Cheap Auto Insurance Quotes in Southfield, MI (2021)

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Car Insurance in Southfield, MI

The average cost of Michigan car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Southfield, MI to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$310
$1,957
Liberty MutualAmerican Family
Monthly $

Cheapest Car Insurance in Southfield, MI

Here are the cheapest carriers in Southfield for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$526
$520
$241
$338
$399
$1,134
MichiganDetroitGrand RapidsWarrenSterling HeightsSouthfield
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Southfield, MI Driving Facts

michigan

Minimum Car Insurance Requirements in MI

Michigan has more complex insurance laws, centered around a no-fault car insurance policy mandate, that are designed to cover injuries and damages caused in an accident regardless of fault. Michigan car insurance companies also offer three types of collision car insurance: limited, standard, and broad form.

Insurify Insights: How Southfield Drivers Measure Up

chevrolet
Chevrolet Malibu
Most Popular Car in
Southfield, MI
suspended licenses
#30
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Southfield drivers measure up to their fellow Michigan motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Southfield

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Southfield drivers rank 20 in the number of car accidents per driver across all cities in Michigan.

  • Rank within state: #20
  • Percent of drivers in Southfield with an accident: 5.44%
  • Drivers in Southfield, MI with an accident in their driving history paid on average 54.95% more than drivers with a clean record

Speeding Southfield

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Michigan, Southfield drivers rank 22 in the number of speeding infractions per driver.

  • Rank within state: #22
  • Percent of drivers in Southfield with a speeding ticket: 6.47%
  • Drivers in Southfield, MI with a speeding ticket in their driving history paid on average 22.63% more than drivers with a clean record

DUI/DWIs Southfield

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Southfield drivers rank 35 in the number of DUI’s per driver across all cities in Michigan.

  • Rank within state: #35
  • Percent of drivers in Southfield with a DUI: 0.88%
  • Drivers in Southfield, MI with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Southfield

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Southfield is the Chevrolet Malibu.

Rude Southfield

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Michigan, Southfield drivers rank 1 in rude driving infractions.

  • Rank within state: #1
  • Percent of drivers in Southfield with a reckless driving violation: 2.79%
  • Drivers in Southfield, MI with a reckless driving violation in their driving history paid on average 58.18% more than drivers with a clean record.

Safest Drivers Southfield

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Southfield drivers rank 9 in clean driving records across all cities in Michigan.

  • Rank within state: #9
  • Percent of drivers in Southfield with clean record: 87.21%

Failure to Yield the Right of Way Southfield

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Southfield drivers rank 9 in failure to yield violations per driver across all cities in Michigan.

  • Rank within state: #9
  • Percent of drivers in Southfield with a failure to yield violation: 0.44%
  • Drivers in Southfield, MI with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Southfield

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Michigan, Southfield drivers rank 13 in the number of reckless driving offenses per driver.

  • Rank within state: #13
  • Percent of drivers in Southfield with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Southfield

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Southfield drivers rank 8 in hybrid and electric vehicle ownership across all cities in Michigan.

  • Rank within state: #8
  • Percent of drivers in Southfield with a hybrid/electric vehicle: 1.58%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.