4.8out of 3,000+ reviews
4.8out of 3,000+ reviews
Last Updated February 1, 2022
Region | Ratings | State Average |
---|---|---|
Northwest | 842 | Among the best |
Brand | Ratings | User reviews |
---|---|---|
Insurify | 2.5 | 15 |
The largest discounts from PEMCO are: Multiple Policy, Anti-Theft Device, Anti-lock Brake
Discount Type | Discount % |
---|---|
Multiple Policy | Varies |
Anti-Theft Device | Varies |
Anti-lock Brake | Varies |
Passive Restraint | Varies |
Good Student | Varies |
Student Away at School | Varies |
Defensive Driver | Varies |
Accident Forgiveness | Varies |
Accident Free | Varies |
Loyalty | Varies |
Advance shopper | Varies |
Low Mileage | Varies |
Home Owner | Varies |
New Car | Varies |
Paid in full | Varies |
Occupation | Varies |
Alumni | Varies |
PEMCO offers a variety of home insurance coverages. PEMCO's agents will make sure there aren’t any gaps in your protection for your home and your possessions.
Available coverages and discounts may vary by state, but will most likely include:
PEMCO also offers earthquake insurance as a separate policy.
PEMCO’s auto insurance policies will cover bodily injury and property damage to others, no-fault personal injury coverage for your vehicle's occupants, physical damage coverage for your own vehicle for collisions or other perils, and rideshare insurance coverage.
Available coverages and discounts may vary by state, but will most likely include:
PEMCO offers a variety of renters insurance coverages. PEMCO's agents will make sure your personal property is completely protected from risks like fire, theft, vandalism, smoke, electrical surges, or windstorm damage.
Available coverages and discounts may vary by state, but will most likely include:
Renters will receive a discount if they also insure their vehicle with PEMCO.
Condo association insurance only covers the exterior structure of your building. However, a personal condo policy (HO6) covers replacement or repair costs of drywall, flooring, light fixtures, plumbing, other internal amenities, and any upgrades you’ve made within your condo unit.
Available coverages and discounts may vary by state, but will most likely include:
To purchase an umbrella insurance policy with PEMCO, you must first have a home and auto insurance policy with them. Additionally, your auto liability coverage must be at least $250,000/$500,000 for bodily injury and $100,000 for property damage. You also must carry homeowner liability limits of $300,000.
Umbrella insurance increases your liability protection limits beyond the limits set for your auto, home, and boat insurance policies. Your umbrella policy will kick in once the cost of damages exceeds your individual policy limits.
You can buy umbrella insurance at limits of $1 million, $2 million, or $3 million.
PEMCO offers coverage for your boat and other watercraft vehicles year-round. This protection is valid whether your boat is docked or out in the water and include inland bodies of water in the contiguous United States and Canada. Customers are also covered up to 75 miles off the Pacific Coast of either the contiguous United States or Canada (including the Queen Charlotte Islands, but not more than 12 miles off their western shore).
Available coverages and discounts may vary by state, but will most likely include:
PEMCO (which stands for Public Employees Mutual Insurance Company) was founded in Seattle in 1942 by Robert J. Handy. PEMCO Mutual Insurance Company originally provided car and home insurance to members of the local School Employees Credit Union of Washington.
PEMCO is the American Northwest region’s largest regional provider of auto, home, boat, renter/condo, and umbrella insurance. The company serves over half a million policyholders across the states of Washington and Oregon. A mutual insurance company, PEMCO is owned by its customers.
The company has a Better Business Bureau (BBB) rating of A+. PEMCO is based in Washington state, with headquarters in Seattle and two other offices in Lynnwood and Spokane.
Contact Information
Headquarters address: 1300 Dexter Avenue N., Seattle, Washington 98109
Phone number: (206) 628-4000; 1 (800) 467-3626 (toll-free)
Website: www.pemco.com
Insurify Composite Score | 0 |
Number of discounts | 17 |
Number of reviews | 15 |
User Rating | 2.5 |
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.