent for transforming complex topics into easy-to-understand stories.
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Edited byKatie Powers
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Katie PowersLicensed P&C Agent, Senior Insurance Editor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Reviewed byDavid Marlett
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David MarlettAdvisor
David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.
David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.
He serves as a resource on insurance issues and is a frequent media contributor. He has been quoted by a wide range of outlets, including The New York Times, CNN, Reuters, and NPR.
David has been reviewing articles for Insurify since March 2025.
Updated
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Table of contents
Liability car insurance in Staten Island costs $189 per month, on average — an amount much higher than the state average of $152 and the national average of $99.
Compared to people in other New York City boroughs, Staten Island residents rely more heavily on cars for daily errands, leading to increased traffic and accidents.[1] Many areas are also flood-prone, further contributing to higher premiums.
Here’s what you need to know about finding cheap car insurance in Staten Island, including the importance of comparing quotes and coverage options.
Quick Facts
Yearly, Staten Island residents pay an average of $2,267 for liability-only insurance and $2,574 for full coverage.
The average cost of full-coverage insurance in Staten Island is $215 per month. This is much higher than the New York state average of $173 and the national average of $174 per month for full-coverage insurance.
New York is a no-fault state, which means that your own insurance will cover your medical bills and other losses following a car incident.[2]
3 of the cheapest car insurance companies in Staten Island
The cheapest car insurance companies in Staten Island might look different for residents throughout the city. The best insurance company for you depends on your situation and needs, so comparing quotes from several companies is crucial to finding the best policy.
Start your search below with three of the cheapest car insurance companies in Staten Island. The quotes below reflect statewide average rates in New York.
 |  |  |  |  |
|---|---|---|---|---|
Average price Prices based on average across state-minimum and full coverage car insurance $0/mo* | Average price Prices based on average across state-minimum and full coverage car insurance $214/mo* | Average price Prices based on average across state-minimum and full coverage car insurance $375/mo* | Average price Prices based on average across state-minimum and full coverage car insurance $133/mo* | Average price Prices based on average across state-minimum and full coverage car insurance $138/mo* |
Overall rating 4.5 | Overall rating 3.4 | Overall rating 3.2 | Overall rating 4.4 | Overall rating 4.9 |
Value for money 4.3/5 | Value for money 3.0/5 | Value for money 3.1/5 | Value for money 3.7/5 | Value for money 4.9/5 |
Customer service 4.4/5 | Customer service 3.3/5 | Customer service 3.3/5 | Customer service 3.6/5 | Customer service 4.8/5 |
Claims handling 4.4/5 | Claims handling 3.5/5 | Claims handling 3.3/5 | Claims handling 4.0/5 | Claims handling 4.9/5 |
Special highlight AAA membersAI-generated from 485 user reviews | Special highlight Numerous discountsAI-generated from 1865 user reviews | Special highlight Competitive ratesAI-generated from 7974 user reviews | Special highlight High customer satisfactionAI-generated from 219 user reviews | Special highlight Members of the military communityAI-generated from 1443 user reviews |
Data in this table has been sourced from Insurify’s users who have indicated they are insured with the listed providers
Best insurer for low rates: Safeco
| User Reviews | 4.3 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $86/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $140/mo |
4.3
Best choiceBased on 990 verified guest reviews and ratings
How drivers feel about Safeco
Drivers appreciate the smooth claims process and periodic safe driving checks but dislike the frequent and significant rate increases without clear explanation.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cash back for being claims free
Optional coverages
Diminishing deductible
How drivers feel about Safeco
Drivers appreciate the smooth claims process and periodic safe driving checks but dislike the frequent and significant rate increases without clear explanation.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cash back for being claims free
Optional coverages
Diminishing deductible
Reviews (531)
Linda
Verified Review
Raising Prices Too High
Reviewed in New Hampshire on February 6, 2026
It was okay, but now they are raising the price on my policy by $572.20. They said it's because of rates for ambulances, fire, and police in Gilford. That doesn't seem to have anything to do with my auto insurance, but that's what they said.
Jon
Verified Review
Shop around
Reviewed in California on February 4, 2026
Shop around. I believe insurers give an initial lower rate and then increase it over time, knowing that most people just keep paying the higher rate. You have to shop every time renewal comes up.
Patrick
Verified Review
Poor Business Practice
Reviewed in Michigan on January 30, 2026
The price is a bit cheaper than average at first. The issue is that after a month, they claimed they never received the qualifying medical insurance letter, changed your PIP allocations, and charged you hundreds more than the original quote. They make you jump through hoops to get your money back, then only return a minute fraction of it and claim it was the customer's fault. They will not return the money wrongfully taken for "lack of medical coverage letter"—they received it! And let's just for amusement say they never received it, you'd think an email, text, or call to say "Hey, we don't have the medical coverage letter, and we need that or we will deduct such and such on such and such date" would be appropriate... but no, they'd rather be shady! Additionally, getting a service agent at certain times can be difficult!
