Cheap Auto Insurance Quotes in Royal Oak, MI (November 2021)

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Car Insurance in Royal Oak, MI

The average cost of Michigan car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Royal Oak, MI to find you the cheapest quotes in the area.
$319
$493
$495
Liberty MutualMidvale Home & AutoArrowhead

Cheapest Car Insurance in Royal Oak, MI

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$407
$520
$241
$338
$498
$436
MichiganDetroitGrand RapidsWarrenSterling HeightsRoyal Oak
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Royal Oak, MI Driving Facts

michigan

Minimum Car Insurance Requirements in MI

Michigan has more complex insurance laws, centered around a no-fault car insurance policy mandate, that are designed to cover injuries and damages caused in an accident regardless of fault. Michigan car insurance companies also offer three types of collision car insurance: limited, standard, and broad form.

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Insurify Insights: How Royal Oak Drivers Measure Up

kia
KIA Soul
Most Popular Car in
Royal Oak, MI
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Royal Oak drivers measure up to their fellow Michigan motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Royal Oak

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Royal Oak is the KIA Soul.

DUI/DWIs Royal Oak

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Royal Oak drivers rank -- in the number of DUI’s per driver across all cities in Michigan.

  • Rank within state: #--
  • Percent of drivers in Royal Oak with a DUI: %
  • Drivers in Royal Oak, MI with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Royal Oak

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Michigan, Royal Oak drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Royal Oak with a speeding ticket: %
  • Drivers in Royal Oak, MI with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.


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