Cheapest Auto Insurance in Flagstaff, Arizona (2025)
Auto-Owners offers the cheapest car insurance in Flagstaff, with minimum-coverage policies as low as $34 per month.
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Written byLindsay VanSomeren
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8 years in insurance and personal finance writing
Former data scientist for U.S. Geological Survey
Lindsay is a freelance personal finance writer currently pursuing her Series 65 license. She enjoys helping readers learn money management skills that improve their lives.
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Edited byCourtney Mikulski
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Courtney MikulskiSenior Editor, Auto
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
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Table of contents
Flagstaff drivers pay an overall average of $101 per month for car insurance, according to Insurify data. This is less than the national average of $151 per month and the state average of $132 per month.
Arizona has a relatively average rate of uninsured drivers, and Flagstaff has much fewer residents than other areas like Tucson or Phoenix, which can contribute to more affordable car insurance rates.[1] [2]
Here’s how to compare rates, insurers, and coverage to find the best car insurance company in Flagstaff.
Quick Facts
The average cost of car insurance in Flagstaff is $71 per month for liability coverage and $130 per month for full coverage.
Auto-Owners is the cheapest full-coverage car insurance company in Flagstaff, with monthly rates of $57.
Arizona requires drivers to carry liability coverage with limits of at least 25/50/15.[3]
3 of the cheapest car insurance companies in Flagstaff
Finding cheap car insurance in Flagstaff requires a little bit of research. While it’s important to find the lowest rates possible, you also want to make sure you have enough coverage and customer support when you need it.
Here are some of the cheapest insurance companies in Flagstaff from which to start your search.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best for |
|---|---|---|---|---|
| Auto-Owners | 8.5 | $73 | $45 | Families |
| Mile Auto | 7.5 | $89 | $52 | Low-mileage drivers |
| Root | 8.4 | $125 | $79 | Good drivers |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for families: Auto-Owners
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $34/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $57/mo |
4.0
Best choiceBased on 172 verified guest reviews and ratings
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (108)
Gerld
March 26, 2025
Verified Review
Worthwhile Insurance
My overall experience has been very good!
Sandra
March 24, 2025
Verified Review
Who is my agent?
The service is fair, but it depends on which function was performed.
Mike
March 21, 2025
Verified Review
Just Wow
The good thing is that the company I work with is family-oriented. The bad thing is that my rate was tripled without any notice.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.5A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Whether you work for Northern Arizona University, Flagstaff Medical Center, or one of the area’s many tourism destinations, Flagstaff is home to many families. Auto-Owners is the most affordable option for car insurance coverage and offers discounts and coverages that families can take advantage of.
While Auto-Owners offers free quotes, you’ll have to visit or talk with one of its local agents in Flagstaff to get a quote and finalize your coverage.
Pros
AM Best financial strength rating of A++ (Superior)
Many discounts
Cons
Can’t get a quote online
Below-average J.D. Power customer satisfaction rating in the Southwest region
Best insurer for low-mileage drivers: Mile Auto
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $40/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $68/mo |
4.2
Best choiceBased on 70 verified guest reviews and ratings
How drivers feel about Mile Auto
Drivers appreciate the quality service but find the rates high and claim processing slow.
AI-generated from the text of verified reviews collected by Insurify
Best For
Low-mileage drivers
Senior drivers
Cheap full coverage
How drivers feel about Mile Auto
Drivers appreciate the quality service but find the rates high and claim processing slow.
AI-generated from the text of verified reviews collected by Insurify
Best For
Low-mileage drivers
Senior drivers
Cheap full coverage
Reviews (38)
Irma
March 21, 2025
Verified Purchase
Mike Auto is for Real
I have nothing but good things to say. It has saved me a lot of money, which means everything to me. I think about all the money I have paid for insurance, and finally, this insurance, Mike Auto, has come up with a way to reduce the cost.
Irma
March 19, 2025
Verified Purchase
Response Time
I would prefer to have my problems solved before the three days they state as their response time.
