Cheap Auto Insurance Quotes in Troy, MI (2021)

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Car Insurance in Troy, MI

The average cost of Michigan car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Troy, MI to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$368
Liberty Mutual
Monthly $

Cheapest Car Insurance in Troy, MI

Here are the cheapest carriers in Troy for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$373
$520
$241
$338
$399
$368
MichiganDetroitGrand RapidsWarrenSterling HeightsTroy
Monthly $

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Troy, MI Driving Facts

michigan

Minimum Car Insurance Requirements in MI

Michigan has more complex insurance laws, centered around a no-fault car insurance policy mandate, that are designed to cover injuries and damages caused in an accident regardless of fault. Michigan car insurance companies also offer three types of collision car insurance: limited, standard, and broad form.

Insurify Insights: How Troy Drivers Measure Up

jeep
Jeep Grand Cherokee
Most Popular Car in
Troy, MI
suspended licenses
#45
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Troy drivers measure up to their fellow Michigan motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Troy

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Troy drivers rank 21 in the number of car accidents per driver across all cities in Michigan.

  • Rank within state: #21
  • Percent of drivers in Troy with an accident: 5.38%
  • Drivers in Troy, MI with an accident in their driving history paid on average 45.14% more than drivers with a clean record

Speeding Troy

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Michigan, Troy drivers rank 12 in the number of speeding infractions per driver.

  • Rank within state: #12
  • Percent of drivers in Troy with a speeding ticket: 7.69%
  • Drivers in Troy, MI with a speeding ticket in their driving history paid on average --% more than drivers with a clean record

DUI/DWIs Troy

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Troy drivers rank 39 in the number of DUI’s per driver across all cities in Michigan.

  • Rank within state: #39
  • Percent of drivers in Troy with a DUI: 0.77%
  • Drivers in Troy, MI with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Troy

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Troy is the Jeep Grand Cherokee.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.