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Cheapest Companies for Temporary Car Insurance North Carolina (2022)

For drivers looking for temporary insurance in North Carolina, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in North Carolina. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in North Carolina.

CarrierAvg. Monthly Cost
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Midvale$102
National General$122
Travelers$154
Safeco$155
Dairyland$164

What Is Temporary Car Insurance and How to Get It in North Carolina?

Temporary car insurance policies typically last for six months and are usually less expensive than a 12-month policy. There are websites that offer one-week or one-month policies, but they are probably a scam. In the United States, insurance companies only offer six- and 12-month policies. If you feel you need car insurance for less than six months, you should buy a six-month policy and cancel it early.

Flexibility is one of the great things about short-term car insurance policies. You don’t have to worry about being locked into a long, expensive policy with an insurer that isn't a good match for you. Plus, a six-month car insurance policy lets you begin shopping around for a lower rate much sooner, meaning you don’t have to overpay for insurance for too long. Check out Insurify to find a good, affordable temporary car insurance policy in North Carolina. Insurify can find up to 20 short-term car insurance policies for you from top companies within minutes!

What Are the Average Short-Term Car Insurance Rates in North Carolina?

According to Insurify’s database of more than four million car insurance policy applications, North Carolina drivers pay about $1,000 on average for a six-month policy. That’s an average of $170 per month. Don’t just take that $170 figure and multiply by 12 for the full-year policy total, though. Typically, a six-month car insurance policy is less expensive than a 12-month policy because the insurance company is assuming less risk.

Length of Short-Term Insurance PolicyAvg. Monthly Rate, Short-Term Policy
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Total Cost of 6 Month, Short-Term Policy
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
6 months$170$1,018

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What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in North Carolina?

It’s a great idea to buy a six-month car insurance policy in North Carolina because you never know when your rates might increase. Even if you got a great rate when you first bought your insurance policy, it doesn’t mean it’s going to stay that low. A six-month car insurance policy will allow you to begin comparison-shopping much sooner if your rate increases.

Reassessing your car insurance policy by shopping rates every six months doesn’t just make good financial sense—it’s also easy to do with Insurify. You can compare car insurance quotes from up to 20 companies at a time within minutes. Staying on top of car insurance rates every six months can also help keep you from wasting money.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in North Carolina within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in North Carolina

Insurance prices and policies can vary significantly between companies, and a state like North Carolina draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - North Carolina Car Insurance

  • Why is car insurance so expensive in North Carolina?

    There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Do car insurance rates vary by county in North Carolina?

    Auto insurance costs will vary between locations and insurance carriers, depending on the county North Carolina. Insurify analyzed the latest data for the five most populous cities in North Carolina to find you the cheapest quotes in each of these metropolitan areas.

  • Which providers have the best auto insurance ratings in North Carolina?

    The way to find the carrier with the best auto insurance ratings in North Carolina and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • How much do annual auto insurance rates increase in North Carolina?

    During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
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Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Joe Dyton
Joe DytonInsurance Writer

Joe Dyton has been a professional writer since 1999. He's been writing about the auto insurance industry for 15 years and was an in-house marketing copywriter for GEICO for a decade. Learn more about Joe at joedyton.com.