Richard
January 13, 2025
Verified Purchase
Loose Time Frames
They give you two days to submit a picture of your mileage, and then they threaten to charge you for 40 miles a day.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NRA.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
Mile Auto may not be the best coverage choice for frequent road trips, but if you mostly stick around town, this insurance company may offer the best chance at the cheapest rates.
You pay for coverage based on the number of miles you drive, which you report by sending in a photo of your odometer once per month. People who work from home or drive infrequently may be able to save with Mile Auto.
Pros
No required in-car tracking device
Cheap rates for low-mileage drivers
Cons
Limited coverage options
No advertised discounts
Best insurer for good drivers: Root
| User Reviews | 3.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.4 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $61/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $96/mo |
3.1
A solid optionBased on 746 verified guest reviews and ratings
How drivers feel about Root
Drivers appreciate the easy sign-up process and initial affordability but dislike the significant rate increases over time and difficulty reaching customer service.
AI-generated from the text of verified reviews collected by Insurify
Best For
Usage-based insurance
Safe drivers
Cheap rates
How drivers feel about Root
Drivers appreciate the easy sign-up process and initial affordability but dislike the significant rate increases over time and difficulty reaching customer service.
AI-generated from the text of verified reviews collected by Insurify
Best For
Usage-based insurance
Safe drivers
Cheap rates
Reviews (410)
Charlito
March 24, 2025
Verified Review
Mad Drivers
I'm not happy with the new rate at all.
Kristine
March 19, 2025
Verified Review
Dishonest Company
They'll start you out by having you pay a small amount. Then, they'll raise it by $50 without any notification.
Tiffany
March 17, 2025
Verified Review
Our Bill Increases Every 6 Months
I made some referrals but received no discount.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
2.36A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
Root uses your smartphone to monitor your driving habits and adjust your rates accordingly. New customers do a three-week test-drive period, during which Root analyzes your driving habits and calculates a quote.
Root doesn’t place as much emphasis on traditional pricing factors, meaning you may qualify for a better rate based on your age, ZIP code, marital status, or credit score if you’re an otherwise good driver.
Pros
Free roadside assistance included
Lower rates for good drivers
Cons
Doesn’t offer gap insurance
Long quote process
How to get the cheapest car insurance in Flagstaff
Finding the best price on an auto insurance policy isn’t very difficult; it just takes a bit of time and effort. Here’s how you can lower your car insurance rates and find the best policy for you:
Increase your deductible. Choose the highest comprehensive and collision deductibles you can afford. The more you’re willing to pay when you file a claim, the lower your premiums will be.
Shop around. Get free quotes from multiple car insurance companies to compare rates and coverages. Choose a company that not only has the coverage you need but also the best price for your budget.
Look for discounts. As you shop around, look for car insurance companies with plenty of discounts you can qualify for. The more discounts on your policy, the less you’ll pay.
Bundle policies. Many insurance companies discount your rates when you buy more than one policy. Combine your auto insurance and home insurance for a rate reduction on both.
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Cheapest liability-only car insurance in Flagstaff: Auto-Owners
A minimum-coverage car insurance policy in Flagstaff costs $71 per month, on average. A liability policy helps cover the cost of any damages and injuries you cause to others in an at-fault accident, but it doesn’t cover your damages or injuries. Because it only meets the state’s minimum requirements without additional protection, it’s usually the cheapest car insurance you can get in Flagstaff.
Here are some cheap liability car insurance companies in Flagstaff.
The below rates are estimated rates current as of: Thursday, March 13 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| Auto-Owners | $34 |
| Mile Auto | $40 |
| State Farm | $43 |
| GEICO | $44 |
| USAA | $48 |
| Metromile | $57 |
| Root | $61 |
| National General | $64 |
| Sun Coast | $65 |
| Allstate | $71 |
| Travelers | $73 |
| Progressive | $76 |
| Mercury | $77 |
| Dairyland | $80 |
| COUNTRY Financial | $83 |
| American Family | $84 |
| Safeco | $85 |
| Direct Auto | $85 |
| Clearcover | $86 |
| The Hartford | $86 |
| Farmers | $86 |
| The General | $89 |
| Bristol West | $93 |
| Nationwide | $97 |
| GAINSCO | $99 |
| Commonwealth Casualty | $124 |
| AssuranceAmerica | $127 |
| Liberty Mutual | $136 |
| Foremost | $166 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Flagstaff: Auto-Owners
In Flagstaff, the average cost of full-coverage car insurance is $130 per month. Full-coverage policies usually include comprehensive and collision coverage, which pays for damages to your vehicle, regardless of fault. Because they have more protection, full-coverage policies are usually more expensive.