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
613NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.72A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
Safeco offers some of the lowest rates among all car insurers in Staten Island despite having fewer available discounts than other companies. Its RightTrack program rewards safe driving habits like gentle braking, daytime driving, and low mileage with lower premiums.
If you have a mishap, ask your insurance agent about accident forgiveness to help keep costs down.
Pros
Diminishing deductible
Mobile app to view ID cards and get roadside help
Cons
Quotes not available online
Limited available discount options
Best insurer for commuters: CSAA
| User Reviews | 4.5 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $303/mo |
4.5
Best choiceBased on 2,318 verified guest reviews and ratings
How drivers feel about CSAA
Drivers appreciate the professional customer service and quick claim handling but dislike the consistent rate increases and expensive premiums. Some also found the communication lacking and felt neglected.
AI-generated from the text of verified reviews collected by Insurify
Best For
AAA members
Customer service
Membership perks
How drivers feel about CSAA
Drivers appreciate the professional customer service and quick claim handling but dislike the consistent rate increases and expensive premiums. Some also found the communication lacking and felt neglected.
AI-generated from the text of verified reviews collected by Insurify
Best For
AAA members
Customer service
Membership perks
Reviews (485)
Joseph
Verified Review
AAA is the best
Reviewed in Mississippi on January 24, 2026
I believe you would get a lower rate and excellent coverage.
Cheryl
Verified Review
Only moderately satisfied
Reviewed in Mississippi on January 5, 2026
The price quoted and the first payment were made, but the subsequent payments increased. I was forced to use auto-pay, which I don't find necessary at 72 years old. I was supposed to be auto-billed on 2/2, and today, 2/5, I still haven't been billed. That's not acceptable.
James
Verified Review
Disappointed
Reviewed in Georgia on December 24, 2025
Home insurance is GREAT but car insurance is too expensive.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
664NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.28A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
Midvale Home & Auto is the best choice for commuters. In relation to other New York City boroughs, Staten Island has the highest percentage of residents commuting by car and one of the longest average commute times in the area at 44 minutes.[3]
Midvale Home & Auto gives you peace of mind with essential coverages like roadside assistance, gap insurance, and rental car reimbursement. Automatic payments, paperless billing, and paying your policy in full can help you knock a few bucks off your premiums.
Pros
Discounts for new policyholders
Essential coverages for daily drives
Cons
Quotes not available online
Limited customer service hours
Best insurer for teachers: Liberty Mutual
| User Reviews | 3.4 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.7 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $109/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $392/mo |
3.4
A solid optionBased on 3,471 verified guest reviews and ratings
How drivers feel about Liberty Mutual
Drivers appreciate the ease of making payments and the company’s helpful customer service. But they dislike the frequent and unexplained rate increases, and some report difficulties in communication and claim handling.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
New and financed vehicles
Accident forgiveness
How drivers feel about Liberty Mutual
Drivers appreciate the ease of making payments and the company’s helpful customer service. But they dislike the frequent and unexplained rate increases, and some report difficulties in communication and claim handling.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
New and financed vehicles
Accident forgiveness
Reviews (1,865)
Jimmy
Verified Review
Overpriced
Reviewed in Indiana on February 11, 2026
Overpriced insurance and raised rates for no reason.
Wendy
Verified Purchase
Go Liberty Liberty!
Reviewed in Wisconsin on February 9, 2026
Simply done very well, friendly, gives you repeat answers for your same questions.
James
Verified Review
Poor Service
Reviewed in Massachusetts on February 7, 2026
Liberty advertises that you pay only for what you want. My wife has dementia and cannot drive. She is on my policy, and they have told me because she was listed, she would have to remain, and I have to pay for that.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
612NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
4.28A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
Liberty Mutual stands out for teacher-specific auto insurance coverage options and perks. The company waives your deductible if you’re in a car accident while driving on school business, someone vandalizes your vehicle on school property, or it suffers damage during school-related events.
Plus, Liberty Mutual’s auto insurance policies provide extra protection for teaching materials and school-owned property against theft or damage while in your vehicle.
Pros
Tailored coverage for teachers’ unique needs
Bundling discounts to save money on a car and homeowners policy
Cons
Below-average customer service rating by J.D. Power
Mixed customer reviews
How to get the cheapest car insurance in Staten Island
Comparing quotes from multiple insurance companies is crucial to securing a great deal from the best car insurance companies.
