Cheap Auto Insurance Quotes in Gainesville, VA (January 2022)

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Last Updated: January 2022

Car Insurance in Gainesville, VA

The average cost of Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Gainesville, VA to find you the cheapest quotes in the area.
$140
$182
$184
$188
$196
ElephantSafeAutoTravelersAssuranceAmericaSafeco

Cheapest Car Insurance in Gainesville, VA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$149
$114
$134
$150
$124
$222
VirginiaVirginia BeachNorfolkChesapeakeRichmondGainesville
Click here to learn about car insurance quotes and save on your current policy.

Gainesville, VA Driving Facts

virginia

Minimum Car Insurance Requirements in VA

In Virginia, motorists are required to purchase liability insurance in the following minimum coverage limits:

  • $25,000 for bodily injury or death of one person
  • $50,000 for bodily injury or death of two+ people
  • $20,000 for property damage liability

Proof of insurance should be kept in the vehicle at all times. This can be in the form of an insurance card or policy declaration page. And while lawyers and police officers may disagree about whether carrying proof of insurance is a law, your best bet is to comply with the recommendations of the DMV. 

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Insurify Insights: How Gainesville Drivers Measure Up

toyota
Toyota Corolla
Most Popular Car in
Gainesville, VA
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Gainesville drivers measure up to their fellow Virginia motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle in Gainesville

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Gainesville is the Toyota Corolla.

DUI/DWIs in Gainesville

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Gainesville drivers rank -- in the number of DUI’s per driver across all cities in Virginia.

  • Rank within state: #--
  • Percent of drivers in Gainesville with a DUI: {{percentDrivers}}%
  • Drivers in Gainesville, VA with a DUI in their driving history paid on average {{overpay}}% more than drivers with a clean record

Speeding in Gainesville

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Virginia, Gainesville drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Gainesville with a speeding ticket: {{percentDrivers}}%
  • Drivers in Gainesville, VA with a speeding ticket in their driving history paid on average {{overpay}}% more than drivers with a clean record

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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