The table below has cheap full-coverage options to consider.
The below rates are estimated rates current as of: Thursday, March 13 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| Auto-Owners | $57 |
| Mile Auto | $68 |
| State Farm | $70 |
| GEICO | $72 |
| USAA | $78 |
| Metromile | $93 |
| Root | $96 |
| Allstate | $116 |
| Travelers | $121 |
| Safeco | $122 |
| Sun Coast | $124 |
| Mercury | $129 |
| Progressive | $134 |
| COUNTRY Financial | $136 |
| American Family | $137 |
| The Hartford | $141 |
| Farmers | $142 |
| Clearcover | $147 |
| National General | $153 |
| Nationwide | $158 |
| Direct Auto | $179 |
| Bristol West | $183 |
| Liberty Mutual | $191 |
| The General | $194 |
| Dairyland | $213 |
| GAINSCO | $233 |
| AssuranceAmerica | $237 |
| Commonwealth Casualty | $302 |
| Foremost | $327 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Flagstaff, Arizona
Drivers in and around Flagstaff, Arizona have found policies from National General, Liberty Mutual, Just Pay-Per-Mile, and more, through Insurify in the last few days.
*Quotes generated for Insurify users in and around Flagstaff, Arizona within the last 10 days. Last updated on March 27, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 27, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Flagstaff, Arizona within the last 10 days. Last updated on March 27, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 27, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Arizona
Arizona requires all drivers to purchase a minimum level of liability insurance to drive legally. You must have 25/50/15 liability limits. Here’s what that translates to:[4]
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $15,000 |
In addition to these minimum amounts, it’s a good idea to consider whether these optional coverages are worth adding to your policy:
Comprehensive coverage
Comprehensive insurance pays for vehicle damage from non-collision incidents, like falling objects, severe weather, theft, vandalism, and more.
Collision coverage
Collision insurance covers vehicle repairs when you hit a stationary object or another vehicle, regardless of fault.
Medical payments coverage
Medical payments insurance helps cover any medical payments for you and people in your car, even if you already have health insurance.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage pays for your damages and injuries if someone without insurance or without enough coverage causes an accident.
Gap coverage
If you financed or leased your car, gap insurance pays the difference between the remaining loan balance and insurance settlement in the event of a total loss.
)
Is Accident Forgiveness Insurance Worth It?
Cheapest car insurance for drivers with an incident
Flagstaff reported about 1,700 car accidents in 2022, about 80 of which were alcohol-related.[5] If you have an at-fault accident, speeding ticket, or driving under the influence (DUI) conviction on your record, your rates will increase. Arizona may even require you to file an SR-22 insurance form, which can increase your rates for three or more years.
The incident’s severity can also affect your rates. Drivers with no incidents pay an average of $71 per month for liability coverage, but drivers with an at-fault accident pay an average of $98 per month. A DUI — which is a serious conviction — increases this average to $112 per month.
Here’s how your driving record affects average rates in Flagstaff.
