Cheap Auto Insurance Quotes in Chesterfield, MO (2021)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Show Me State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes

Car Insurance in Chesterfield, MO

The average cost of Missouri car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Chesterfield, MO to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$66
$75
$81
$138
$301
ProgressiveAllstateDirect AutoTravelersThe General
Monthly $

Cheapest Car Insurance in Chesterfield, MO

Here are the cheapest carriers in Chesterfield for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$141
$171
$149
$135
$118
$132
MissouriKansas CitySpringfieldIndependenceColumbiaChesterfield
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Chesterfield, MO Driving Facts

missouri

Minimum Car Insurance Requirements in MO

All motor vehicles operated or parked on Missouri roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in Missouri are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Missouri state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Missouri law.

  • $10,000/accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of Missouri is $10,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Uninsured and underinsured motorist coverage are required in Missouri. This coverage protects drivers who might incur damages from an accident caused by an uninsured or underinsured driver. If involved in an accident with an individual without sufficient coverage, insured drivers will still be covered. In Missouri, the legally required level of Uninsured Motorist coverage is:

  • $25,000 per person/$50,000 per accident for Bodily Injury  

Find local Chesterfield agents

Hebbeln Insurance 
744 H Spirit of Saint Louis Blvd, Chesterfield, MO 63005
TIG Advisors 
#1 McBride & Son Center, Chesterfield, MO 63005
Weiss Insurance Agency 
683 Trade Center Blvd Ste 100, Chesterfield, MO 63005-1286
Pro Con 
16052 Swingley Ridge Rd, Chesterfield, MO 63017-2079
Charles L Crane Agency Company 
400 Chesterfield Center, Ste 320, Chesterfield, MO 63017-4800
Insurance Store 
1415 Elbridge Payne Rd Ste 230, Chesterfield, MO 63017-8522
Heffernan Insurance Brokers 
16100 Swingley Ridge Rd Ste 250, Chesterfield, MO 63017-1788
Thomas Insurance Advisors 
632 Trade Ctr Blvd Ste B, Chesterfield, MO 63005-1277
A Marsh & McLennan Agency
825 Maryville Centre Dr Ste 200, Chesterfield, MO 63017-5942
St Louis Insurance Group LLC
16100 Chesterfield Pkwy W Suite 385, Chesterfield, MO 63017

Insurify Insights: How Chesterfield Drivers Measure Up

honda
Honda CR-V
Most Popular Car in
Chesterfield, MO
suspended licenses
#42
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Chesterfield drivers measure up to their fellow Missouri motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Chesterfield

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Chesterfield is the Honda CR-V.

DUI/DWIs Chesterfield

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Chesterfield drivers rank 34 in the number of DUI’s per driver across all cities in Missouri.

  • Rank within state: #34
  • Percent of drivers in Chesterfield with a DUI: %
  • Drivers in Chesterfield, MO with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Chesterfield

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Missouri, Chesterfield drivers rank 26 in the number of speeding infractions per driver.

  • Rank within state: #26
  • Percent of drivers in Chesterfield with a speeding ticket: %
  • Drivers in Chesterfield, MO with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Green Driving in Chesterfield, MO

The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.

The state of Missouri offers many green driver incentives, including federal tax credits and discounts through some car insurance carriers.

Greenes Cities

Chesterfield

Greenes Cities
% of Hybrids / Electrics
1%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.