Cheap Auto Insurance Quotes in Wheaton, IL (November 2021)

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Car Insurance in Wheaton, IL

The average cost of Illinois car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Wheaton, IL to find you the cheapest quotes in the area.
$81
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$98
First ChicagoNational GeneralMile AutoClearcoverKemper Specialty

Cheapest Car Insurance in Wheaton, IL

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$133
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$136
IllinoisChicagoAuroraRockfordJolietWheaton
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Wheaton, IL Driving Facts

illinois

Minimum Car Insurance Requirements in IL

Illinois drivers must keep a copy of their insurance card in their vehicle at all times.

If you’re pulled over and you cannot provide proof of insurance, you will be required to provide that proof in court. And you’ll face a $100 fine.There are several important insurance requirements for minimum coverage for Illinois drivers:

  • Bodily injury coverage per person / per accident: $25,000 / %50,000
  • Property damage liability coverage:  $20,000
  • Uninsured motorist bodily injury: $20,000/$40,000
  • Uninsured motorist property damage: $15,000 with $250 deductible
  • Underinsured motorist coverage: $25,000/$50,000

Liabiltiy insurance coverage is non-negotable. You can, however, reject uninsured motorist coverage if you want to. You’ll need to do so in writing. Of course, we don’t recommend doing so, especially because an estimated 13.7% of Illinois drivers are uninsured. 

Other optional coverages for your auto policy include, of course, comprehensive and collision. Comprehenisve coverage covers “Acts of God” and things out of a person’s control, like fire or flood, but does not cover medical expenses/auto damage due to a collision. Collision coverage covers damage to objects (not animals or people) and vehicles as a result of a collision regardless of fault, including hit-and-run accidents, but doesn’t cover damage due to “Acts of God.”

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Insurify Insights: How Wheaton Drivers Measure Up

toyota
Toyota Camry
Most Popular Car in
Wheaton, IL
suspended licenses
#47
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Wheaton drivers measure up to their fellow Illinois motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Wheaton

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Wheaton is the Toyota Camry.

DUI/DWIs Wheaton

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Wheaton drivers rank 46 in the number of DUI’s per driver across all cities in Illinois.

  • Rank within state: #46
  • Percent of drivers in Wheaton with a DUI: %
  • Drivers in Wheaton, IL with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Wheaton

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Illinois, Wheaton drivers rank 29 in the number of speeding infractions per driver.

  • Rank within state: #29
  • Percent of drivers in Wheaton with a speeding ticket: %
  • Drivers in Wheaton, IL with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.


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