But understanding what insurance companies look for is the first step to finding cheap car insurance quotes in the Staten Island area. Insurers consider your driving record, vehicle make and model, age, credit history, and how much coverage you need.
In addition, some tips to secure cheaper New York auto insurance quotes include:
Maintain a clean driving record. Avoid accidents and traffic violations to qualify for better rates.
Choose a car with good safety features. Advanced safety features can lead to lower insurance premiums.
Go with a higher deductible. Policyholders with lower deductibles pay higher rates. Increase your deductible if you can afford a higher out-of-pocket expense when filing a claim.
Bundle your policies. If you’re one of the nearly 70% of Staten Islanders who own a home, consider bundling your homeowners insurance with your car insurance.
Find Cheap Car Insurance in Staten Island
Liability quotes start at $152 per month
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Cheapest liability-only car insurance in Staten Island: CSAA
Liability-only car insurance is the most basic form of coverage. It pays for damage you cause to other people’s property and medical expenses for injuries you cause to others in an accident. But it stops short of covering damages to your own vehicle or personal medical bills.
In Staten Island, the average cost of liability-only car insurance is $189 per month. Below, you’ll find a table showing the insurance companies offering the lowest rates for liability insurance in Staten Island.
Insurance Company  | Average Monthly Quote |
|---|---|
| CSAA | $152 |
| Safeco | $158 |
| Liberty Mutual | $225 |
| Midvale Home & Auto | $226 |
| Progressive | $265 |
| Erie | $357 |
| USAA | $373 |
| Travelers | $435 |
| Bristol West | $438 |
Disclaimer: Table data is based on real-time Staten Island quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Cheapest full-coverage car insurance in Staten Island: CSAA
For protection beyond what you get with a liability policy, consider full-coverage insurance. It includes collision insurance to cover damages to your own vehicle and comprehensive coverage for non-collision incidents like theft or natural disasters. It’s a good idea if you have a newer or more expensive car or if you’re financing or leasing your vehicle.
Full-coverage car insurance in Staten Island costs an average of $215 per month. Find the most budget-friendly full-coverage car insurance option for you below.
Insurance Company | Average Monthly Quote |
|---|---|
| CSAA | $219 |
| Safeco | $235 |
| Midvale Home & Auto | $302 |
| Liberty Mutual | $310 |
| Progressive | $390 |
| Bristol West | $503 |
| Erie | $526 |
| USAA | $548 |
| Travelers | $641 |
Disclaimer: Table data is based on real-time Staten Island quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Cheapest recent rates near Staten Island, New York
Recent Staten Island, New York car insurance prices for Toyota , and more.
*Quotes generated for Insurify users in and around Staten Island, New York within the last 10 days. Last updated on February 12, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 12, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Staten Island, New York within the last 10 days. Last updated on February 12, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 12, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in New York
New York is a no-fault state. That means each driver’s own insurance agency covers their medical expenses and other damages after a car accident, regardless of who caused it. To drive legally, state law requires drivers to carry liability insurance, personal injury protection (PIP), and uninsured motorist coverage.[4]
Here are the specific minimum-coverage requirements in New York.
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $25,000 per person ($50,000 for death of one person) / $50,000 per accident ($100,000 for death of two or more people) |
| Property damage liability | $10,000 per accident |
| Personal injury protection | $50,000 per accident |
| Uninsured motorist coverage | Equal to amounts of liability coverage |
While New York law mandates minimum car insurance coverage, you can increase your coverage limits for liability and no-fault PIP insurance and purchase insurance add-ons to better protect your vehicle and meet your needs.
Consider common insurance endorsements below.
Collision coverage
Collision insurance pays for damages to your own vehicle after you hit another car or object, like a utility pole or fence.
Comprehensive coverage
Comprehensive insurance protects your car from theft, vandalism, fire, or natural disasters.
Roadside assistance coverage
Roadside assistance coverage provides help if you experience a breakdown, flat tire, or other issues while on the road, offering towing, jump-starts, and more.
Cheapest car insurance for drivers with an incident
Incidents like speeding tickets, driving under the influence (DUI), at-fault accidents, and other moving violations can affect your car insurance rates in a big way. Insurers view drivers with incidents like these as higher risk, meaning they’re more likely to file claims. It’s why drivers with incidents on their records face higher premiums than people with clean driving histories.
The severity and frequency of incidents also play a role in how incidents affect your insurance costs. On average, Staten Island drivers with a past incident pay $236 per month for liability coverage and $215 for full-coverage insurance.