The below rates are estimated rates current as of: Thursday, March 13 at 12:00 PM PDT.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| Auto-Owners | $34 | $44 | $45 | $55 |
| Mile Auto | $40 | $50 | $54 | $64 |
| State Farm | $43 | $54 | $57 | $69 |
| GEICO | $44 | $56 | $58 | $71 |
| USAA | $48 | $61 | $64 | $77 |
| Metromile | $57 | $78 | $81 | $91 |
| Root | $61 | $85 | $88 | $89 |
| National General | $64 | $82 | $84 | $103 |
| Sun Coast | $65 | $88 | $90 | $103 |
| Allstate | $71 | $91 | $94 | $114 |
| Travelers | $73 | $94 | $98 | $117 |
| Progressive | $76 | $97 | $103 | $122 |
| Mercury | $77 | $106 | $111 | $117 |
| Dairyland | $80 | $102 | $106 | $128 |
| COUNTRY Financial | $83 | $109 | $115 | $133 |
| American Family | $84 | $108 | $112 | $135 |
| Safeco | $85 | $111 | $116 | $131 |
| Direct Auto | $85 | $109 | $116 | $136 |
| Clearcover | $86 | $110 | $125 | $138 |
| The Hartford | $86 | $124 | $128 | $129 |
| Farmers | $86 | $110 | $114 | $138 |
| The General | $89 | $118 | $121 | $143 |
| Bristol West | $93 | $120 | $124 | $149 |
| Nationwide | $97 | $125 | $130 | $156 |
| GAINSCO | $99 | $135 | $126 | $159 |
| Commonwealth Casualty | $124 | $169 | $162 | $199 |
| AssuranceAmerica | $127 | $160 | $163 | $204 |
| Liberty Mutual | $136 | $186 | $191 | $218 |
| Foremost | $166 | $227 | $233 | $266 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of car insurance by age
Insurance companies charge teen drivers higher rates because their inexperience driving poses a higher risk of insurance losses. And senior drivers may pay slightly more expensive rates than they did when they were younger because age-related health issues can affect their driving abilities. Drivers in their 30s and 40s usually pay the cheapest rates, as long as they have a clean driving record.
Here’s how average rates in Flagstaff change based on driver age.
Age | Average Monthly Quote |
|---|---|
| Teens | $278 |
| 20s | $184 |
| 30s | $137 |
| 40s | $124 |
| 50s | $109 |
| 60s | $100 |
| 70s | $107 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Flagstaff car insurance quotes by credit tier
Arizona allows insurance companies to use your insurance-based credit score when determining your car insurance premium.[6] Insurance companies believe that drivers with good credit are less likely to file claims than drivers with poor credit, so they charge higher rates for people with less-than-perfect credit scores.
Here are Flagstaff’s average car insurance rates based on credit tier.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Flagstaff car insurance FAQs
Learn about same-day car insurance, and check out the answers to common questions about auto coverage in Flagstaff below.
How much is car insurance in Flagstaff?
The average cost of car insurance in Flagstaff is $71 per month for liability coverage and $130 per month for full coverage.
Which companies have the cheapest car insurance in Flagstaff?
Auto-Owners, Mile Auto, and State Farm are the cheapest car insurance companies in Flagstaff, with rates as low as $34, $40, and $43 per month, respectively.
But the cheapest company for someone else may not be the cheapest for you. It’s important to compare rates from multiple companies to find the one that offers you the best deal. You can also use a quote-comparison website to help you look at multiple rates in one place.
What are the best car insurance companies in Flagstaff?
Some of the best car insurance companies in Flagstaff include Auto-Owners, Mile Auto, and Root. These insurers offer relatively cheap average rates, advertise plenty of coverage options, and have high Insurify Quality (IQ) Scores.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Insurance Research Council. "Auto Insurance Affordability: Countrywide Trends and State Comparisons."
- U.S. Census Bureau. "QuickFacts: Phoenix city, Arizona; Tucson city, Arizona; Flagstaff city, Arizona."
- Department of Transportation. "What is "mandatory insurance"?."
- Arizona Department of Insurance and Financial Institutions. "Minimum Coverage Required for Arizona Drivers."
- Arizona Department of Transportation. "2022 Arizona Crash Facts Summary."
- Arizona Department of Insurance. "How Insurance Companies Use Credit Information."
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Lindsay VanSomeren
Lindsay VanSomeren is a freelance personal finance writer living in Suquamish, WA. Her work has appeared with FICO, Credit Karma, The Balance, and more. She enjoys helping people learn how to manage their money better so they can live the life they want.
Lindsay has been a contributor at Insurify since October 2022.
Courtney MikulskiSenior Editor, Auto
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
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