Cheap Auto Insurance Quotes in Brentwood, TN (January 2022)

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Last Updated: January 2022

Car Insurance in Brentwood, TN

The average cost of Tennessee car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Brentwood, TN to find you the cheapest quotes in the area.
$50
$91
$147
$155
$177
ProgressiveState FarmAmerican FamilyLiberty MutualDirect Auto

Cheapest Car Insurance in Brentwood, TN

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$132
$159
$112
$134
$124
$133
TennesseeMemphisKnoxvilleChattanoogaClarksvilleBrentwood
Click here to learn about car insurance quotes and save on your current policy.

Brentwood, TN Driving Facts

tennessee

Minimum Car Insurance Requirements in TN

All motor vehicles operated or parked on Tennessee roadways are required to be insured. The minimum liability car insurance requirements for private passenger vehicles in Tennessee are as follows:

  • $30,000 per person/$60,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Tennessee state law are $30,000 for the death or injury of a single victim as a result of a car accident and $60,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 30/60, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Tennessee law.

  • $15,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverge required in the state of Tennessee is $15,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Insurify Insights: How Brentwood Drivers Measure Up

ford
Ford Explorer
Most Popular Car in
Brentwood, TN
suspended licenses
#48
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Brentwood drivers measure up to their fellow Tennessee motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle in Brentwood

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Brentwood is the Ford Explorer.

DUI/DWIs in Brentwood

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Brentwood drivers rank 44 in the number of DUI’s per driver across all cities in Tennessee.

  • Rank within state: #44
  • Percent of drivers in Brentwood with a DUI: {{percentDrivers}}%
  • Drivers in Brentwood, TN with a DUI in their driving history paid on average {{overpay}}% more than drivers with a clean record

Speeding in Brentwood

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Tennessee, Brentwood drivers rank 35 in the number of speeding infractions per driver.

  • Rank within state: #35
  • Percent of drivers in Brentwood with a speeding ticket: {{percentDrivers}}%
  • Drivers in Brentwood, TN with a speeding ticket in their driving history paid on average {{overpay}}% more than drivers with a clean record

Green Driving in Brentwood, TN

The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.

The state of Tennessee offers many green driver incentives, including federal tax credits, HOV Smart Passes for hybrid vehicles, and discounts through some car insurance carriers.

Greenes Cities

Brentwood

Greenes Cities
% of Hybrids / Electrics
2%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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