Cheap Auto Insurance Quotes in Kannapolis, NC (January 2022)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Tar Heel State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million


Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Car Insurance in Kannapolis, NC

The average cost of North Carolina car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Kannapolis, NC to find you the cheapest quotes in the area.

Cheapest Car Insurance in Kannapolis, NC

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

North CarolinaCharlotteRaleighGreensboroDurhamKannapolis
Click here to learn about car insurance quotes and save on your current policy.

Kannapolis, NC Driving Facts


Minimum Car Insurance Requirements in NC

All motor vehicles operated or parked on North Carolina roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in North Carolina are as follows:

  • $30,000 per person / $60,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by North Carolina state law are $30,000 for the death or injury of a single victim as a result of a car accident and $60,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 30/60, referring to the dollar limitations of each minimum. In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by North Carolina law.

  • $25,000/accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of North Carolina is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Uninsured or underinsured motorist coverage is legally required in North Carolina to cover damages and lost wages to drivers and passengers involved in an accident with an uninsured/underinsured at-fault driver.

  • $30,000 per person / $60,000 per accident for Bodily Injury Coverage if injured by an uninsured/underinsured driver
  • $25,000 for Property Damage caused by an uninsured/underinsured driver

Find local Kannapolis agents

Pethel Insurance Group 
2622 Dale Earnhardt Blvd, Kannapolis, NC 28083
Cook Insurance and Financial, Inc. 
1222 S. Main St., Kannapolis, NC 28081
Direct Auto Insurance
1507 S Cannon Blvd, Kannapolis, NC 28083
La Vaughn Rodgers Insurance
411 Jackson Park Rd, Kannapolis, NC 28083
McMillan Steedley Agency
620 N Main St, Kannapolis, NC 28081
Direct Auto Insurance
1507 S Cannon Blvd, Kannapolis, NC 28083
Patriot Insurance Agencies
2400 S Cannon Blvd, Kannapolis, NC 28083
Cabarrus Rowan Insurance
Beside Hilbish Ford, 2506 S Cannon Blvd, Kannapolis, NC 28083
McMillan Insurance Agency
119 West Ave, Kannapolis, NC 28081
Pethel Insurance Group
2622 Dale Earnhardt Blvd, Kannapolis, NC 28083

Insurify Insights: How Kannapolis Drivers Measure Up

Honda Accord
Most Popular Car in
Kannapolis, NC
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Kannapolis drivers measure up to their fellow North Carolina motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Kannapolis

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Kannapolis drivers rank 13 in the number of car accidents per driver across all cities in North Carolina.

  • Rank within state: #13
  • Percent of drivers in Kannapolis with an accident: 11.82%
  • Drivers in Kannapolis, NC with an accident in their driving history paid on average 11.32% more than drivers with a clean record

Speeding in Kannapolis

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in North Carolina, Kannapolis drivers rank 37 in the number of speeding infractions per driver.

  • Rank within state: #37
  • Percent of drivers in Kannapolis with a speeding ticket: 6.97%
  • Drivers in Kannapolis, NC with a speeding ticket in their driving history paid on average 36.79% more than drivers with a clean record

DUI/DWIs in Kannapolis

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Kannapolis drivers rank 32 in the number of DUI’s per driver across all cities in North Carolina.

  • Rank within state: #32
  • Percent of drivers in Kannapolis with a DUI: 1.21%
  • Drivers in Kannapolis, NC with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Kannapolis

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Kannapolis is the Honda Accord.


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Full starFull starFull starFull starFull star
3688 Reviews

Insurify is rated 4.8 out of 5 based on 3688 customer reviews.
With over 30,109,648 quotes provided, we have helped thousands of customers save time and money!