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Cheap Auto Insurance Quotes in Canton, MI (January 2022)

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Last Updated: January 2022
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Car Insurance in Canton, MI

People living in Canton and in other cities across Michigan are required to have car insurance to stay legal and safe drivers on the road. Because the average cost of car insurance in Michigan is higher than the national average, it’s important for Canton drivers to know how and where to find the cheapest possible car insurance rates.

Buying insurance in Michigan doesn’t have to break the bank. With Insurify, you can compare car insurance quotes from multiple providers online without ever having to talk to an insurance agent. Use Insurify and get the best and cheapest auto insurance for you today. It’s completely free to use and only takes a few minutes!

The type of coverage you choose is not the only factor that will decide your insurance rates, though you will see costs vary between coverage options. Insurance coverage costs are also dependent on your location and will vary from city to city in Michigan. Below are the average car insurance rates for Michigan cities. See how Canton compares:

$343
$419
$435
Liberty MutualArrowheadMidvale Home & Auto

Cheapest Car Insurance in Canton, MI

Some car insurance providers are able to offer cheaper car insurance coverage than others. That’s because every insurance provider weighs information like your age, driving record and credit score a little differently. While the following car insurance companies offer the cheapest rates on average in Canton, get a free quote from Insurify to estimate your individual rate.

Best Car Insurance in Canton, MI

While it may be tempting to choose the car insurance policy with the cheapest premium and the highest deductible, it’s also important to choose a company that can reliably pay claims and offer good customer service. We evaluated a range of financial strength and customer satisfaction indicators to find the best car insurance companies in Michigan.

Average Car Insurance Cost

$399
$520
$241
$338
$498
$399
MichiganDetroitGrand RapidsWarrenSterling HeightsCanton
Click here to learn about car insurance quotes and save on your current policy.

Canton, MI Driving Facts

michigan

Minimum Car Insurance Requirements in MI

Michigan has more complex insurance laws, centered around a no-fault car insurance policy mandate, that are designed to cover injuries and damages caused in an accident regardless of fault. Michigan car insurance companies also offer three types of collision car insurance: limited, standard, and broad form.

Canton Car Insurance Rates by Driver Age

One of the first factors car insurance companies look at when determining your rates is your age. That’s because younger drivers are less experienced on the road and more likely to get into car accidents. More mature drivers, however, tend to see the cheapest rates. Here’s what you can expect to pay based on your age group in Michigan.

Canton Car Insurance Rates by Driving and Accident History

Insurance companies view drivers with infractions on their driving records as a greater risk to insure. That’s why you’ll pay more for car insurance if you have speeding tickets, DUIs, or accidents in your driving history. Here’s what drivers with these issues pay on average for car insurance when compared to drivers with a clean driving record in Michigan.

Canton Car Insurance Rates by Credit Tier

Yet another factor that goes into determining your insurance premium is your credit score. Drivers with excellent credit see lower car insurance rates than drivers with bad credit. Here’s what you can expect to pay for car insurance in Michigan based on your credit score:

Canton DMV Information

The Secretary of State office in Canton, Michigan offers DMV services such as motor vehicle registration and driver’s license renewal. The office actually offers a self-service station for these tasks, which is open 24 hours a day, whereas the Secretary of State office itself is open Monday through Friday 9:00 am to 5:00 pm. The Canton Secretary of State office is located at:
8565 N Lilley Rd
Canton, MI 48187
(888) 767-6424

Public Transportation in Canton

Most residents of Canton drive and public transportation options are relatively limited. The Canton Mobility Transportation service is available to residents aged 55 and older, those with disabilities, and those who qualify for Social Security. The cost of a ride is $3 (cash only), and transportation is available to nearby cities including Livonia, where the hospital is located.

For residents who do not own a vehicle, Uber, Lyft, and taxi services are available in Canton to get around the city.

How to Get the Cheapest Car Insurance in Canton

The easiest way to get the best and cheapest car insurance in Canton is to compare customized car insurance quotes from multiple providers. Rather than getting quotes from an insurance agency, you can save time by using Insurify to find the right policy for you and to find the most competitive rates in your area.

You’ll just need to answer a few questions about your vehicle and driving history to get started and we’ll provide you with quotes from multiple providers. The best part? You don’t have to spend hours on the phone with an insurance agent to find the best policy for you. You can also use Insurify to shop for home insurance and life insurance.

Insurify Insights: How Canton Drivers Measure Up

chevrolet
Chevrolet Equinox
Most Popular Car in
Canton, MI
suspended licenses
#17
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Canton drivers measure up to their fellow Michigan motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Canton

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Canton drivers rank 12 in the number of car accidents per driver across all cities in Michigan.

  • Rank within state: #12
  • Percent of drivers in Canton with an accident: 6.19%
  • Drivers in Canton, MI with an accident in their driving history paid on average --% more than drivers with a clean record

Speeding in Canton

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Michigan, Canton drivers rank 5 in the number of speeding infractions per driver.

  • Rank within state: #5
  • Percent of drivers in Canton with a speeding ticket: 8.76%
  • Drivers in Canton, MI with a speeding ticket in their driving history paid on average -94.2% more than drivers with a clean record

DUI/DWIs in Canton

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Canton drivers rank 14 in the number of DUI’s per driver across all cities in Michigan.

  • Rank within state: #14
  • Percent of drivers in Canton with a DUI: 1.55%
  • Drivers in Canton, MI with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Canton

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Canton is the Chevrolet Equinox.

Hybrid/Electric Vehicle Ownership in Canton

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Canton drivers rank 9 in hybrid and electric vehicle ownership across all cities in Michigan.

  • Rank within state: #9
  • Percent of drivers in Canton with a hybrid/electric vehicle: 1.44%

FAQs - Canton, MI Car Insurance

How do I find cheap car insurance in Canton, MI?

You can use Insurify to identify the car insurance companies that can offer you the cheapest premiums in Canton. You’ll just need to enter your information once, instead of going to multiple providers’ websites for quotes. Let Insurify take over your insurance services for car insurance and homeowners insurance. It’s completely free to use and takes only five minutes!

How much does car insurance cost in Canton, MI?

The average cost of car insurance in Canton is $781, but keep in mind that your individual auto insurance rates will depend on your age, credit score, and driving record. You can also save on car insurance by bundling your auto insurance policy with your homeowners insurance or renters insurance. It’s also important to check out what discounts you might qualify for, such as a loyalty insurance discount or a safe driver discount, to save on your premiums.

What drives up car insurance rates in Canton, MI?

High required coverage limits is one of the reasons why car insurance is so expensive in Michigan. Another reason Michiganders see higher rates than the national average is because Michigan has a high percentage of uninsured motorists. Other aspects of your driving history like DUIs or accidents will also drive up your insurance rates in Canton.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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