Keep in mind that affordable car insurance in Staten Island is still possible if you take the time to compare quotes from multiple insurance companies. Here are minimum-coverage rates from top insurers for Staten Island drivers with violations on their records.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| CSAA | $152 | $172 | $172 | $202 |
| Safeco | $158 | $179 | $178 | $210 |
| Liberty Mutual | $225 | $255 | $253 | $298 |
| Midvale Home & Auto | $226 | $256 | $255 | $300 |
| Progressive | $265 | $301 | $299 | $352 |
| Erie | $357 | $404 | $402 | $474 |
| USAA | $373 | $422 | $420 | $495 |
| Travelers | $435 | $493 | $491 | $578 |
| Bristol West | $438 | $496 | $494 | $581 |
Disclaimer: Table data is based on real-time Staten Island quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Average cost of car insurance by age
Age affects auto insurance premiums. Teens and young drivers pay the most expensive premiums because they lack experience and are at higher accident risk. Rates generally decrease around age 35.
But senior drivers in Staten Island age 70 and older might see a slight increase in their car insurance bill due to age-related factors affecting their ability behind the wheel.
Look at the table below to see if you’re paying more than your peers for car insurance. It shows the average monthly quote for Staten Island drivers based on age group.
Age | Average Monthly Quote |
|---|---|
| Teens | $661 |
| 20s | $599 |
| 30s | $538 |
| 40s | $527 |
| 50s | $480 |
| 60s | $425 |
| 70s | $399 |
Disclaimer: Table data is based on real-time Staten Island quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Find Car Insurance in Staten Island
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Staten Island car insurance quotes by credit tier
In Staten Island, as in the rest of New York, insurance companies can consider credit-based insurance scores when setting car insurance rates. Insurers link drivers with higher scores to a lower risk of filing future claims and may offer them better rates. Drivers with poor credit scores may face higher premiums since insurers view them as a greater financial risk.
In fact, an April 2023 study by the Consumer Federation of America (CFA) revealed New York drivers with less-than-perfect credit “pay significantly higher auto insurance premiums” than drivers with excellent credit, even if they have a spotless driving record.[5]
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Staten Island car insurance FAQs
Before you start shopping for car insurance, you should decide how much auto coverage you need. The following information can help answer your remaining questions about finding cheap car insurance in Staten Island.
How much is car insurance in Staten Island?
The average cost of car insurance in Staten Island is $189 per month for liability coverage and $215 for full-coverage insurance.
How much you pay for car insurance will ultimately depend on your driving record, credit history, age, chosen coverage, and other factors.
Who has the cheapest car insurance in Staten Island?
CSAA has a liability insurance rate of $152 per month and is the cheapest insurer in Staten Island.
Safeco and Liberty Mutual also have respective liability insurance rates of $158 and $225 per month. The best way to find cheap auto coverage is to compare quotes from multiple insurance companies at once.
What are the best car insurance companies in Staten Island?
With an AM Best financial strength rating of A (Excellent) and high claims satisfaction from J.D. Power, Liberty Mutual is one of the best car insurance companies in Staten Island. The average cost of car insurance from Liberty Mutual in New York is $93 per month for liability coverage and $304 for full-coverage insurance.
Other top insurance companies in Staten Island include Safeco and Midvale Home & Auto.
Methodology
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- New York City Department of Transportation. "Citywide Mobility Survey: Transportation Impacts of COVID-19."
- NOLO. "New York No-Fault Car Insurance."
- https://www.nyc.gov/assets/planning/download/pdf/plans/transportation/peripheral_travel_full.pdf. "Peripheral Travel Study."
- New York Department of Financial Services. "Minimum Auto Insurance Requirements."
- Consumer Federation of America. "The Thousand Dollar Insurance Penalty: How Insurance Companies’ Credit Scoring and ZIP Code Rating Push Up Premiums for Safe Drivers in New York."
)
Amy BeardsleyFreelance Insurance and Real Estate Writer
Amy has nearly a decade of experience translating complex concepts – like insurance – into reader-friendly, actionable information. With a unique background in business and legal disciplines, Amy specializes in turning dense policy jargon into clear, friendly and helpful content.
Amy holds a bachelor's degree from Ferris State University, and has been an Insurify contributor since September 2023. Connect with Amy on LinkedIn.
Katie PowersLicensed P&C Agent, Senior Insurance Editor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in
David MarlettAdvisor
David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.
David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.
He serves as a resource on insurance issues and is a frequent media contributor. He has been quoted by a wide range of outlets, including The New York Times, CNN, Reuters, and NPR.
David has been reviewing articles for Insurify since March 2025.