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Cheap Auto Insurance Quotes in Waterford, MI (January 2022)

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Last Updated: January 2022
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Car Insurance in Waterford, MI

The average cost of Michigan car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Waterford, MI to find you the cheapest quotes in the area.
$302
$1,324
Liberty MutualAmerican Family

Cheapest Car Insurance in Waterford, MI

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$482
$520
$241
$338
$498
$813
MichiganDetroitGrand RapidsWarrenSterling HeightsWaterford
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Waterford, MI Driving Facts

michigan

Minimum Car Insurance Requirements in MI

Michigan has more complex insurance laws, centered around a no-fault car insurance policy mandate, that are designed to cover injuries and damages caused in an accident regardless of fault. Michigan car insurance companies also offer three types of collision car insurance: limited, standard, and broad form.

Find local Waterford agents

The Huttenlocher Group LLC 
1007 W Huron, Waterford, MI 48328
Berkfield & Company, Ltd. 
2625 Pontiac Lake Road, Waterford, MI 48328
Vollrath Insurance Services Inc. 
4700 Dixie Hwy, Waterford, MI 48329-3521
Select Underwriters Inc 
100 N Williams Lake Rd, Ste A, Waterford, MI 48327-4351
Hutchisons Insurance Agency LLC 
3392 Sashabaw Rd, Waterford, MI 48329-4052
Viking Insurance Agency
4209 Sashabaw Rd, Waterford Twp, MI 48329
A-one Insurance Agency Llc
3129 Dixie Hwy, Waterford Twp, MI 48328
A. Young Insurance Agency
1400 Scott Lake Rd AA, Waterford Twp, MI 48328
L.A. Insurance
3505 Elizabeth Lake Rd, Waterford Twp, MI 48328
Molina Insurance Agency
4620 Dixie Hwy Suite C, Waterford Twp, MI 48329

Insurify Insights: How Waterford Drivers Measure Up

chevrolet
Chevrolet Equinox
Most Popular Car in
Waterford, MI
suspended licenses
#40
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Waterford drivers measure up to their fellow Michigan motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Waterford

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Waterford drivers rank 7 in the number of car accidents per driver across all cities in Michigan.

  • Rank within state: #7
  • Percent of drivers in Waterford with an accident: 6.94%
  • Drivers in Waterford, MI with an accident in their driving history paid on average 36.77% more than drivers with a clean record

Speeding in Waterford

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Michigan, Waterford drivers rank 14 in the number of speeding infractions per driver.

  • Rank within state: #14
  • Percent of drivers in Waterford with a speeding ticket: 7.51%
  • Drivers in Waterford, MI with a speeding ticket in their driving history paid on average --% more than drivers with a clean record

DUI/DWIs in Waterford

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Waterford drivers rank 5 in the number of DUI’s per driver across all cities in Michigan.

  • Rank within state: #5
  • Percent of drivers in Waterford with a DUI: 2.02%
  • Drivers in Waterford, MI with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Waterford

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Waterford is the Chevrolet Equinox.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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