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Cheap Auto Insurance Quotes in Shelby, MI (January 2022)

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Last Updated: January 2022

Car Insurance in Shelby, MI

The average cost of Michigan car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Shelby, MI to find you the cheapest quotes in the area.
$1,173
American Family

Cheapest Car Insurance in Shelby, MI

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$554
$520
$241
$338
$498
$1,173
MichiganDetroitGrand RapidsWarrenSterling HeightsShelby
Click here to learn about car insurance quotes and save on your current policy.

Shelby, MI Driving Facts

michigan

Minimum Car Insurance Requirements in MI

Michigan has more complex insurance laws, centered around a no-fault car insurance policy mandate, that are designed to cover injuries and damages caused in an accident regardless of fault. Michigan car insurance companies also offer three types of collision car insurance: limited, standard, and broad form.

Find local Shelby agents

Gales Agency Inc 
242 N. Michigan Ave., Shelby, MI 49455
Shelby Insurance Co
132 N Washington Ave, Saginaw, MI 48607
Custom Ins Agency
50551 Van Dyke Ave, Shelby Township, MI 48317
L.A. Insurance
47091 Van Dyke Ave, Shelby Township, MI 48317
Lifetime Insurance Services
50258 Van Dyke Ave suite e, Shelby Township, MI 48317
Gales Insurance Agency
8238 Whitehall Rd, Whitehall, MI 49461
Custom Ins Agency
50551 Van Dyke Ave, Shelby Township, MI 48317
Express Insurance
50258 Van Dyke Ave, Shelby Township, MI 48317
L.A. Insurance
47091 Van Dyke Ave, Shelby Township, MI 48317
Lifetime Insurance Services
50258 Van Dyke Ave suite e, Shelby Township, MI 48317

Insurify Insights: How Shelby Drivers Measure Up

dodge
Dodge Avenger
Most Popular Car in
Shelby, MI
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Shelby drivers measure up to their fellow Michigan motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle in Shelby

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Shelby is the Dodge Avenger.

DUI/DWIs in Shelby

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Shelby drivers rank -- in the number of DUI’s per driver across all cities in Michigan.

  • Rank within state: #--
  • Percent of drivers in Shelby with a DUI: {{percentDrivers}}%
  • Drivers in Shelby, MI with a DUI in their driving history paid on average {{overpay}}% more than drivers with a clean record

Speeding in Shelby

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Michigan, Shelby drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Shelby with a speeding ticket: {{percentDrivers}}%
  • Drivers in Shelby, MI with a speeding ticket in their driving history paid on average {{overpay}}% more than drivers with a clean record

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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