Cheap DUI Car Insurance in North Dakota (With Quotes)

Best DUI Insurance Companies in North Dakota (2022)

For drivers with a DUI or DWI offense in North Dakota, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in North Dakota. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in North Dakota.

DUI Car Insurance Costs in North Dakota

In North Dakota, a DUI or DWI offense will on average have drivers paying $309 per month and $3,708 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 86% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

How Much Does a DUI Impact Car Insurance Rates in North Dakota?

Regardless of what state you are in, a DUI violation will have a negative impact on your auto insurance rates. In North Dakota, having an incident on your driving record can result in an increase to an average rate of $309.18. This 86.25 percent hike in price is attributed to insurance companies assessing a higher risk rating to drivers with violations.

Normally, drivers with no DUI instances pay an average of $166. That means one violation can result in an additional $143.18 per month for coverage. With time—and if you maintain a clean driving record—most insurers will eventually lower your rates.

What Are the Average Car Insurance Prices After a DUI in North Dakota?

North Dakota is currently ranked as the 39th most expensive state for car insurance if you have a DUI. Comparatively, they are five times less expensive than the costliest state on the list, Michigan. However, they are still $100 more expensive than Alaska, which ranks as the least expensive state on the list.

Drivers who live in North Dakota can expect to pay on average $309.18 for coverage if there is a DUI violation on their record. Depending on how many instances a driver has had within a short time frame, that price can be hundreds of dollars higher.

How Long Is the Lookback Period for a DUI in North Dakota?

DUI violations fall into the priorable offense category, which means that any DUI after the first will carry a stricter penalty than the prior instance. There are limitations to how long a DUI will stay on your record and count against you for sentencing and penalty purposes in North Dakota. This period of time is referred to as the lookback period.

For drivers in North Dakota, the length of the lookback period is dependent on how many DUIs are on the driving record. The first, second, and third violations have a period of seven years, while fourth and subsequent instances last for the driver's life.

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies