Bad Credit Car Insurance in Tennessee
Tennessee sports a simple motto: "Agriculture and Commerce." In other words, the state has a bustling economy, which means its residents have places to be. But if you're a driver in Tennessee with bad credit, are you bound to pay higher car insurance prices?
As a state that uses credit-based insurance scores, those with less-than-perfect credit scores are probably going to have to pay a bit more for car insurance. But don't worry: credit is only one of many factors that go into determining your score. And if you work on improving your score, you could eventually find affordable car insurance rates.
Tennessee Car Insurance Rates for Bad Credit Drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Insurify's comparison tool will help you make sure you're getting the best possible quote even with a bad credit rating. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.
How Much Does Bad Credit Impact Car Insurance Rates in Tennessee?
Whether you're in a bit of debt or you've paid some bills late, low credit is a reality for millions of Americans. And if you're a driver in Tennessee with a low credit score, you'll pay on average about 7.5 percent more for car insurance than drivers with good credit.
Thankfully, Tennessee's average car insurance rates are lower than in most other states. So while adding $13 more to your car insurance bill each month is far from ideal, you'll still be paying a fairly reasonable $186 per month on average if you're a driver with a low credit score.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.