Cheap Auto Insurance Quotes in Sterling Heights, MI (2021)

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Car Insurance in Sterling Heights, MI

The average cost of Michigan car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Sterling Heights, MI to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$399
Liberty Mutual
Monthly $

Cheapest Car Insurance in Sterling Heights, MI

Here are the cheapest carriers in Sterling Heights for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$435
$520
$241
$338
$678
$399
MichiganDetroitGrand RapidsWarrenAnn ArborSterling Heights
Monthly $

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Sterling Heights, MI Driving Facts

michigan

Minimum Car Insurance Requirements in MI

Michigan has more complex insurance laws, centered around a no-fault car insurance policy mandate, that are designed to cover injuries and damages caused in an accident regardless of fault. Michigan car insurance companies also offer three types of collision car insurance: limited, standard, and broad form.

Find local Sterling Heights agents

First Independent Descamps Insurance Agency 
14500 Lakeside Circle, Sterling Heights, MI 48313
Sterling Insurance Group, Inc 
13900 Lakeside Circle, Sterling Heights, MI 48313
ISU-Great Northern Insurance Agency 
39850 Van Dyke Ave, Sterling Heights, MI 48313-4628
Beyond Insurance Group LLC 
38219 Mound Rd, Sterling Heights, MI 48310-3466
Spindler Insurance Agency Inc 
39047 Helena Ave, Sterling Heights, MI 48313-5515
The Salvati Insurance Group, Inc. 
42370 Van Dyke Ave, Sterling Heights, MI 48314-3487
Primary Insurance Agency Group LLC 
2071 15 Mile Rd, Sterling Heights, MI 48310-4804
Millennium Insurance-Sterling Heights, MI
43807 Van Dyke Ave, Sterling Heights, MI 48314
Sterling Insurance Group
13900 Lakeside Cir, Sterling Heights, MI 48313
Envision Insurance Agency
38221 Mound Rd Building G, Sterling Heights, MI 48310

Insurify Insights: How Sterling Heights Drivers Measure Up

chevrolet
Chevrolet Equinox
Most Popular Car in
Sterling Heights, MI
suspended licenses
#33
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Sterling Heights drivers measure up to their fellow Michigan motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Sterling Heights

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Sterling Heights drivers rank 22 in the number of car accidents per driver across all cities in Michigan.

  • Rank within state: #22
  • Percent of drivers in Sterling Heights with an accident: 5.34%
  • Drivers in Sterling Heights, MI with an accident in their driving history paid on average 27.59% more than drivers with a clean record

Speeding Sterling Heights

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Michigan, Sterling Heights drivers rank 27 in the number of speeding infractions per driver.

  • Rank within state: #27
  • Percent of drivers in Sterling Heights with a speeding ticket: 6.15%
  • Drivers in Sterling Heights, MI with a speeding ticket in their driving history paid on average 25.17% more than drivers with a clean record

DUI/DWIs Sterling Heights

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Sterling Heights drivers rank 36 in the number of DUI’s per driver across all cities in Michigan.

  • Rank within state: #36
  • Percent of drivers in Sterling Heights with a DUI: 0.81%
  • Drivers in Sterling Heights, MI with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Sterling Heights

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Sterling Heights is the Chevrolet Equinox.

Rude Sterling Heights

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Michigan, Sterling Heights drivers rank 4 in rude driving infractions.

  • Rank within state: #4
  • Percent of drivers in Sterling Heights with a reckless driving violation: 2.1%
  • Drivers in Sterling Heights, MI with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers Sterling Heights

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Sterling Heights drivers rank 5 in clean driving records across all cities in Michigan.

  • Rank within state: #5
  • Percent of drivers in Sterling Heights with clean record: 88.19%

Failure to Yield the Right of Way Sterling Heights

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Sterling Heights drivers rank 7 in failure to yield violations per driver across all cities in Michigan.

  • Rank within state: #7
  • Percent of drivers in Sterling Heights with a failure to yield violation: 0.49%
  • Drivers in Sterling Heights, MI with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Sterling Heights

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Michigan, Sterling Heights drivers rank 15 in the number of reckless driving offenses per driver.

  • Rank within state: #15
  • Percent of drivers in Sterling Heights with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Sterling Heights

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Sterling Heights drivers rank 15 in hybrid and electric vehicle ownership across all cities in Michigan.

  • Rank within state: #15
  • Percent of drivers in Sterling Heights with a hybrid/electric vehicle: 0.86%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.